20 Deborah St, Palmer MA 01069
Palmer, MA 01069
$215,000
Est. $1,546/month
About this home
Opportunity awaits with this fixer-upper ranch tucked away in a desirable dead-end street neighborhood in Palmer! Whether you’re looking to build sweat equity or take on your next flip, this home is filled with potential. Hardwood flooring runs throughout all three bedrooms and the spacious living room, while the eat-in kitchen offers plenty of room to reimagine. The large basement provides excellent potential for additional finished living space and includes access to the one-car under garage. Several major improvements are already in place, including vinyl siding, replacement windows, and it has forced hot air heating. Conveniently located close to the Mass Pike, shopping, dining, and area amenities. Bring your ideas and transform this property into something special! Seller will entertain CASH ONLY
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Jul 24, 2026
$215,000
Original listing
Agent: King Group
Office: Coldwell Banker Realty - Western MA
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 07/24/2026 | 🏠 Listed for Sale | $215,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $3,105 | $171,100 |
Financial Details
Annual Property Tax
$3,105
Tax Year 2025
Assessed Value
$171,100
Facts & Features
1 Car Garage
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1957
Living Area
792 sq ft
Lot Size
0.26 acres
Bedrooms
3
Full Baths
1
Total Rooms
4
Interior
Heating
Forced Air, Oil
Cooling
Window Unit(s)
Flooring
Hardwood
Appliances
None
Fireplace
None
Basement
Full, Walk-out Access, Interior Entry, Garage Access, Concrete, Unfinished
Laundry
In Basement
Features
None
Exterior
Construction
None
Architecture
Ranch
Roof
None
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Garage Spaces
1
Has Garage
Yes
Features
Attached, Under, Storage, Paved Drive, Off Street, Paved
Total Spaces
5
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$3,105
Assessed Value
$171,100
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Seller Disclosures
Water Is Off-buyer Responsible For Any And All Inspections Including Smoke Cert And Water Reading If Applicable. Seller Will Entertain Cash Only. Please Allow 48 Hours For Response For Any Offers.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Light Blue
Sq Ft Source
Public Record
Documents
None
County
Hampden
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1957
Bedrooms
3
Full Bathrooms
1
Living Area
792 sq ft
Total Rooms
4
Room Details
First Floor
Bathroom1
Bathroom - With Tub & Shower
Kitchen
Dining Area
Bedroom2
Closet, Flooring - Hardwood
Living Room
Flooring - Hardwood
Master Bedroom
Closet, Flooring - Hardwood
Other Floor
Bedroom5
Bedroom4
Bedroom3
Dining Room
Bathroom2
Bathroom3
Office
Family Room
Master Bathroom
No
Interior Features
Flooring:
Hardwood
Appliances:
Interior Features:
Windows:
Basement:
Full, Walk-Out Access, Interior Entry, Garage Access, Concrete, Unfinished
Laundry:
In Basement
Security:
Construction & Materials
Style:
Ranch
Year Built:
1957
Structure Type:
Exterior Materials:
Roof:
Foundation:
Block
Heating, Cooling & Utilities
Heating:
Forced Air, Oil
Heating Zones:
1
Cooling:
Window Unit(s)
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Level, Sloped
Road Surface:
Parking & Garage
Garage Spaces:
1
Garage Type:
Attached
Total Parking Spaces:
5
Parking Features:
Attached, Under, Storage, Paved Drive, Off Street, Paved
Nearby Schools
School District
Palmer School District local
C-
School Safety
2024-25
6.6%
Above Average
5.7%
Suspensions
0.5%
In-School
0.9%
Emergency
1.1% above state avg
Elementary Schools
2 schools
C-
Old Mill Pond School
2.5 mi
|
#702 of 824
|
Score: 35.5
Dropped 69 spots from last year
-22.7 below state avg
677 students
Moderate
Grades PK-06
Quarry Hill Community School
3.1 mi
120 students
Moderate
Grades PK-K
Middle Schools
1 school
C
Granite Valley School
3.0 mi
|
#643 of 824
|
Score: 38.5
Dropped 181 spots from last year
-19.7 below state avg
400 students
Less Diverse
Grades 01-06
High Schools
3 schools
B-
Palmer High School
2.4 mi
|
#200 of 346
|
Score: 51.4
Improved 97 spots from last year
-6.8 below state avg
416 students
Moderate
15 sports
• 550 athletes
Rising School
College Ready Curriculum
Strong Athletics
Grades 07-12
C
Pathfinder Regional Vocational-Technical High School
2.7 mi
|
#265 of 346
|
Score: 45.0
Dropped 41 spots from last year
-13.3 below state avg
660 students
Less Diverse
15 sports
• 496 athletes
Career Tech Programs
College Ready Curriculum
Strong Athletics
Grades 09-12
C
Monson High School
2.9 mi
|
#256 of 346
|
Score: 45.7
Dropped 85 spots from last year
-12.5 below state avg
280 students
Moderate
15 sports
• 520 athletes
Strong AP Program
College Ready Curriculum
Strong Athletics
Grades 07-12
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
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Property Tax
$259
Homeowners Insurance
$200
PMI (if <20% down)
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Loan Summary
Total of 360 payments
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Rate Impact
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
20 Deborah St, Palmer MA 01069
Palmer, MA 01069
Listing Information
Listing Agent
King Group
Listing Office
Coldwell Banker Realty - Western MA
Office Phone
413-567-8931
Agent MLS ID
TEAM0204
Office MLS ID
AN7885
Listing Data Updated
Jul 24, 2026 12:42 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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