LevelFirst
21 Circuit Ave, Ludlow MA 01056
Ludlow, MA 01056
$375,000
Est. $2,480/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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Open House Schedule
04
Oct
Sunday, October 4
11:30 AM - 1:00 PM EDT
03
Oct
Saturday, October 3
11:30 AM - 1:00 PM EDT
About this home
Updated and meticulously cared for welcome home to 21 Circuit Ave. Situated close to local amenities in a walkable neighborhood this spacious split-level ranch home has been updated with a new tankless water heater, new appliances, solar panels, and much more. 2 bedrooms on the main level and 2 in the lower level create space for the family and the well maintained yard gives ample space for gatherings by the fire pit. *Hot tub in photos is AI generated. Owner had a hot tub, but removed it due to leaking. Pad and electrical still exist for new owner to utilize* Showings begin after open house!
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Oct 1, 2026
$375,000
Original listing
Office: Keller Williams Realty
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/01/2026 | 🏠 Listed for Sale | $375,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $4,608 | $287,800 |
Financial Details
Annual Property Tax
$4,608
Tax Year 2026
Assessed Value
$287,800
Facts & Features
Central AC
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1964
Living Area
1,368 sq ft
Lot Size
0.0000
Bedrooms
4
Full Baths
2
Total Rooms
6
Interior
Heating
Central, Natural Gas
Cooling
Central Air
Flooring
None
Appliances
Gas Water Heater, Tankless Water Heater, Range, Dishwasher, Refrigerator, Washer, Dryer
Fireplace
None
Basement
Full, Partially Finished
Laundry
In Basement
Features
None
Exterior
Construction
Frame
Architecture
Split Entry
Roof
Shingle
Features
Porch, Hot Tub/spa, Fenced Yard, Invisible Fence
Pool
None
Spa
Private
Fencing
Fenced, Invisible
Patio/Porch
Porch
Parking
Features
Carport, Paved Drive, Off Street, Paved
Total Spaces
4
Utilities
Electric
100 Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range
Financial
Annual Tax
$4,608
Assessed Value
$287,800
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Solar Panels Are Financed. Buyer May Have The Option To Assume The Existing Solar Loan Subject To Lender Approval And Qualification. Buyer / Buyer Agent To Perform Due Diligence Regarding Solar Financing.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Cream
Sq Ft Source
Public Record
Documents
None
County
Hampden
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1964
Bedrooms
4
Full Bathrooms
2
Living Area
1,368 sq ft
Total Rooms
6
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,068 sq ft above grade
300 sq ft below grade
LevelFirst
LevelFirst
LevelFirst
LevelBasement
LevelBasement
Display Options
Outdoor Areas
SpaPrivate
Patio & porchPorch
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Gas Water Heater, Tankless Water Heater, Range, Dishwasher, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Basement:
Full, Partially Finished
Laundry:
In Basement
Security:
Construction & Materials
Style:
Split Entry
Year Built:
1964
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter
Heating, Cooling & Utilities
Heating:
Central, Natural Gas
Cooling:
Central Air
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch, Hot Tub/Spa, Fenced Yard, Invisible Fence
Patio & Porch:
Porch
Fencing:
Fenced, Invisible
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Carport, Paved Drive, Off Street, Paved
Nearby Schools
School District
Ludlow School District local
C
School Safety
2024-25
3.9%
Above Average
3.9%
Suspensions
0.3%
In-School
1.6% below state avg
Elementary Schools
3 schools
East Street Elementary School
1.7 mi
358 students
Moderate
Grades PK-01
St. John The Baptist School
2.1 mi
Grades PK-08
B
Stony Hill School
2.8 mi
|
#375 of 825
|
Score: 48.3
Improved 129 spots from last year
-9.9 below state avg
326 students
Moderate
Rising School
Strong Attendance
Grades 02-03
Middle Schools
2 schools
B+
Wilbraham Middle School
2.2 mi
|
#114 of 352
|
Score: 48.1
Improved 65 spots from last year
-10.1 below state avg
610 students
Moderate
Rising School
Strong Attendance
Grades 06-08
F
John F Kennedy Middle School
3.9 mi
|
#342 of 352
|
Score: 25.2
Dropped 5 spots from last year
-33.1 below state avg
365 students
Moderate
Grades 06-08
High Schools
3 schools
B-
Ludlow Senior High School
1.7 mi
|
#194 of 346
|
Score: 52.7
Dropped 44 spots from last year
-5.5 below state avg
724 students
Moderate
18 sports
• 1,236 athletes
Strong AP Program
Career Tech Programs
Strong Athletics
Grades 09-12
Wilbraham & Monson Academy
2.4 mi
Grades 06-12
A-
Minnechaug Regional High School
3.5 mi
|
#86 of 346
|
Score: 62.1
Dropped 8 spots from last year
+3.9 above state avg
962 students
Moderate
20 sports
• 1,830 athletes
Strong AP Program
High Graduation Rate
Career Tech Programs
Strong Athletics
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$384
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
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Current Rate
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+0.5% Rate
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
21 Circuit Ave, Ludlow MA 01056
Ludlow, MA 01056
Listing Information
Listing Agent
Joshua Morrison
Listing Office
Keller Williams Realty
Office Phone
413-565-5478
Agent MLS ID
CN257763
Office MLS ID
M95273
Listing Data Updated
Oct 1, 2026 8:15 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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