20 Groton Harvard Road, Ayer MA 01432

Ayer, MA 01432
$920,000
Est. $5,209/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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0.71
Acres
New today
Time on Market
For Sale Listed Oct 15, 2026 • MLS# 73591176 Copied! • Updated Oct 15, 2026

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About this home

Rare development opportunity at the highly visible corner of Groton Harvard Road and Central Avenue. This approved 9-unit development site is ideally located just minutes from Route 2, I-495, and the commuter rail, offering outstanding accessibility and strong appeal in a market with continued housing demand.The property includes available utilities and an extensive package of due diligence materials designed to streamline the development process, reduce risk, and save valuable time and expense. Included with the sale are a Comprehensive Stormwater Management Report, Soil Testing, Traffic Impact Study, and supporting site development documentation.With significant preliminary planning and engineering already completed, developers and investors can move forward with confidence and accelerate project timelines. High visibility, strategic location, and development-ready approvals make this a compelling investment opportunity.Development sites with this level of preparation, exposure, and convenience are becoming increasingly difficult to find. Don't miss the opportunity to bring your next project to life in this growing and well-positioned location.

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Price & Status History

Property Timeline

🏠
Listed for Sale
Oct 15, 2026
$920,000
Original listing
Agent: M.C. Stewart Office: Coldwell Banker Realty - Westford

Tax History

Year Taxes Assessment
2025 $4,282 $398,300

Financial Details

Annual Property Tax
$4,282
Tax Year 2025
Assessed Value
$398,300

Facts & Features

Home Facts

Type Land
Style Residential
Lot Size 0.71 acres

Exterior

Construction None
Architecture None
Roof None
Features None
Pool None
Spa None
Fencing None
Patio/Porch None

Utilities

Electric On-site
Water Public
Sewer Public Sewer
Gas On-site
Other None
Annual Tax $4,282
Assessed Value $398,300
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
Documents Legal Description, Soil Survey, Other (see Remarks)
County Middlesex

Property Overview

Property Type
Residential
Listing Type
For Sale

Floor Layout

Interior Features

Flooring:
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Interior Features:
Windows:
Basement:
Laundry:
Security:

Construction & Materials

Structure Type:
Exterior Materials:
Roof:
Foundation:

Utilities & Systems

Heating:
Cooling:
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features: Corner Lot
Road Surface:

Parking & Garage

Parking Features:
School District
Ayer-Shirley School District local
C+
E

Elementary Schools

3 schools
C+
Page Hilltop Elementary School
0.5 mi | #552 of 825 | Score: 42.9
Dropped 69 spots from last year
-15.3 below state avg
513 students Diverse
Grades PK-05
Groton Community School
2.7 mi
Grades PK-K
JRI Littleton Academy Residential Program
3.7 mi
Grades K-12
M

Middle Schools

3 schools
B
Ayer Shirley Regional Middle School
3.3 mi | #163 of 352 | Score: 43.2
Improved 17 spots from last year
-15 below state avg
396 students Moderate
Grades 06-08
A-
The Bromfield Middle School
4.2 mi | #78 of 352 | Score: 52.5
Dropped 77 spots from last year
-5.7 below state avg
241 students Moderate
Strong Attendance
Grades 06-08
A
Groton Dunstable Regional Middle School
4.5 mi | #70 of 352 | Score: 53.1
Improved 15 spots from last year
-5.1 below state avg
724 students Moderate
Strong Attendance
Grades 05-08
H

High Schools

3 schools
B
Ayer Shirley Regional High School
0.6 mi | #164 of 346 | Score: 54.6
Dropped 57 spots from last year
-3.6 below state avg
386 students Diverse
18 sports • 956 athletes
High Graduation Rate College Ready Curriculum Strong Athletics
Grades 09-12
B+
Francis W. Parker Charter Essential
1.6 mi | #121 of 346 | Score: 59.1
Dropped 55 spots from last year
+0.9 above state avg
395 students Moderate
Strong AP Program High Graduation Rate College Ready Curriculum
Grades 07-12
Groton School
2.8 mi
Grades 08-12
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Monthly Payment Calculator

Monthly Payment
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Loan Amount
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Total Interest
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Over life of loan
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Including down payment
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Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $357
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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+0.5% Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

20 Groton Harvard Road, Ayer MA 01432

Ayer, MA 01432

Listing Information

Listing Agent M.C. Stewart
Listing Office Coldwell Banker Realty - Westford
Office Phone 978-692-2121
Agent MLS ID CN216982
Office MLS ID AN6242
Listing Data Updated Oct 15, 2026 10:31 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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