LevelFirst
20 Riverside Street # 3, Watertown MA 02472
Watertown, MA 02472
$359,000
Est. $2,609/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
Adjust the payment calculatorTrack this home for price, status, and open-house alerts.
Open House Schedule
17
Oct
Saturday, October 17
12:00 PM - 1:00 PM EDT
About this home
Welcome to Riverside Condominiums, ideally situated along the Charles River in the heart of Watertown Square! This beautifully renovated studio condo offers a perfect blend of comfort, convenience, and low-maintenance living. The thoughtfully designed layout features a bright and inviting living room/bedroom combination, an updated kitchen, and a renovated full bathroom. Additional amenities include laundry facilities in the building, a private storage locker, and one assigned off-street parking space. Enjoy an unbeatable location just moments from Watertown Square's vibrant shops, restaurants, and local amenities, with easy access to scenic parks, walking and biking trails along the Charles River. Whether you're a first-time buyer, down-sizer, or investor, this move-in-ready condo presents a fantastic opportunity to enjoy all that Watertown has to offer!
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Recently Sold Nearby
Price & Status History
Property Timeline
Listed for Sale
Oct 15, 2026
$359,000
Original listing
Agent: DelRose McShane Team
Office: Coldwell Banker Realty - Belmont
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/15/2026 | 🏠 Listed for Sale | $359,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $3,697 | $303,000 |
Financial Details
Annual Property Tax
$3,697
Tax Year 2026
HOA Fee
$286
Per month
Assessed Value
$303,000
Facts & Features
Home Facts
Type
Residential
Style
Condominium
Year Built
1962
Living Area
421 sq ft
Stories
1
Bedrooms
1
Full Baths
1
Total Rooms
2
Interior
Heating
Baseboard, Oil
Cooling
Wall Unit(s)
Flooring
Wood
Appliances
Range, Disposal, Refrigerator
Fireplace
None
Basement
N
Laundry
Common Area
Features
None
Exterior
Construction
None
Architecture
None
Roof
None
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
Off Street, Assigned
Total Spaces
1
Utilities
Electric
Circuit Breakers, 100 Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range
Financial
Annual Tax
$3,697
Assessed Value
$303,000
HOA & Community
HOA Fee
$286
Fee Includes
Heat, Water, Sewer, Insurance, Maintenance Structure, Maintenance Grounds, Snow Removal, Trash
Amenities
Hot Water
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
["Low-Rise"]
Unit/Building
2-3
Sq Ft Source
Public Record
Documents
None
County
Middlesex
Property Overview
Property Type
Condominium
Listing Type
For Sale
Year Built
1962
Bedrooms
1
Full Bathrooms
1
Living Area
421 sq ft
Total Rooms
2
Stories
1
Entry Level
2
Floor Layout
Interactive room guide
Floor Layout
Finished Area
421 sq ft above grade
LevelFirst
LevelFirst
Display Options
Room Markers
KKitchen (1)
BABathroom (1)
LLiving (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood
Appliances:
Range, Disposal, Refrigerator
Interior Features:
Windows:
Insulated Windows
Basement:
N
Laundry:
Common Area
Security:
Construction & Materials
Year Built:
1962
Structure Type:
Low-Rise
Exterior Materials:
Roof:
Foundation:
Stories:
1
Utilities & Systems
Heating:
Baseboard, Oil
Cooling:
Wall Unit(s)
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
1
Parking Features:
Off Street, Assigned
Nearby Schools
School District
Watertown School District local
A-
School Safety
2024-25
1.0%
Low
0.8%
Suspensions
0.2%
In-School
0.2%
Emergency
4.5% below state avg
Elementary Schools
8 schools
Perkins School for the Blind
0.4 mi
Grades PK-12
Jewish Community Day School
1.4 mi
Grades K-08
Atrium School
1.7 mi
Grades K-06
Star Academy (Watertown Campus)
1.7 mi
Grades PK-12
A
Hosmer School
0.8 mi
|
#131 of 825
|
Score: 57.5
Improved 121 spots from last year
-0.7 below state avg
693 students
Diverse
Rising School
Diverse Student Body
Strong Attendance
Grades PK-05
A
Cunniff School
1.2 mi
|
#158 of 825
|
Score: 56.6
Improved 28 spots from last year
-1.6 below state avg
373 students
Diverse
Rising School
Diverse Student Body
Strong Attendance
Grades PK-05
St. Stephen's Armenian School
1.3 mi
Grades PK-05
A+
James Russell Lowell School
891.1 mi
|
#81 of 825
|
Score: 60.3
Improved 83 spots from last year
+2.1 above state avg
458 students
Diverse
Rising School
Diverse Student Body
Strong Attendance
Grades PK-05
Middle Schools
1 school
B+
Watertown Middle School
0.7 mi
|
#110 of 352
|
Score: 48.5
Improved 9 spots from last year
-9.8 below state avg
591 students
Diverse
Diverse Student Body
Grades 06-08
High Schools
2 schools
Walker Beacon School
1.3 mi
Grades 07-12
B+
Watertown High School
0.7 mi
|
#107 of 346
|
Score: 60.1
Improved 123 spots from last year
+1.9 above state avg
728 students
Diverse
18 sports
• 1,578 athletes
Strong AP Program
High Graduation Rate
Rising School
Career Tech Programs
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$308
Homeowners Insurance
$200
HOA Fee
$286/mo
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
20 Riverside Street # 3, Watertown MA 02472
Watertown, MA 02472
Listing Information
Listing Agent
DelRose McShane Team
Listing Office
Coldwell Banker Realty - Belmont
Office Phone
617-484-5300
Agent MLS ID
TEAM0218
Office MLS ID
AN6190
Listing Data Updated
Oct 15, 2026 10:42 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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