1971 Northampton St, Holyoke MA 01040

Holyoke, MA 01040
$549,000
$540,000
Est. $3,611/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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5
Beds
3
Baths
3,880
Sq Ft
$139
Price/Sq Ft
0.34
Acres
1880
Year Built
12
Parking
32
Days on Market
Sale Pending Price Drop -$9,000 Listed Sep 2, 2026 • MLS# 73570036 Copied! • Updated Oct 14, 2026

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About this home

Great opportunity to own a well-maintained 3-unit multifamily in a convenient Holyoke location. **The Second-floor unit is currently vacant and ready for its new owner**, making this an excellent owner-occupant opportunity to live in one unit while using rental income from the other two to help offset expenses.The first-floor units feature spacious layouts, hardwood floors, updated kitchens, high ceilings, and in-unit laundry. The second-floor unit offers an oversized kitchen with white shaker cabinets, black granite countertops, 13-foot ceilings, two bedrooms, in-unit laundry, and a large bathroom with a freestanding tub and separate walk-in shower.Well-maintained units with little needed, plus a large parking lot with space for 10+ vehicles. The **attic and basement offer significant potential for future expansion. Convenient Northampton St location near shopping, dining, amenities, and major routes.producing 3-family property ready for its next owner!

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Recently Sold Nearby

Price & Status History

Market Insights

1
Price Changes
1.6%
Price Range

Property Timeline

⏳
Pending Sale
Oct 5, 2026
Offer accepted, sale pending
↓
Price Reduced
Sep 28, 2026
$540,000 $9,000 (-1.64%)
From $549,000 to $540,000 (-1.6%)
👁️
Showing Instructions Updated
Sep 16, 2026
New showing requirements
👁️
Showing Instructions Updated
Sep 15, 2026
New showing requirements
👁️
Showing Instructions Updated
Sep 2, 2026
New showing requirements
🏠
Listed for Sale
Sep 2, 2026
$549,000
Original listing
Agent: Andres Gomez Office: Real Broker MA, LLC
🏠
Listed for Sale
Sep 2, 2026
$549,000
Original listing
Office: Real Broker MA, LLC

Tax History

Year Taxes Assessment
2026 $8,161 $468,200

Financial Details

Annual Property Tax
$8,161
Tax Year 2026
Assessed Value
$468,200

Facts & Features

Home Facts

Type Residential Income
Style 3 Family
Year Built 1880
Living Area 3,880 sq ft
Lot Size 0.34 acres
Stories 4
Bedrooms 5
Full Baths 3
Total Rooms 13

Investment Metrics

Units 3
Unit 1 Rent $2,300/mo · N
Unit 2 Rent $2,300/mo · N
Unit 3 Rent $1,400/mo · Y
Total Monthly Rent $6,000/mo
Gross Income $72,000
Net Operating Income $72,000
Operating Expenses $1,200
Water/Sewer Expense $1,200
Cap Rate 13.33%
Heating Steam, Natural Gas, Forced Air, Electric
Cooling None
Flooring None
Appliances Range, Refrigerator, Dishwasher, Microwave
Fireplace None
Basement None
Laundry Washer & Dryer Hookup, Washer Hookup, Dryer Hookup
Features Ceiling Fan(s), Living Room, Dining Room, Kitchen, Living Rm/dining Rm Combo
Construction None
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Features Paved
Total Spaces 12
Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $8,161
Assessed Value $468,200
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint Unknown
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
House Color GRAY
Sq Ft Source Public Record
Documents None
County Hampden
Total market time (incl. prior listings) 33 days

Property Overview

Property Type
3 Family
Listing Type
Sale Pending
Year Built
1880
Bedrooms
5
Full Bathrooms
3
Living Area
3,880 sq ft
Total Rooms
13
Stories
4
Levels
4

Floor Layout

Interior Features

Flooring:
Appliances: Range, Refrigerator, Dishwasher, Microwave
Interior Features: Ceiling Fan(s), Living Room, Dining Room, Kitchen, Living RM/Dining RM Combo
Windows:
Basement:
Laundry: Washer & Dryer Hookup, Washer Hookup, Dryer Hookup
Security:

Construction & Materials

Year Built: 1880
Structure Type:
Exterior Materials:
Roof: Shingle
Foundation: Concrete Perimeter
Stories: 4

Utilities & Systems

Heating: Steam, Natural Gas, Forced Air, Electric
Cooling:
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features: Other
Road Surface:

Parking & Garage

Total Parking Spaces: 12
Parking Features: Paved

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $680
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Save $0/mo
Current Rate
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+0.5% Rate
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Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

1971 Northampton St, Holyoke MA 01040

Holyoke, MA 01040

Listing Information

Listing Agent Andres Gomez
Listing Office Real Broker MA, LLC
Office Phone 855-450-0442
Agent MLS ID CN253883
Office MLS ID AN4866
Listing Data Updated Oct 14, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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