20 Forest St, Oxford MA 01540
Oxford, MA 01540
$475,000
Est. $2,943/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Welcome to 20 Forest Street in the desirable town of Oxford, MA! This charming 3bedroom Ranch is offered with an In-law apartment. The main unit features an open concept living with a sun filled living room with large windows overlooking the lake, dining area, kitchen, & a small nook and with 2 bedrooms and a den that can be used as an additional bedroom. The living room leads to the deck, ideal for entertaining or just a morning coffee. With a In-law basement studio offers its own bedroom that overlooks the water, kitchenette & full bath—great for guests, extended family, or additional rental potential with separate electrical utility. Conveniently located near schools, shopping, and highways, this home combines comfort, convenience, and character!!Discover the perfect blend of comfort, flexibility, & income potential in this unique two-family home—designed with truly separate living in mind. With each having a private entrance.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 28, 2026
$475,000
Original listing
Office: Lamacchia Realty, Inc.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/28/2026 | 🏠 Listed for Sale | $475,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $4,099 | $335,200 |
Financial Details
Annual Property Tax
$4,099
Tax Year 2026
Assessed Value
$335,200
Facts & Features
Home Facts
Type
Residential Income
Style
Multi Family
Year Built
1960
Living Area
1,641 sq ft
Lot Size
0.38 acres
Stories
2
Bedrooms
3
Full Baths
2
Total Rooms
8
Investment Metrics
Units
2
Unit 1 Rent
— · N
Unit 2 Rent
— · N
Interior
Heating
Electric
Cooling
Window Unit(s)
Flooring
None
Appliances
Range, Refrigerator, Washer, Dryer, Microwave
Fireplace
None
Basement
None
Laundry
None
Features
Bathroom With Tub & Shower, Living Room, Kitchen, Office/den, Living Rm/dining Rm Combo
Exterior
Construction
None
Architecture
None
Roof
Asphalt/composition Shingles
Features
Balcony/deck
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch
Parking
Features
Paved Drive, Off Street
Total Spaces
4
Utilities
Electric
None
Water
Private
Sewer
Private Sewer
Gas
None
Other
None
Financial
Annual Tax
$4,099
Assessed Value
$335,200
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Potential Buyers And Buyers Brokers To Perform Their Own Due Diligence.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Yellow
Sq Ft Source
Public Record
Sq Ft Disclosures
potential buyers and buyers brokers to perform their own due diligence.
Documents
None
County
Worcester
Property Overview
Property Type
Multi Family
Listing Type
For Sale
Year Built
1960
Bedrooms
3
Full Bathrooms
2
Living Area
1,641 sq ft
Total Rooms
8
Stories
2
Levels
2
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,061 sq ft above grade
580 sq ft below grade
Display Options
Outdoor Areas
Patio & porchPorch
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Range, Refrigerator, Washer, Dryer, Microwave
Interior Features:
Bathroom With Tub & Shower, Living Room, Kitchen, Office/Den, Living RM/Dining RM Combo
Windows:
Picture Window
Basement:
Laundry:
Security:
Construction & Materials
Year Built:
1960
Structure Type:
Exterior Materials:
Roof:
Asphalt/Composition Shingles
Foundation:
Block
Stories:
2
Heating, Cooling & Utilities
Heating:
Electric
Cooling:
Window Unit(s)
Hot Water:
Electric
Water Source:
Private
Sewer:
Private Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Balcony/Deck
Patio & Porch:
Porch
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Paved Drive, Off Street
Special Features
Waterfront:
Yes
Waterfront Type:
Waterfront, Pond
View:
Yes
View Type:
Scenic View(s)
Community Amenities:
Nearby Schools
School District
Oxford School District local
D
School Safety
2024-25
5.3%
Above Average
4.0%
Suspensions
0.2%
In-School
0.1%
Expulsions
1.2%
Emergency
0.2% below state avg
Elementary Schools
2 schools
Alfred M Chaffee School
1.2 mi
311 students
Moderate
Grades K-02
B-
Clara Barton School
1.9 mi
|
#474 of 825
|
Score: 45.4
Improved 143 spots from last year
-12.8 below state avg
315 students
Moderate
Rising School
Strong Attendance
Grades 03-05
Middle Schools
1 school
C
Oxford Middle School
0.9 mi
|
#264 of 352
|
Score: 35.3
Dropped 4 spots from last year
-22.9 below state avg
346 students
Moderate
Grades 06-08
High Schools
1 school
C-
Oxford High School
0.8 mi
|
#287 of 346
|
Score: 42.6
Dropped 79 spots from last year
-15.6 below state avg
448 students
Moderate
13 sports
• 492 athletes
High Graduation Rate
College Ready Curriculum
Grades PK-12
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Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$342
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
20 Forest St, Oxford MA 01540
Oxford, MA 01540
Listing Information
Listing Agent
Jeffrey Cormier
Listing Office
Lamacchia Realty, Inc.
Office Phone
508-458-6158
Agent MLS ID
CN262540
Office MLS ID
AN9595
Listing Data Updated
Sep 28, 2026 7:24 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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