20 Ridgewood Rd, Worcester MA 01606

Worcester, MA 01606
$399,999
Est. $2,584/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
1
Baths
1,240
Sq Ft
$323
Price/Sq Ft
0.15
Acres
1943
Year Built
8
Parking
New today
Time on Market
For Sale Listed Oct 13, 2026 • MLS# 73586307 Copied! • Updated Oct 13, 2026

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About this home

COMING SOON - this charming 3-bedroom, 1-full-bath home perfectly situated on the Worcester/Holden line! Tucked away in a peaceful, private neighborhood, this quaint home offers the best of both worlds—quiet surroundings while being conveniently close to major routes, shopping, dining, and everyday amenities. Inside, you’ll find warm hardwood flooring and a comfortable main-level layout featuring a living room, kitchen, dining room, and a convenient bedroom. Two additional bedrooms are located upstairs, offering flexibility for family, guests, a home office, or hobbies. One of the home’s highlights is the bright, heated sunroom, filled with natural sunlight and providing easy access to the backyard—an inviting space to relax, entertain, or simply enjoy the changing seasons. Whether you’re a first-time homebuyer looking for a place to call your own, ready to downsize, or seeking an investment opportunity, this home offers charm, privacy, and a location that is hard to beat. Get ready for all that this cozy home has to offer!

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Recently Sold Nearby

Price & Status History

Property Timeline

🏠
Listed for Sale
Oct 13, 2026
$399,999
Original listing
Agent: Kristy Riendeau Office: Century 21 North East

Tax History

Year Taxes Assessment
2026 $4,341 $326,900

Financial Details

Annual Property Tax
$4,341
Tax Year 2026
Assessed Value
$326,900

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1943
Living Area 1,240 sq ft
Lot Size 0.15 acres
Bedrooms 3
Full Baths 1
Total Rooms 7

Interior

Heating Natural Gas
Cooling Window Unit(s)
Flooring Hardwood
Appliances Tankless Water Heater, Range, Washer, Dryer
Fireplace None
Basement Full
Laundry None
Features None

Exterior

Construction Frame
Architecture Cape
Roof Shingle
Features Patio
Pool None
Spa None
Fencing None
Patio/Porch Patio
Features Paved Drive, Off Street, Paved
Total Spaces 8
Electric None
Water Public
Sewer Public Sewer
Gas None
Other None
Annual Tax $4,341
Assessed Value $326,900
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Dishwasher Is Not Functional, Basement Gets Occasional Water Seepage, Public Record States Oil, But Converted To Gas. Fencing On The Surrounding Property Lines Belongs To The Neighboring Properties And Is Not Part Of The Subject Property. Buyer/buyers Agent To Do Due Diligence.
Exclusions Personal Belongings
Possession None
Accepted Financing Contract
Structure Type []
House Color White
Sq Ft Source Public Record
Sq Ft Disclosures Sunroom not included in sq. ft, basement gets occasional water
Documents None
County Worcester

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1943
Bedrooms
3
Full Bathrooms
1
Living Area
1,240 sq ft
Total Rooms
7

Floor Layout

Interior Features

Flooring: Hardwood
Appliances: Tankless Water Heater, Range, Washer, Dryer
Interior Features:
Windows:
Basement: Full
Laundry:
Security:

Construction & Materials

Style: Cape
Year Built: 1943
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Utilities & Systems

Heating: Natural Gas
Cooling: Window Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Patio
Patio & Porch: Patio
Fencing:
Other Structures:
Lot Features: Gentle Sloping, Level
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 8
Parking Features: Paved Drive, Off Street, Paved
School District
Worcester School District local
C-
🎓 Where Graduates Go Class of 2021
51% attend college
35% 4-Year 16% 2-Year 4% Out of State 4% Working
⚠ School Safety 2024-25
4.1% Above Average
3.3% Suspensions 1.7% In-School 0.8% Emergency
↓ 1.4% below state avg
E

Elementary Schools

3 schools
Bancroft School
0.8 mi
Grades K-12
Worcester Academic Center for Transition (ACT)
0.8 mi
48 students Diverse
Diverse Student Body
Grades K-06
B+
Abby Kelley Foster Charter Public School
0.8 mi | #133 of 346 | Score: 57.8
Improved 41 spots from last year
-0.4 below state avg
1,426 students Diverse
High Graduation Rate Rising School College Ready Curriculum Diverse Student Body
Grades K-12
M

Middle Schools

3 schools
B+
Mountview Middle School
1.5 mi | #111 of 352 | Score: 48.4
Dropped 5 spots from last year
-9.8 below state avg
727 students Moderate
Strong Attendance
Grades 06-08
C+
Burncoat Middle School
1.8 mi | #231 of 352 | Score: 38.0
Improved 50 spots from last year
-20.2 below state avg
679 students Diverse
Rising School Diverse Student Body
Grades 07-08
C+
Forest Grove Middle School
2.0 mi | #230 of 352 | Score: 38.2
Improved 90 spots from last year
-20 below state avg
938 students Diverse
Rising School Diverse Student Body
Grades 07-08
H

High Schools

3 schools
C-
Burncoat Senior High School
1.7 mi | #283 of 346 | Score: 44.0
Dropped 63 spots from last year
-14.2 below state avg
1,000 students Very Diverse
18 sports • 778 athletes
Early College Program College Ready Curriculum Strong Athletics Diverse Student Body
Grades 09-12
Notre Dame Academy
2.4 mi
Grades 07-12
A+
Massachusetts Academy of Math and Science at WPI
2.8 mi | #2 of 346 | Score: 91.7
Same rank as last year
98 students Moderate
Strong AP Program College Ready Curriculum Strong Attendance
Grades 11-12
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Monthly Payment Calculator

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Loan Amount
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $362
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

20 Ridgewood Rd, Worcester MA 01606

Worcester, MA 01606

Listing Information

Listing Agent Kristy Riendeau
Listing Office Century 21 North East
Office Phone 800-844-7653
Agent MLS ID CN213160
Office MLS ID AN4340
Listing Data Updated Oct 13, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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