198 Russell St, Springfield MA 01104

Springfield, MA 01104 • East Springfield
$299,999
Est. $2,065/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
1
Baths
1,008
Sq Ft
$298
Price/Sq Ft
0.10
Acres
1947
Year Built
1
Garage Space
New today
Time on Market
For Sale Open House Listed Nov 11, 2026 • MLS# 73601292 Copied! • Updated Nov 11, 2026

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Open House Schedule

14
Nov
Saturday, November 14
11:00 AM - 1:00 PM EST

About this home

Welcome to 198 Russell Street, Springfield, MA ideally located just minutes away from the Chicopee line. Discover comfort, charm, and versatility in this well-maintained 3-bedroom, 1-bathroom Cape-style home, offering inviting living spaces and plenty of room to fit your lifestyle! Step inside to find a welcoming dining area, thoughtfully transformed from the original living room, complete with a cozy fireplace that adds warmth and character. The first floor also includes hardwood floors, two perfect sized bedrooms, the full bathroom and kitchen with vinyl flooring and newer appliances that will remain for the buyers enjoyment. The spacious second-floor bedroom provides a private retreat, creating the perfect bedroom suite. The finished basement offers even more living space, featuring a comfortable living room/entertainment area, a spacious laundry room, and an additional versatile room ideal for a fourth bedroom, home office, game room, guest space, or whatever best suits your needs. Looking for a space to stay active? The garage has been converted into a personal home gym, offering the convenience of working out right at home or utilizing it for more entertainment space. Step outside to enjoy a fully fenced backyard with a patio area, perfect for hosting gatherings or simply relaxing outdoors. Additional highlights include a furnace replaced around 2015 and a newer water heater installed in 2025. With its flexible layout, inviting indoor and outdoor spaces, unique features, and ideal location, 198 Russell Street offers so much more than meets the eye. Don't miss this opportunity, attend the open house or schedule your private showing today!

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Recently Sold Nearby

Price & Status History

Property Timeline

🏠
Listed for Sale
Nov 11, 2026
$299,999
Original listing
Agent: Regina Hudson Office: Lock and Key Realty Inc.

Tax History

Year Taxes Assessment
2026 $4,176 $270,100

Financial Details

Annual Property Tax
$4,176
Tax Year 2026
Assessed Value
$270,100

Facts & Features

1 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1947
Living Area 1,008 sq ft
Lot Size 0.10 acres
Bedrooms 3
Full Baths 1
Total Rooms 6

Interior

Heating Forced Air, Natural Gas
Cooling Window Unit(s)
Flooring None
Appliances Range, Dishwasher, Refrigerator
Fireplace None
Fireplaces 1
Basement Full, Partially Finished
Laundry None
Features None

Exterior

Construction None
Architecture Cape
Roof None
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Garage Spaces 1
Has Garage Yes
Features Detached, Paved Drive, Off Street, Paved
Total Spaces 4
Electric None
Water Public
Sewer Public Sewer
Gas None
Other None
Annual Tax $4,176
Assessed Value $270,100
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures No Showings Until The Open House 11/14. Seller Will Consider A Credit For The Roof For The Right Offer. Roof Per Previous Mls Approximately 2005
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Sq Ft Disclosures basement and garage is not included in sq ft
Documents None
County Hampden

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1947
Bedrooms
3
Full Bathrooms
1
Living Area
1,008 sq ft
Total Rooms
6

Floor Layout

Interior Features

Flooring:
Appliances: Range, Dishwasher, Refrigerator
Interior Features:
Windows:
Basement: Full, Partially Finished
Laundry:
Security:

Construction & Materials

Style: Cape
Year Built: 1947
Structure Type:
Exterior Materials:
Roof:
Foundation: Block

Utilities & Systems

Heating: Forced Air, Natural Gas
Cooling: Window Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Garage Spaces: 1
Total Parking Spaces: 4
Parking Features: Detached, Paved Drive, Off Street, Paved

Special Features

Fireplaces: 1
Fireplace Type:
Community Amenities:

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $348
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

East Springfield

198 Russell St, Springfield MA 01104

Springfield, MA 01104

Listing Information

Listing Agent Regina Hudson
Listing Office Lock and Key Realty Inc.
Office Phone 413-282-8080
Agent MLS ID CN243400
Office MLS ID AN5521
Listing Data Updated Nov 11, 2026 6:32 PM EST
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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