21 West Street, Oxford MA 01540

Oxford, MA 01540
$349,900
Est. $2,322/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
1.5
Baths
1,692
Sq Ft
$207
Price/Sq Ft
0.75
Acres
1850
Year Built
1
Garage Space
New today
Time on Market
For Sale Listed Nov 10, 2026 • MLS# 73600744 Copied! • Updated Nov 10, 2026

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About this home

This home has a great layout and tons of potential! The first floor includes a spacious, eat-in kitchen, formal dining room, office/play area, living room, laundry area, full bath and an absolutely huge Main Bedroom! head upstairs to 2 more good-sized bedrooms, one with a private half bath (has not been used in +/- 19 years). There is a detached garage and an above-ground pool (not opened in 3 years) in the gorgeous, level back yard! Solar panels, approximately 3 years old, are OWNED...owner has not had an electric bill in years! Passing Title 5! All this with a wonderful location near the center of Town...only minutes to shopping, restaurants and I-395! The home needs updating, but your sweat and hard work will pay big dividends!! Showings begin after 1:00 pm on Sunday, November 15th.

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Recently Sold Nearby

Price & Status History

Property Timeline

🏠
Listed for Sale
Nov 10, 2026
$349,900
Original listing
Agent: Kevin O Connor Office: Kevin O'Connor Real Estate Professionals, Inc.

Tax History

Year Taxes Assessment
2026 $4,234 $346,200

Financial Details

Annual Property Tax
$4,234
Tax Year 2026
Assessed Value
$346,200

Facts & Features

1 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1850
Living Area 1,692 sq ft
Lot Size 0.75 acres
Bedrooms 3
Full Baths 1
Half Baths 1
Total Rooms 7

Interior

Heating Baseboard, Electric Baseboard, Oil
Cooling None
Flooring Flooring - Wall To Wall Carpet
Appliances Water Heater, Tankless Water Heater, Range, Refrigerator, Washer, Dryer
Fireplace None
Basement Full, Bulkhead
Laundry None
Features Office

Exterior

Construction Frame
Architecture Other (see Remarks)
Roof Shingle
Features Pool - Above Ground
Pool Above Ground
Spa None
Fencing None
Patio/Porch None
Garage Spaces 1
Has Garage Yes
Features Detached, Paved Drive, Off Street
Total Spaces 3
Electric Circuit Breakers, 100 Amp Service
Water Public
Sewer Private Sewer
Gas None
Other None
Annual Tax $4,234
Assessed Value $346,200
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Shed May Not Stay W/property. Property Will Not Qualify For Fha/va Financing. Second Floor 1/2 Bath Was Shut Down +/- 19 Years Ago, Not Used Since. Ag Pool Not Used In 3 Years, Was Working Fine Prior. No Power In Garage. Showings Begin After 1 Pm On Sunday, Nov. 15th. Elec Heat In 1st Floor Bedroom.
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Worcester

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1850
Bedrooms
3
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,692 sq ft
Total Rooms
7

Floor Layout

Interior Features

Flooring: Flooring - Wall to Wall Carpet
Appliances: Water Heater, Tankless Water Heater, Range, Refrigerator, Washer, Dryer
Interior Features: Office
Windows:
Basement: Full, Bulkhead
Laundry:
Security:

Construction & Materials

Style: Other (See Remarks)
Year Built: 1850
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone

Utilities & Systems

Heating: Baseboard, Electric Baseboard, Oil
Heating Zones: 3
Cooling: None
Hot Water:
Water Source: Public
Sewer: Private Sewer
Energy Features:

Exterior & Lot

Exterior Features: Pool - Above Ground
Patio & Porch:
Fencing:
Other Structures:
Lot Features: Level
Road Surface: Paved

Parking & Garage

Garage Spaces: 1
Total Parking Spaces: 3
Parking Features: Detached, Paved Drive, Off Street

Special Features

Pool: Private Pool
Pool Features: Above Ground
Community Amenities: Public Transportation, Shopping, Park, Highway Access

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

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Loan Amount
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $353
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

21 West Street, Oxford MA 01540

Oxford, MA 01540

Listing Information

Listing Agent Kevin O Connor
Listing Office Kevin O'Connor Real Estate Professionals, Inc.
Office Phone 508-509-3825
Agent MLS ID K9500776
Office MLS ID AN7119
Listing Data Updated Nov 10, 2026 3:43 PM EST
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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