2-4 Cross St, Southbridge MA 01550
Southbridge, MA 01550
$900,000
Est. $5,398/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
2-4 Cross St contains three (3) 3-Bedroom/1-Bathroom units and three (3) 2-Bedroom/1-Bathroom units with 4,992 square feet of gross living area in 8,273 square feet of gross area. The Property is situated upon a 0.12-acre parcel and features over two (2+) off-street parking spaces. 2-4 Cross Street, with all units featuring desirable direct-entry style units on a well-positioned corner lot, has been well-maintained by current ownership. The Property features strong in-place rents, offering immediate cash flow, and recent CapEx includes new building siding. The Property features separately metered utilities, with tenants responsible for gas powered heat & hot water, as well as electricity. The Landlord is responsible for providing city water & sewer. The Property is well-positioned in Southbridge, offering convenient access to the town’s central business district, neighborhood retail corridors, and surrounding residential areas. Listed at a 9.2% cap rate.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 28, 2026
$900,000
Original listing
Agent: Ethan Lazar
Office: Horvath & Tremblay
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/28/2026 | 🏠 Listed for Sale | $900,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $7,770 | $521,800 |
Financial Details
Annual Property Tax
$7,770
Tax Year 2026
Assessed Value
$521,800
Facts & Features
Home Facts
Type
Residential Income
Style
5-9 Family
Year Built
1900
Living Area
4,992 sq ft
Lot Size
0.12 acres
Stories
5
Bedrooms
15
Full Baths
6
Total Rooms
27
Investment Metrics
Units
6
Unit 1 Rent
$1,750/mo · Y
Unit 2 Rent
$1,550/mo · N
Unit 3 Rent
$1,600/mo · N
Unit 4 Rent
$1,650/mo · N
Total Monthly Rent
$6,550/mo
Gross Income
$121,800
Net Operating Income
$82,818
Operating Expenses
$38,982
Water/Sewer Expense
$7,741
Electric Expense
$660
Insurance Expense
$7,121
Cap Rate
9.20%
Interior
Heating
Natural Gas
Cooling
None
Flooring
None
Appliances
None
Fireplace
None
Basement
Unfinished
Laundry
None
Features
None
Exterior
Construction
See Remarks
Architecture
None
Roof
Asphalt/composition Shingles
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
Off Street
Total Spaces
2
Utilities
Electric
Individually Metered
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$7,770
Assessed Value
$521,800
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Grey
Sq Ft Source
Public Record
Documents
None
County
Worcester
Property Overview
Property Type
5-9 Family
Listing Type
For Sale
Year Built
1900
Bedrooms
15
Full Bathrooms
6
Living Area
4,992 sq ft
Total Rooms
27
Stories
5
Levels
5
Floor Layout
Interactive room guide
Floor Layout
Finished Area
4,992 sq ft above grade
Display Options
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Unfinished
Laundry:
Security:
Construction & Materials
Year Built:
1900
Structure Type:
Exterior Materials:
See Remarks
Roof:
Asphalt/Composition Shingles
Foundation:
Stone
Stories:
5
Heating, Cooling & Utilities
Heating:
Natural Gas
Cooling:
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Corner Lot
Road Surface:
Paved
Parking & Garage
Total Parking Spaces:
2
Parking Features:
Off Street
Nearby Schools
School District
Southbridge School District local
F
School Safety
2024-25
6.0%
Above Average
6.0%
Suspensions
6.0%
In-School
0.5% above state avg
Elementary Schools
5 schools
Trinity Catholic Academy
0.1 mi
Grades PK-08
Viewpoint Christian Academy
2.1 mi
Grades K-12
C-
West Street School
0.7 mi
|
#719 of 825
|
Score: 34.5
Improved 23 spots from last year
-23.7 below state avg
324 students
Moderate
Rising School
Grades 01-05
D
Charlton Street School
0.8 mi
|
#772 of 825
|
Score: 30.9
Improved 60 spots from last year
-27.3 below state avg
259 students
Diverse
Rising School
Grades PK-05
Eastford Road School
0.9 mi
368 students
Diverse
Grades PK-01
Middle Schools
1 school
C
Southbridge Middle School
1.7 mi
|
#283 of 352
|
Score: 33.2
Same rank as last year
-25 below state avg
398 students
Diverse
Grades 06-08
High Schools
2 schools
Southbridge Academy
0.5 mi
22 students
Diverse
Grades 06-12
D
Southbridge High School
1.7 mi
|
#316 of 346
|
Score: 35.1
Improved 16 spots from last year
-23.1 below state avg
404 students
Moderate
12 sports
• 498 athletes
Early College Program
College Ready Curriculum
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$648
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
2-4 Cross St, Southbridge MA 01550
Southbridge, MA 01550
Listing Information
Listing Agent
Ethan Lazar
Listing Office
Horvath & Tremblay
Office Phone
781-776-4000
Agent MLS ID
CN252872
Office MLS ID
AN2723
Listing Data Updated
Sep 28, 2026 2:15 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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