190 Carol Ann St, Springfield MA 01128
Springfield, MA 01128
$285,000
Est. $1,943/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Welcome home to this charming 3-bedroom ranch offering comfortable one-level living, a desirable open floor plan, and great features throughout! This inviting home offers a spacious, open layout that creates an easy flow between living spaces, perfect for everyday living and entertaining. The home features high-end vinyl siding, replacement windows, a newer driveway, and a roof approximately 10 years young. Enjoy added peace of mind with a furnace just a couple of years old. The full basement offers additional possibilities, including a partially finished room that could make a great home office, workout space, playroom, or hobby room. Situated on a nice quarter-acre lot, there's room to enjoy the outdoors while still having a manageable yard. Whether you're a first-time buyer, downsizing, or simply looking for the convenience of ranch-style living, this home is full of potential and ready for its next chapter. Don't miss this opportunity.
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Recently Sold Nearby
Price & Status History
Property Timeline
Listed for Sale
Nov 13, 2026
$285,000
Original listing
Office: Benton Real Estate Company
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 11/13/2026 | 🏠 Listed for Sale | $285,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $3,619 | $234,100 |
Financial Details
Annual Property Tax
$3,619
Tax Year 2026
Assessed Value
$234,100
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1971
Living Area
840 sq ft
Lot Size
0.24 acres
Bedrooms
3
Full Baths
1
Total Rooms
5
Interior
Heating
Forced Air, Natural Gas
Cooling
Window Unit(s)
Flooring
Vinyl, Carpet
Appliances
Range, Refrigerator
Fireplace
None
Basement
Full
Laundry
None
Features
None
Exterior
Construction
None
Architecture
Ranch
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
Paved Drive, Off Street, Paved
Total Spaces
2
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$3,619
Assessed Value
$234,100
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Subject To Seller Finding And Closing On Suitable Housing.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Hampden
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1971
Bedrooms
3
Full Bathrooms
1
Living Area
840 sq ft
Total Rooms
5
Floor Layout
Interior Features
Flooring:
Vinyl, Carpet
Appliances:
Range, Refrigerator
Interior Features:
Windows:
Basement:
Full
Laundry:
Security:
Construction & Materials
Style:
Ranch
Year Built:
1971
Structure Type:
Exterior Materials:
Roof:
Shingle
Foundation:
Concrete Perimeter
Utilities & Systems
Heating:
Forced Air, Natural Gas
Cooling:
Window Unit(s)
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Level
Road Surface:
Parking & Garage
Total Parking Spaces:
2
Parking Features:
Paved Drive, Off Street, Paved
Nearby Schools
School District
Springfield School District local
D
Where Graduates Go
Class of 2021
36%
attend college
20%
4-Year
16%
2-Year
3%
Out of State
3%
Working
School Safety
2024-25
5.9%
Above Average
5.1%
Suspensions
1.4%
In-School
0.8%
Emergency
0.4% above state avg
Elementary Schools
10 schools
Pioneer Valley Montessori School
1.3 mi
Grades PK-06
Mill Pond School
1.6 mi
Grades PK-12
Pioneer Valley Christian Academy
2.1 mi
Grades PK-12
C
Springfield International Charter School
2.3 mi
|
#274 of 346
|
Score: 45.1
Improved 42 spots from last year
-13.1 below state avg
1,524 students
Diverse
High Graduation Rate
Rising School
College Ready Curriculum
Diverse Student Body
Grades K-12
St. Michael's Academy
3.1 mi
Grades PK-08
D
The Springfield Virtual School
4.2 mi
|
#326 of 346
|
Score: 30.7
Improved 11 spots from last year
-27.5 below state avg
201 students
Moderate
College Ready Curriculum
Grades PK-12
A+
Springfield Preparatory Charter School
4.7 mi
|
#2 of 16
|
Score: 48.5
Improved 94 spots from last year
-9.8 below state avg
485 students
Moderate
Rising School
Strong Attendance
Grades K-08
B
Veritas Preparatory Charter School
5.0 mi
|
#12 of 25
|
Score: 34.5
Improved 339 spots from last year
-23.8 below state avg
769 students
Moderate
Early College Program
Rising School
Grades 05-12
Your Educational Success Academy
5.3 mi
Grades K-12
Grace Academy
5.6 mi
Grades K-12
Middle Schools
10 schools
C
John J. Duggan Middle School
2.9 mi
|
#251 of 346
|
Score: 47.1
Improved 35 spots from last year
-11.1 below state avg
843 students
Diverse
High Graduation Rate
Rising School
College Ready Curriculum
Grades 06-12
F
Kiley Prep
1.2 mi
|
#351 of 352
|
Score: 21.5
Improved 9 spots from last year
-36.7 below state avg
314 students
Diverse
Grades 06-08
C-
Kiley Academy
1.2 mi
|
#14 of 16
|
Score: 22.1
Improved 341 spots from last year
-36.2 below state avg
253 students
Diverse
Rising School
Grades 06-08
C+
STEM Middle Academy
4.2 mi
|
#12 of 16
|
Score: 24.5
Improved 298 spots from last year
-33.7 below state avg
241 students
Diverse
Rising School
Grades 06-08
F
Forest Park Middle School
4.4 mi
|
#341 of 352
|
Score: 26.3
Improved 18 spots from last year
-31.9 below state avg
460 students
Diverse
Grades 06-08
F
John F Kennedy Middle School
4.6 mi
|
#342 of 352
|
Score: 25.2
Dropped 5 spots from last year
-33.1 below state avg
365 students
Moderate
Grades 06-08
Springfield Commonwealth Academy
5.0 mi
Grades 06-08
F
South End Middle School
5.4 mi
|
#350 of 352
|
Score: 23.0
Improved 12 spots from last year
-35.2 below state avg
176 students
Moderate
Grades 06-08
C-
Van Sickle Prep School
5.6 mi
|
#15 of 16
|
Score: 21.0
Improved 330 spots from last year
-37.2 below state avg
207 students
Moderate
Rising School
Grades 06-08
B-
Van Sickle Academy
5.6 mi
|
#10 of 16
|
Score: 28.1
Improved 340 spots from last year
-30.1 below state avg
256 students
Moderate
Rising School
Grades 06-08
High Schools
10 schools
C-
Baystate Academy Charter Public School
4.5 mi
|
#306 of 346
|
Score: 37.1
Improved 37 spots from last year
-21.1 below state avg
344 students
Diverse
Rising School
College Ready Curriculum
Grades 06-12
C
Emergence Academy
5.1 mi
|
#21 of 25
|
Score: 26.2
Improved 356 spots from last year
-32 below state avg
376 students
Diverse
Rising School
Diverse Student Body
Grades 06-12
C-
Conservatory of the Arts
5.3 mi
|
#303 of 346
|
Score: 37.6
Improved 2 spots from last year
-20.6 below state avg
292 students
Moderate
High Graduation Rate
College Ready Curriculum
Grades 06-12
C
The Springfield Renaissance School an Expeditionary Learning School
5.6 mi
|
#275 of 346
|
Score: 45.0
Improved 6 spots from last year
-13.2 below state avg
596 students
Diverse
High Graduation Rate
College Ready Curriculum
Grades 06-12
C+
Libertas Academy Charter School
5.8 mi
|
#238 of 346
|
Score: 48.5
Improved 106 spots from last year
-9.8 below state avg
592 students
Moderate
7 sports
• 134 athletes
Rising School
Grades 06-12
Pope Francis Preparatory School
3.3 mi
18 sports
• 1,124 athletes
Strong Athletics
Grades 09-12
F
Springfield International Academy at Sci-Tech
4.0 mi
|
#340 of 346
|
Score: 20.7
Dropped 40 spots from last year
-37.5 below state avg
52 students
Diverse
Career Tech Programs
College Ready Curriculum
Diverse Student Body
Grades 09-12
C-
Springfield High School of Science and Technology
4.0 mi
|
#311 of 346
|
Score: 36.3
Dropped 1 spots from last year
-21.9 below state avg
1,147 students
Moderate
13 sports
• 870 athletes
Career Tech Programs
College Ready Curriculum
Grades 09-12
A
Roger L. Putnam Vocational Technical Academy
4.1 mi
|
#6 of 25
|
Score: 50.3
Improved 257 spots from last year
-7.9 below state avg
1,377 students
Moderate
High Graduation Rate
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
C
Springfield Central High School
4.5 mi
|
#261 of 346
|
Score: 46.4
Improved 38 spots from last year
-11.8 below state avg
2,015 students
Diverse
17 sports
• 1,176 athletes
Rising School
College Ready Curriculum
Strong Athletics
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$302
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
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Rate Impact
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location
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Neighborhood
190 Carol Ann St, Springfield MA 01128
Springfield, MA 01128
Listing Information
Listing Agent
Jennifer Bradley
Listing Office
Benton Real Estate Company
Office Phone
413-786-3372
Agent MLS ID
CT007464
Office MLS ID
M95288
Listing Data Updated
Nov 13, 2026 8:29 AM EST
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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