207-209 Main St, Greenfield MA 01301

Greenfield, MA 01301
$259,000
Est. $1,702/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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1,648
Sq Ft
$157
Price/Sq Ft
0.05
Acres
1920
Year Built
9 hours 26 minutes
Time on Market
For Sale Listed Oct 8, 2026 • MLS# 73588596 Copied! • Updated Oct 8, 2026

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About this home

Fully occupied downtown Greenfield investment property offering an approximate 10.5% cap rate based on seller-provided income and expenses. The property has an excellent rental history with established tenants, including a longtime nail salon, a Greenfield Police Department satellite office and a tattoo studio occupying the entire second floor. A new owner may continue the property’s current income-producing use while considering its longer-term value-add potential. If the second-floor space becomes available in the future, a buyer may wish to explore reconfiguration into two residential apartments. Conversion would require renovation and all necessary municipal approvals. Located in the Central Commercial District, which allows a broad range of commercial and mixed residential/business uses. Street parking. Please do not disturb tenants. Shown by appointment only.

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Property History

Property Timeline

🏠
Listed for Sale
Oct 8, 2026
$259,000
Original listing
Agent: Shelly Hardy Office: Brick & Mortar Northampton

Tax History

Year Taxes Assessment
2026 $2,309 —

Financial Details

Annual Property Tax
$2,309
Tax Year 2026

Facts & Features

Home Facts

Type Commercial Sale
Year Built 1920
Living Area 1,648 sq ft
Lot Size 0.05 acres
Gross Income $35,475
Net Operating Income $27,268
Operating Expenses $8,207
Cap Rate 10.53%
Heating None
Cooling None
Flooring None
Appliances None
Fireplace None
Basement None
Laundry None
Features None
Construction None
Architecture None
Roof None
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Features None

Utilities

Electric None
Water None
Sewer None
Gas None
Other Public Water, Public Sewer

Financial

Annual Tax $2,309
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures Active Businesses—do Not Visit Without An Appointment. Notice Required; Weekdays Preferred. Lead Paint Form Submitted With Offers, Deposit Link For All Deposits.
Possession None
Accepted Financing None
Structure Type []
Documents None
County Franklin

Property Overview

Listing Type
For Sale
Year Built
1920
Living Area
1,648 sq ft

Floor Layout

Interior Features

Flooring:
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Construction & Materials

Year Built: 1920
Structure Type:
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Roof:
Foundation:

Heating, Cooling & Utilities

Heating:
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Exterior & Lot

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Parking & Garage

Parking Features:
School District
Greenfield School District local
C-
⚠ School Safety 2024-25
4.2% Above Average
3.7% Suspensions 1.4% In-School 0.5% Emergency
↓ 1.3% below state avg
E

Elementary Schools

7 schools
C
Greater Commonwealth Virtual School
< 0.1 mi | #266 of 346 | Score: 46.0
Improved 74 spots from last year
-12.3 below state avg
1,185 students Diverse
Rising School College Ready Curriculum Diverse Student Body
Grades K-12
Greenfield Center School
2.6 mi
Grades K-09
C
Federal Street School
0.4 mi | #639 of 825 | Score: 38.9
Improved 17 spots from last year
-19.3 below state avg
198 students Diverse
Grades K-04
C-
Newton School
0.6 mi | #708 of 825 | Score: 35.1
Dropped 20 spots from last year
-23.1 below state avg
151 students Diverse
Grades K-04
Providence Christian Academy
1.2 mi
Grades K-04
The Academy of Early Learning at North Parish
1.3 mi
78 students Diverse
Grades PK
C+
Discovery School at Four Corners
1.7 mi | #556 of 825 | Score: 42.8
Improved 143 spots from last year
-15.4 below state avg
183 students Moderate
Rising School
Grades K-04
M

Middle Schools

1 school
C
Greenfield Middle School
0.6 mi | #273 of 352 | Score: 34.4
Dropped 14 spots from last year
-23.8 below state avg
312 students Moderate
Grades 05-07
H

High Schools

3 schools
B-
Four Rivers Charter Public School
1.1 mi | #191 of 346 | Score: 52.9
Improved 3 spots from last year
-5.3 below state avg
218 students Less Diverse
High Graduation Rate College Ready Curriculum
Grades 07-12
C-
Greenfield High School
1.3 mi | #296 of 346 | Score: 39.9
Improved 18 spots from last year
-18.3 below state avg
363 students Diverse
16 sports • 657 athletes
Strong Athletics
Grades 08-12
Stoneleigh Burnham School
2.1 mi
Grades 07-12
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $192
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

207-209 Main St, Greenfield MA 01301

Greenfield, MA 01301

Listing Information

Listing Agent Shelly Hardy
Listing Office Brick & Mortar Northampton
Office Phone 413-259-8888
Agent MLS ID CN206996
Office MLS ID AN8945
Listing Data Updated Oct 8, 2026 3:36 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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