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20-26 Howard St, Lowell MA 01851 - Preview 1 20-26 Howard St, Lowell MA 01851 - Preview 2 20-26 Howard St, Lowell MA 01851 - Preview 3 20-26 Howard St, Lowell MA 01851 - Preview 4 20-26 Howard St, Lowell MA 01851 - Preview 5 20-26 Howard St, Lowell MA 01851 - Preview 6 20-26 Howard St, Lowell MA 01851 - Preview 7

20-26 Howard St, Lowell MA 01851

Lowell, MA 01851 • Downtown
$975,000
Est. $6,081/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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5,351
Sq Ft
$182
Price/Sq Ft
0.19
Acres
1988
Year Built
New today
Time on Market
For Sale Listed Oct 12, 2026 • MLS# 73589566 Copied! • Updated Oct 12, 2026

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About this home

Rare opportunity to own TWO well-maintained commercial buildings on a desirable corner lot in the heart of downtown Lowell, built in 1988! The 20 Howard St building features two separate spaces with a garage bay on each side (previously an auto body business), an office area, and a half bath on the upper level. The 26 Howard St building is currently vacant and offers a large garage bay, expansive work area, 1.5 baths, a full kitchen with washer/dryer hookups, gas forced hot air heating, central A/C, and excellent insulation. Both buildings showcase solid brick construction and impressive 12-ft ceilings. A parking lot accommodates approximately 10 vehicles plus additional off-street parking. Endless potential for owner-users, investors, contractors, retail, storage, automotive use, and more. Also offered separately as 20 Howard St and 26 Howard St (separately deeded parcels)

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Recently Sold Nearby

Price & Status History

Property Timeline

🏠
Listed for Sale
Oct 12, 2026
$975,000
Original listing
Agent: Christian Doherty Office: Doherty Properties

Tax History

Year Taxes Assessment
2026 $11,412 —

Financial Details

Annual Property Tax
$11,412
Tax Year 2026

Facts & Features

Home Facts

Type Commercial Sale
Year Built 1988
Living Area 5,351 sq ft
Lot Size 0.19 acres
Gross Income $62,400
Heating None
Cooling None
Flooring None
Appliances None
Fireplace None
Basement None
Laundry None
Features None
Construction None
Architecture None
Roof Rubber
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Features None

Utilities

Electric None
Water None
Sewer None
Gas None
Other Public Water, Public Sewer, Natural Gas Available

Financial

Annual Tax $11,412
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures All Information Deemed Reliable But Not Guaranteed. Seller Has Reviewed And Approved All Listing Information. Buyer And Buyers Agent To Verify All Information Including Measurements, Square Footage, Room Sizes, Taxes, And Property Details. Listing Agent And Seller Did Not Measure The Property.
Possession None
Accepted Financing None
Structure Type []
Documents None
County Middlesex

Property Overview

Listing Type
For Sale
Year Built
1988
Living Area
5,351 sq ft

Floor Layout

Interior Features

Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Laundry:
Security:

Construction & Materials

Year Built: 1988
Structure Type:
Exterior Materials:
Roof: Rubber
Foundation:

Utilities & Systems

Heating:
Cooling:
Hot Water:
Water Source:
Sewer:
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Parking Features:
School District
Lowell School District local
C-
⚠ School Safety 2024-25
3.0% Above Average
2.8% Suspensions 0.8% In-School 0.2% Emergency
↓ 2.5% below state avg
E

Elementary Schools

10 schools
B
Lowell Community Charter Public School
0.3 mi | #154 of 352 | Score: 44.1
Improved 33 spots from last year
-14.2 below state avg
815 students Diverse
Rising School Diverse Student Body Strong Attendance
Grades PK-08
B
Rogers STEM Academy
0.3 mi | #8 of 16 | Score: 34.3
Improved 265 spots from last year
-23.9 below state avg
895 students Diverse
Rising School Diverse Student Body
Grades K-08
Hellenic American Academy
0.4 mi
Grades PK-08
St. Patrick School and Educational Center
0.6 mi
Grades PK-08
C
Bartlett Community Partnership School
0.8 mi | #270 of 352 | Score: 34.7
Improved 16 spots from last year
-23.5 below state avg
488 students Diverse
Diverse Student Body
Grades PK-08
Immaculate Conception School
0.9 mi
Grades PK-08
Community Christian Academy
0.9 mi
Grades PK-12
Lowell Catholic School
1.1 mi
Grades PK-12
St. Michael Elementary School
1.2 mi
Grades PK-08
St. Louis Elementary School
1.3 mi
Grades PK-08
M

Middle Schools

7 schools
B-
Kathryn P. Stoklosa Middle School
0.5 mi | #199 of 352 | Score: 40.7
Improved 17 spots from last year
-17.5 below state avg
608 students Diverse
Diverse Student Body
Grades 05-08
Laura Lee Therapeutic Day School
0.9 mi
15 students Diverse
Grades 01-08
C
Benjamin F. Butler Middle School
1.1 mi | #260 of 352 | Score: 35.7
Dropped 4 spots from last year
-22.5 below state avg
488 students Diverse
Diverse Student Body
Grades 05-08
B+
James S Daley Middle School
1.4 mi | #128 of 352 | Score: 46.6
Improved 47 spots from last year
-11.6 below state avg
686 students Diverse
Rising School Diverse Student Body
Grades 05-08
C-
Henry J Robinson Middle School
1.6 mi | #288 of 352 | Score: 32.7
Improved 31 spots from last year
-25.5 below state avg
580 students Diverse
Rising School Diverse Student Body
Grades 05-08
C+
Dr. An Wang School
1.8 mi | #249 of 352 | Score: 36.2
Improved 44 spots from last year
-22 below state avg
669 students Very Diverse
Rising School Diverse Student Body
Grades 05-08
C
James Sullivan Middle School
1.8 mi | #267 of 352 | Score: 34.9
Improved 38 spots from last year
-23.3 below state avg
606 students Diverse
Rising School Diverse Student Body
Grades 05-08
H

High Schools

4 schools
F
The Career Academy
0.4 mi | #25 of 25 | Score: 18.1
Improved 363 spots from last year
-40.1 below state avg
108 students Diverse
Rising School Diverse Student Body
Grades 09-12
F
Lowell Middlesex Academy Charter School
0.6 mi | #337 of 346 | Score: 22.3
Improved 9 spots from last year
-35.9 below state avg
124 students Diverse
College Ready Curriculum Diverse Student Body
Grades 09-12
Old Colony Y Lowell Revocation Program
0.6 mi
Grades 09-12
D
Leblanc Therapeutic Day School
1.6 mi | #376 of 346 | Score: 32.8
Same rank as last year
31 students Diverse
Diverse Student Body
Grades 09-12
Learn about these ratings
School data provided by BMN Schools

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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $951
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location

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Neighborhood

Downtown

20-26 Howard St, Lowell MA 01851

Lowell, MA 01851

Listing Information

Listing Agent Christian Doherty
Listing Office Doherty Properties
Office Phone 978-746-0124
Agent MLS ID CT003020
Office MLS ID AC0904
Listing Data Updated Oct 12, 2026 11:22 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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