21 Clare St, Lowell MA 01854

Lowell, MA 01854
$1,099,999
Est. $6,725/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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12
Beds
4
Baths
5,355
Sq Ft
$205
Price/Sq Ft
0.12
Acres
1900
Year Built
6
Parking
New today
Time on Market
For Sale Open House Listed Oct 22, 2026 • MLS# 73594222 Copied! • Updated Oct 22, 2026

Track this home for price, status, and open-house alerts.

Open House Schedule

24
Oct
Saturday, October 24
12:00 PM - 2:00 PM EDT
25
Oct
Sunday, October 25
12:00 PM - 2:00 PM EDT

About this home

AMAZING OWNER OCCUPANT OR INVESTOR OPPORTUNITY - MASSIVE DELEADED & REMODELED 4 unit building! That feels like 2 separate 3 family buildings. All units has 3 beds & 1 bath, separated utilities, private entrances, either a back porch or patio & access to bonus 3rd floor "storage" rooms! ( third floor on both sides not even in use currently- possible conversion opportunity!) All units have separated gas heating, gas cooking and gas hot water tanks, 1 new gas on-demand tankless in 2026 Unit 25 Remodeled & new landscaping in 2026. Units 21 & 23 Remodeled 2025. 4 new high efficiency gas-heating systems were installed, 3 in 2021 the other in 2022, new vinyl siding 2021, new roof 2021 and new front stairs 2021, Vinyl replacement windows. Basement has updated electric panels with circuit breakers, 2 coin-op washers & 2 coin-op dryers . There is secured storage for owner’s use in the basement, & a working toilet. 2 driveways for 4 cars & 2 reserved spots in front of building., All units are fully de-leaded. Located near UMass Lowell & public transportation!

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Recently Sold Nearby

Price & Status History

Market Insights

58.2%
Price Range
1
Previous Sales

Property Timeline

🏠
Listed for Sale
Oct 22, 2026
$1,099,999
Original listing
Agent: Oren Mael Office: Sapphire Real Estate
Previous Transaction - MLS #70288341
Full transaction history available when tracking began
🏷️
Previously Sold
Feb 1, 2006
$459,900
MLS #70288341

Tax History

Year Taxes Assessment
2026 $11,555 $1,018,100

Financial Details

Annual Property Tax
$11,555
Tax Year 2026
Assessed Value
$1,018,100

Facts & Features

Home Facts

Type Residential Income
Style 4 Family
Year Built 1900
Living Area 5,355 sq ft
Lot Size 0.12 acres
Stories 8
Bedrooms 12
Full Baths 4
Total Rooms 32

Investment Metrics

Units 4
Unit 1 Rent $3,100/mo · Y
Unit 2 Rent $3,100/mo · N
Unit 3 Rent $3,100/mo · N
Unit 4 Rent $3,100/mo · N
Total Monthly Rent $12,400/mo
Gross Income $148,800
Net Operating Income $148,800
Cap Rate 13.53%
Heating Baseboard, Natural Gas
Cooling None
Flooring Wood, Hardwood
Appliances Range, Refrigerator, Freezer
Fireplace None
Basement Full, Walk-out Access, Interior Entry, Concrete, Unfinished
Laundry None
Features Pantry, Living Room, Kitchen, Family Room, Office/den
Construction Frame
Architecture None
Roof Shingle
Features Balcony/deck, Rain Gutters, Professional Landscaping, Decorative Lighting
Pool None
Spa None
Fencing Fenced/enclosed
Patio/Porch Porch, Patio, Covered
Features Paved Drive, Off Street, Tandem, On Street, Assigned, Deeded, Paved
Total Spaces 6
Electric 110 Volts, Circuit Breakers, 200+ Amp Service, Individually Metered
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Gas Oven, For Electric Oven

Financial

Annual Tax $11,555
Assessed Value $1,018,100
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint None, Certified Treated
Seller Disclosures $3, 100 For Unit 21 Is A New Subsidized Lease 11/1 & Was Used To Estimate Rents For Other Units - Actual Rents For 2 Other Units Are Below Market. Unit 23-$2, 400, Unit 25 Vacant & Remodeled Ready For Owner Occupant Or I Can Lease At $3, 100 W Utilities Or $2, 750 Without, Unit 27 Is Taw $2, 100
Possession None
Accepted Financing Contract
Structure Type []
House Color cream
Sq Ft Source Public Record
Documents None
County Middlesex

Property Overview

Property Type
4 Family
Listing Type
For Sale
Year Built
1900
Bedrooms
12
Full Bathrooms
4
Living Area
5,355 sq ft
Total Rooms
32
Stories
8
Levels
8

Floor Layout

Interior Features

Flooring: Wood, Hardwood
Appliances: Range, Refrigerator, Freezer
Interior Features: Pantry, Living Room, Kitchen, Family Room, Office/Den
Windows: Insulated Windows, Storm Window(s)
Basement: Full, Walk-Out Access, Interior Entry, Concrete, Unfinished
Laundry:
Security:

Construction & Materials

Year Built: 1900
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone
Stories: 8

Utilities & Systems

Heating: Baseboard, Natural Gas
Heating Zones: 4
Cooling:
Hot Water: Natural Gas, Tank, Tankless
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Balcony/Deck, Rain Gutters, Professional Landscaping, Decorative Lighting
Patio & Porch: Porch, Patio, Covered
Fencing: Fenced/Enclosed
Other Structures:
Lot Features: Cleared
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 6
Parking Features: Paved Drive, Off Street, Tandem, On Street, Assigned, Deeded, Paved

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
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Including down payment
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Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $963
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
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+0.5% Rate
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Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

21 Clare St, Lowell MA 01854

Lowell, MA 01854

Listing Information

Listing Agent Oren Mael
Listing Office Sapphire Real Estate
Office Phone 617-905-7172
Agent MLS ID CT001860
Office MLS ID AN1476
Listing Data Updated Oct 22, 2026 4:28 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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