FeaturesFlooring - Vinyl, Dining Area, Exterior Access, Open Floorplan, Lighting - Overhead
LevelFirst
214 Federal St, Belchertown MA 01007
Belchertown, MA 01007
$350,000
Est. $2,324/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
Adjust the payment calculatorTrack this home for price, status, and open-house alerts.
About this home
One-floor living at its best! Just over the Amherst line, 214 Federal Street offers comfortable living, beautiful surroundings and a wonderful Belchertown location! This well-maintained 3 bedroom, 2 bath home welcomes you with hardwood floors throughout, abundant natural light and a truly inviting feel. The bright and sunny kitchen has plenty of space for everyone and flows into a lovely dining area. The spacious living room features a cozy wood stove, perfect for those chilly New England evenings. The primary bedroom has a fantastic adjoining den with en-suite tiled bathroom. From the den there is a slider with direct access to the backyard, ideal for a home office, sitting room or private extension of the bedroom. Two additional bedrooms are situated perfectly and round out the first floor. Downstairs, the impressive basement offers abundant storage and exciting possibilities for future finished space. Outside, enjoy a fully fenced yard surrounded by mature trees and lovely open spaces, with plenty of room to garden, entertain, play or simply relax. The stone retaining walls add to the charm! An attached one-car garage, two parking areas, convenient shed and wood storage add to the appeal. Enjoy added peace of mind with a Thermopride furnace, new hot water tank and a lead paint Letter of Compliance on file. Stroll to a beloved local breakfast and lunch café or head to the nearby Belchertown Common for the annual fair, farmers markets, food truck events and wonderful community gatherings. With excellent rental history, this special property offers flexibility as a place to call home or an investment opportunity. This location, close to UMass and area colleges has so much to offer!
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Recently Sold Nearby
Price & Status History
Property Timeline
Listed for Sale
Oct 21, 2026
$350,000
Original listing
Agent: Heather Ferrari Homes Team
Office: William Raveis R.E. & Home Services
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/21/2026 | 🏠 Listed for Sale | $350,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $4,253 | $281,100 |
Financial Details
Annual Property Tax
$4,253
Tax Year 2026
Assessed Value
$281,100
Facts & Features
1 Car Garage
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1954
Living Area
1,276 sq ft
Lot Size
0.68 acres
Bedrooms
3
Full Baths
2
Total Rooms
6
Interior
Heating
Forced Air, Oil
Cooling
None
Flooring
Wood, Tile, Vinyl, Flooring - Hardwood
Appliances
Electric Water Heater, Range, Dishwasher, Refrigerator, Washer, Dryer
Fireplace
None
Basement
Full, Interior Entry, Unfinished
Laundry
In Basement, Electric Dryer Hookup
Features
Bathroom - 3/4, Bathroom - Tiled With Shower Stall, Slider, Den, Internet Available - Broadband
Exterior
Construction
Frame
Architecture
Ranch
Roof
Shingle
Features
Patio, Rain Gutters, Storage, Fenced Yard, Garden
Pool
None
Spa
None
Fencing
Fenced
Patio/Porch
Patio
Parking
Garage Spaces
1
Has Garage
Yes
Features
Attached, Under, Paved Drive, Off Street, Paved
Total Spaces
7
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Private Sewer
Gas
None
Other
For Electric Range, For Electric Dryer
Financial
Annual Tax
$4,253
Assessed Value
$281,100
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Certified Treated
Seller Disclosures
Updates Per Owner: New 80 Gallon Heat Pump Water Heater (2025), Thermopride Furnace 12 Years Old, Roof 10-15 Years Old. 4 Interior Photos Are Virtually Staged.
Additional Details
Possession
None
Accepted Financing
Seller W/participate
Structure Type
[]
House Color
Lt yellow
Sq Ft Source
Public Record
Documents
None
County
Hampshire
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1954
Bedrooms
3
Full Bathrooms
2
Living Area
1,276 sq ft
Total Rooms
6
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,276 sq ft above grade
1,084 sq ft below grade
FeaturesCloset, Flooring - Hardwood, Lighting - Overhead
LevelFirst
FeaturesCloset, Flooring - Hardwood, Lighting - Overhead
LevelFirst
FeaturesBathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile, Lighting - Pendant
LevelFirst
FeaturesBathroom - Tiled With Shower Stall, Lighting - Pendant
LevelFirst
FeaturesCloset/Cabinets - Custom Built, Flooring - Vinyl, Lighting - Overhead
LevelFirst
FeaturesWood / Coal / Pellet Stove, Cedar Closet(s), Flooring - Hardwood, Lighting - Overhead
LevelFirst
FeaturesCloset, Flooring - Hardwood
LevelFirst
FeaturesYes
Display Options
Outdoor Areas
Patio & porchPatio
Room Markers
KKitchen (1)
BRBedroom (3)
BABathroom (3)
DDining (1)
LLiving (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Tile, Vinyl, Flooring - Hardwood
Appliances:
Electric Water Heater, Range, Dishwasher, Refrigerator, Washer, Dryer
Interior Features:
Bathroom - 3/4, Bathroom - Tiled With Shower Stall, Slider, Den, Internet Available - Broadband
Windows:
Basement:
Full, Interior Entry, Unfinished
Laundry:
In Basement, Electric Dryer Hookup
Security:
Construction & Materials
Style:
Ranch
Year Built:
1954
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Block
Utilities & Systems
Heating:
Forced Air, Oil
Cooling:
None
Hot Water:
Water Source:
Public
Sewer:
Private Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio, Rain Gutters, Storage, Fenced Yard, Garden
Patio & Porch:
Patio
Fencing:
Fenced
Other Structures:
Lot Features:
Wooded, Cleared, Gentle Sloping, Level
Road Surface:
Paved
Parking & Garage
Garage Spaces:
1
Garage Type:
Attached
Total Parking Spaces:
7
Parking Features:
Attached, Under, Paved Drive, Off Street, Paved
Nearby Schools
School District
Belchertown School District local
B-
School Safety
2024-25
1.0%
Low
1.0%
Suspensions
1.2%
In-School
4.5% below state avg
Elementary Schools
2 schools
Cold Spring School
2.1 mi
171 students
Moderate
Grades PK-K
B
Swift River Elementary School
2.2 mi
|
#341 of 825
|
Score: 49.3
Improved 257 spots from last year
-8.9 below state avg
414 students
Moderate
Rising School
Strong Attendance
Grades 01-03
Middle Schools
2 schools
C
Chestnut Hill Community School
2.2 mi
|
#603 of 825
|
Score: 40.6
Dropped 138 spots from last year
-17.6 below state avg
499 students
Moderate
Strong Attendance
Grades 04-06
B-
Jabish Middle School
2.5 mi
|
#213 of 352
|
Score: 39.7
Dropped 95 spots from last year
-18.6 below state avg
326 students
Less Diverse
Grades 07-08
High Schools
1 school
A-
Belchertown High School
2.4 mi
|
#73 of 346
|
Score: 64.0
Improved 33 spots from last year
+5.8 above state avg
555 students
Less Diverse
19 sports
• 1,136 athletes
Strong AP Program
Rising School
Strong Athletics
Grades 09-12
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Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$354
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
214 Federal St, Belchertown MA 01007
Belchertown, MA 01007
Listing Information
Listing Agent
Heather Ferrari Homes Team
Listing Office
William Raveis R.E. & Home Services
Office Phone
413-549-3700
Agent MLS ID
TM364265
Office MLS ID
AN8246
Listing Data Updated
Oct 21, 2026 7:17 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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