2143-2145 Northampton Street, Holyoke MA 01040
Holyoke, MA 01040
$499,900
$485,000
Est. $3,078/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Great investment opportunity or owner occupied property! Second and 3rd floors are vacant and ready for immediate occupancy. This is not your average multi-family! Expect to be impressed with this beautiful vinyl-sided multi family offering exceptional space and versatility. Property is lead compliant. The 1st and 2nd floor units each feature oversized primary bedroom en-suites with full baths, along with updated fully equipped eat-in kitchens w/appliances included, gleaming hardwood flooring, central air, and laundry area conveniently located right outside the unit. An added bonus is the beautifully finished third floor offering 4 additional rooms,1 bedroom, and a full bath with walk-in shower — ideal for extended living space, home office setup, or added rental potential. Roof (2018) Replacement windows (2007) Gas FWA heat on 1 & 2nd floors, electric on 3rd floor. So much has been done! Movie ready!
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Recently Sold Nearby
Price & Status History
Market Insights
1
Price Changes
3%
Price Range
Property Timeline
Price Reduced
Oct 15, 2026
$485,000
$14,900
(-2.98%)
From $499,900 to $485,000 (-3.0%)
Listed for Sale
Sep 1, 2026
$499,900
Original listing
Agent: Jen Wilson Home Team
Office: Berkshire Hathaway HomeServices Realty Professionals
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/15/2026 | ↓ Price Reduced | $485,000 | $14,900 | - | From $499,900 to $485,000 (-3.0%) |
| 09/01/2026 | 🏠 Listed for Sale | $499,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $5,111 | $292,700 |
Financial Details
Annual Property Tax
$5,111
Tax Year 2025
Assessed Value
$292,700
Facts & Features
Central AC
Home Facts
Type
Residential Income
Style
Multi Family
Year Built
1928
Living Area
3,604 sq ft
Lot Size
0.17 acres
Stories
3
Bedrooms
7
Full Baths
5
Total Rooms
16
Investment Metrics
Units
2
Unit 1 Rent
$1,800/mo · N
Unit 2 Rent
— · N
Unit 3 Rent
— · N
Total Monthly Rent
$1,800/mo
Gross Income
$21,600
Net Operating Income
$21,600
Cap Rate
4.45%
Interior
Heating
Forced Air, Natural Gas, Electric
Cooling
Central Air, Window Unit(s)
Flooring
Tile, Carpet, Varies, Laminate, Hardwood
Appliances
Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer, Range Hood
Fireplace
None
Basement
Full, Unfinished
Laundry
Washer Hookup
Features
Ceiling Fan(s), Lead Certification Available, Crown Molding, Bathroom With Shower Stall, Bathroom With Tub & Shower, Living Room, Dining Room, Kitchen, Laundry Room, Office/den
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
Balcony
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch
Parking
Features
Paved Drive, Off Street, Paved
Total Spaces
6
Utilities
Electric
Circuit Breakers, 100 Amp Service, Individually Metered
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range, For Electric Range, Washer Hookup, Varies Per Unit
Financial
Annual Tax
$5,111
Assessed Value
$292,700
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Certified Treated
Seller Disclosures
1st Floor Long Term Tenant. 1st Floor Washer/dryer Is Tenant Owned-not Included.buyer To Confirm Intended Use W/town. 3rd Floor Gla Is Estimated By Seller. Video Surveillance/recording On Site.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Owner
Sq Ft Disclosures
Public record states 2,804, 800sf on 3rd floor is approximate & included in over GLA of 3,604 sf
Documents
None
County
Hampden
Total market time (incl. prior listings)
45 days
Property Overview
Property Type
Multi Family
Listing Type
For Sale
Year Built
1928
Bedrooms
7
Full Bathrooms
5
Living Area
3,604 sq ft
Total Rooms
16
Stories
3
Levels
3
Floor Layout
Interior Features
Flooring:
Tile, Carpet, Varies, Laminate, Hardwood
Appliances:
Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer, Range Hood
Interior Features:
Ceiling Fan(s), Lead Certification Available, Crown Molding, Bathroom with Shower Stall, Bathroom With Tub & Shower, Living Room, Dining Room, Kitchen, Laundry Room, Office/Den
Windows:
Basement:
Full, Unfinished
Laundry:
Washer Hookup
Security:
Construction & Materials
Year Built:
1928
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Block, Stone
Stories:
3
Utilities & Systems
Heating:
Forced Air, Natural Gas, Electric
Cooling:
Central Air, Window Unit(s)
Hot Water:
Electric, Tank, Varies Per Unit
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Balcony
Patio & Porch:
Porch
Fencing:
Other Structures:
Shed(s)
Lot Features:
Road Surface:
Paved
Parking & Garage
Total Parking Spaces:
6
Parking Features:
Paved Drive, Off Street, Paved
Nearby Schools
School District
Holyoke School District local
F
Where Graduates Go
Class of 2021
36%
attend college
15%
4-Year
21%
2-Year
4%
Out of State
4%
Working
School Safety
2024-25
12.2%
Above Average
9.6%
Suspensions
2.7%
In-School
2.6%
Emergency
6.7% above state avg
Elementary Schools
3 schools
C-
Holyoke Community Charter School
0.3 mi
|
#301 of 352
|
Score: 31.6
Improved 1 spots from last year
-26.6 below state avg
687 students
Less Diverse
Grades K-08
Blessed Sacrament School
0.4 mi
Grades PK-08
Center School/Crisis Interv & Assessment
0.6 mi
Grades PK-12
Middle Schools
3 schools
Dr. William R. Peck Middle School
0.6 mi
501 students
Moderate
Grades 06-08
F
Lt. Clayre Sullivan Elementary School
1.4 mi
|
#345 of 352
|
Score: 24.5
Improved 22 spots from last year
-33.7 below state avg
429 students
Less Diverse
Rising School
Grades 06-08
C
Bellamy Middle School
2.2 mi
|
#254 of 352
|
Score: 35.9
Dropped 8 spots from last year
-22.3 below state avg
766 students
Diverse
Grades 06-08
High Schools
3 schools
F
Opportunity Academy at Metcalf
0.3 mi
|
#335 of 346
|
Score: 22.7
Improved 49 spots from last year
-35.5 below state avg
213 students
Moderate
Rising School
Grades 09-12
D
Holyoke High School
0.8 mi
|
#317 of 346
|
Score: 34.1
Improved 40 spots from last year
-24.1 below state avg
1,485 students
Less Diverse
15 sports
• 722 athletes
Early College Program
Rising School
Career Tech Programs
Strong Athletics
Grades 09-12
B+
Gateway to College at Holyoke Community College
1.2 mi
|
#130 of 346
|
Score: 74.1
Same rank as last year
28 students
Moderate
College Ready Curriculum
Strong Attendance
Grades 09-12
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Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
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Including down payment
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Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$426
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
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Current Rate
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+0.5% Rate
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
2143-2145 Northampton Street, Holyoke MA 01040
Holyoke, MA 01040
Listing Information
Listing Agent
Jen Wilson Home Team
Listing Office
Berkshire Hathaway HomeServices Realty Professionals
Office Phone
413-568-2405
Agent MLS ID
TM334645
Office MLS ID
AN7318
Listing Data Updated
Oct 15, 2026 4:39 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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