205-213 Main St., Gardner MA 01440
Gardner, MA 01440
$199,900
$159,900
Est. $1,009/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
*Major price improvement!!* Prime Gardner location--Superb opportunity for this parcel zoned Commercial 1 in the heart of Main Street, Gardner!! Easy access to Rt. 2--excellent traffic count!
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Recently Sold Nearby
Price & Status History
Market Insights
1
Price Changes
20%
Price Range
Property Timeline
Price Reduced
Jul 2, 2026
$159,900
$40,000
(-20.01%)
From $199,900 to $159,900 (-20.0%)
Listed for Sale
Apr 24, 2026
$199,900
Original listing
Agent: Tracy Sladen
Office: LAER Realty Partners
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 07/02/2026 | ↓ Price Reduced | $159,900 | $40,000 | - | From $199,900 to $159,900 (-20.0%) |
| 04/24/2026 | 🏠 Listed for Sale | $199,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $0 | $0 |
Financial Details
Annual Property Tax
$0
Tax Year 2026
Assessed Value
$0
Facts & Features
Home Facts
Type
Land
Style
Commercial
Lot Size
0.21 acres
Exterior
Construction
None
Architecture
None
Roof
None
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Utilities
Electric
At Street
Water
Public, At Street
Sewer
Public Sewer, At Street
Gas
Other (see Remarks)
Other
None
Financial
Annual Tax
0.00
Assessed Value
0.00
MA Disclosures
Seller Disclosures
This Lot Is Made Up Of 2 Parcels (205-213 Main St. And 10-12 Willow St.)
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Documents
None
County
Worcester
Total market time (incl. prior listings)
240 days
Property Overview
Property Type
Commercial
Listing Type
For Sale
Floor Layout
Interior Features
Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Laundry:
Security:
Construction & Materials
Structure Type:
Exterior Materials:
Roof:
Foundation:
Utilities & Systems
Heating:
Cooling:
Hot Water:
Water Source:
Public, At Street
Sewer:
Public Sewer, At Street
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Level, Cleared
Road Surface:
Paved
Parking & Garage
Parking Features:
Nearby Schools
School District
Gardner School District local
D
School Safety
2024-25
5.8%
Above Average
5.6%
Suspensions
0.5%
In-School
0.2%
Emergency
0.3% above state avg
Elementary Schools
3 schools
C-
Gardner Elementary School
1.2 mi
|
#677 of 825
|
Score: 37.1
Improved 88 spots from last year
-21.1 below state avg
1,071 students
Diverse
Rising School
Diverse Student Body
Grades PK-04
Wachusett Hills Christian School
2.5 mi
Grades K-08
C+
Templeton Elementary School
3.9 mi
|
#514 of 825
|
Score: 44.3
Improved 99 spots from last year
-13.9 below state avg
549 students
Moderate
Rising School
Strong Attendance
Grades PK-04
Middle Schools
3 schools
D
Gardner Middle School
1.3 mi
|
#335 of 352
|
Score: 27.0
Dropped 4 spots from last year
-31.2 below state avg
528 students
Diverse
Grades 05-07
B
Overlook Middle School
4.1 mi
|
#169 of 352
|
Score: 42.9
Dropped 6 spots from last year
-15.4 below state avg
564 students
Less Diverse
Strong Attendance
Grades 06-08
C-
Narragansett Middle School
4.2 mi
|
#314 of 352
|
Score: 30.5
Dropped 53 spots from last year
-27.7 below state avg
345 students
Less Diverse
Grades 05-07
High Schools
3 schools
D
Gardner Academy for Learning and Technology
0.7 mi
|
#325 of 346
|
Score: 30.7
Improved 54 spots from last year
-27.5 below state avg
74 students
Diverse
Early College Program
Rising School
Career Tech Programs
Grades 09-12
C+
Gardner High School
1.3 mi
|
#230 of 346
|
Score: 49.5
Improved 83 spots from last year
-8.7 below state avg
797 students
Diverse
15 sports
• 820 athletes
Early College Program
High Graduation Rate
Rising School
Career Tech Programs
Grades 08-12
B+
Oakmont Regional High School
4.1 mi
|
#114 of 346
|
Score: 59.4
Improved 1 spots from last year
+1.2 above state avg
642 students
Moderate
15 sports
• 1,130 athletes
High Graduation Rate
College Ready Curriculum
Strong Athletics
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$0
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
205-213 Main St., Gardner MA 01440
Gardner, MA 01440
Listing Information
Listing Agent
Tracy Sladen
Listing Office
LAER Realty Partners
Office Phone
978-537-4971
Agent MLS ID
H8000624
Office MLS ID
AN8813
Listing Data Updated
Sep 29, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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