LevelFirst
195 Ambrose, Springfield MA 01109
Springfield, MA 01109
$274,900
Est. $1,871/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Location, location, location! Welcome to 195 Ambrose Street, ideally situated in a sought-after Springfield neighborhood with a wonderful residential feel. This move-in-ready ranch is a great opportunity for a first-time homebuyer or anyone looking to downsize and enjoy the convenience of one-level living.Step inside to a bright and inviting home filled with abundant natural light. The home features a spacious eat-in kitchen, perfect for everyday meals and gathering with family and friends. An impressively large primary bedroom offers plenty of space, along with a second bedroom located just off the living room.One of the property's standout features is the beautiful, expansive yard—ideal for family gatherings, summer barbecues, gardening, pets, entertaining, or simply relaxing outdoors. The generous lot also provides possibilities for future expansion, whether building up or out, subject to local zoning and approvals.Enjoy living in a great walking neighborhood, perfect for an evening stroll or walking the dog, while still being conveniently located near everyday amenities.With its desirable location, one-level living, eat-in kitchen, oversized primary bedroom, abundant natural light, and fantastic yard, 195 Ambrose Street has so much to offer!
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Oct 1, 2026
$274,900
Original listing
Agent: Derek Fergus
Office: Derek Fergus
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/01/2026 | 🏠 Listed for Sale | $274,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $3,372 | $218,100 |
Financial Details
Annual Property Tax
$3,372
Tax Year 2026
Assessed Value
$218,100
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1923
Living Area
1,000 sq ft
Lot Size
0.17 acres
Bedrooms
2
Full Baths
1
Total Rooms
5
Interior
Heating
Forced Air, Natural Gas
Cooling
Window Unit(s)
Flooring
None
Appliances
Gas Water Heater, Range, Microwave
Fireplace
None
Basement
Full
Laundry
In Basement, Washer Hookup
Features
None
Exterior
Construction
Frame
Architecture
Ranch
Roof
Shingle
Features
Rain Gutters, Storage
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
Paved Drive, Off Street, Paved
Total Spaces
4
Utilities
Electric
Circuit Breakers, 100 Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
Washer Hookup
Financial
Annual Tax
$3,372
Assessed Value
$218,100
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Sold As Is, Inspections For Informational Purposes Only.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Hampden
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1923
Bedrooms
2
Full Bathrooms
1
Living Area
1,000 sq ft
Total Rooms
5
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,000 sq ft above grade
LevelFirst
LevelFirst
LevelFirst
Display Options
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Gas Water Heater, Range, Microwave
Interior Features:
Windows:
Insulated Windows
Basement:
Full
Laundry:
In Basement, Washer Hookup
Security:
Construction & Materials
Style:
Ranch
Year Built:
1923
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Block
Heating, Cooling & Utilities
Heating:
Forced Air, Natural Gas
Heating Zones:
1
Cooling:
Window Unit(s)
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Rain Gutters, Storage
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Cleared, Level
Road Surface:
Paved
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Paved Drive, Off Street, Paved
Nearby Schools
School District
Springfield School District local
D
Where Graduates Go
Class of 2021
36%
attend college
20%
4-Year
16%
2-Year
3%
Out of State
3%
Working
School Safety
2024-25
5.9%
Above Average
5.1%
Suspensions
1.4%
In-School
0.8%
Emergency
0.4% above state avg
Elementary Schools
3 schools
Balliet Preschool
0.5 mi
113 students
Diverse
Grades PK
D
Thomas M Balliet School
0.8 mi
|
#755 of 825
|
Score: 32.1
Dropped 107 spots from last year
-26.1 below state avg
283 students
Diverse
Grades PK-05
B-
Frank H Freedman School
0.9 mi
|
#463 of 825
|
Score: 45.7
Dropped 37 spots from last year
-12.5 below state avg
280 students
Diverse
Grades PK-05
Middle Schools
2 schools
C
John J. Duggan Middle School
0.6 mi
|
#251 of 346
|
Score: 47.1
Improved 35 spots from last year
-11.1 below state avg
843 students
Diverse
High Graduation Rate
Rising School
College Ready Curriculum
Grades 06-12
C+
STEM Middle Academy
0.8 mi
|
#12 of 16
|
Score: 24.5
Improved 298 spots from last year
-33.7 below state avg
241 students
Diverse
Rising School
Grades 06-08
High Schools
3 schools
A
Roger L. Putnam Vocational Technical Academy
0.8 mi
|
#6 of 25
|
Score: 50.3
Improved 257 spots from last year
-7.9 below state avg
1,377 students
Moderate
High Graduation Rate
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
F
Springfield International Academy at Sci-Tech
0.8 mi
|
#340 of 346
|
Score: 20.7
Dropped 40 spots from last year
-37.5 below state avg
52 students
Diverse
Career Tech Programs
College Ready Curriculum
Diverse Student Body
Grades 09-12
C-
Springfield High School of Science and Technology
0.8 mi
|
#311 of 346
|
Score: 36.3
Dropped 1 spots from last year
-21.9 below state avg
1,147 students
Moderate
13 sports
• 870 athletes
Career Tech Programs
College Ready Curriculum
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$281
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
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+0.5% Rate
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
195 Ambrose, Springfield MA 01109
Springfield, MA 01109
Listing Information
Listing Agent
Derek Fergus
Listing Office
Derek Fergus
Office Phone
413-949-3877
Agent MLS ID
CN219011
Office MLS ID
AN9056
Listing Data Updated
Oct 1, 2026 11:04 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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