LevelFirst
187 Federal St, Northampton MA 01062
Northampton, MA 01062
$99,900
Est. $961/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Bring your vision and renovation ideas to this 3-bedroom, 1-bathroom Cape-style home, originally built in 1900. Full of character and opportunity, this property is ready for renovation and offers the chance to restore and customize a historic home to your own taste. The existing layout provides a solid starting point, while the home's age and architectural character offer plenty of possibilities for thoughtful updates. Whether you're an investor, contractor, or buyer looking for a project, this property presents an exciting opportunity to create something special. Conveniently located in Northampton with easy access to local shops, restaurants, school and amenities.
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Recently Sold Nearby
Price & Status History
Market Insights
Property Timeline
Pending Sale
Sep 14, 2026
Offer accepted, sale pending
Listed for Sale
Sep 3, 2026
$99,900
Original listing
Agent: Shawna Serricchio
Office: Coldwell Banker Realty - Western MA
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/14/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 09/03/2026 | 🏠 Listed for Sale | $99,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $3,067 | $220,200 |
Financial Details
Annual Property Tax
$3,067
Tax Year 2025
Assessed Value
$220,200
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1900
Living Area
1,368 sq ft
Lot Size
0.13 acres
Bedrooms
3
Full Baths
1
Total Rooms
7
Interior
Heating
Forced Air, Oil
Cooling
None
Flooring
None
Appliances
None
Fireplace
None
Basement
Full
Laundry
None
Features
None
Exterior
Construction
Frame
Architecture
Cape
Roof
Shingle
Features
Fenced Yard
Pool
None
Spa
None
Fencing
Fenced/enclosed, Fenced
Patio/Porch
None
Parking
Features
Paved Drive, Off Street, Paved
Total Spaces
2
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$3,067
Assessed Value
$220,200
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Estate Sale Subject To Third Party Approval.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
white
Sq Ft Source
Public Record
Documents
None
County
Hampshire
Total market time (incl. prior listings)
11 days
Property Overview
Property Type
Single Family Residence
Listing Type
Sale Pending
Year Built
1900
Bedrooms
3
Full Bathrooms
1
Living Area
1,368 sq ft
Total Rooms
7
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,368 sq ft above grade
LevelFirst
Display Options
Room Markers
KKitchen (1)
LLiving (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Full
Laundry:
Security:
Construction & Materials
Style:
Cape
Year Built:
1900
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter
Utilities & Systems
Heating:
Forced Air, Oil
Cooling:
None
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Fenced Yard
Patio & Porch:
Fencing:
Fenced/Enclosed, Fenced
Other Structures:
Lot Features:
Level
Road Surface:
Parking & Garage
Total Parking Spaces:
2
Parking Features:
Paved Drive, Off Street, Paved
Nearby Schools
School District
Northampton School District local
B-
School Safety
2024-25
2.0%
Average
1.4%
Suspensions
1.7%
In-School
0.6%
Emergency
3.5% below state avg
Elementary Schools
10 schools
Lander Grinspoon Academy
0.9 mi
Grades K-06
Clarke School
1.0 mi
Grades PK-12
Clarke School for the Deaf Northampton
1.0 mi
Grades PK-10
Campus School of Smith College
1.2 mi
Grades K-06
New Directions School
1.9 mi
Grades 04-12
Cutchins Program
1.9 mi
Grades K-12
B
Jackson Street School
0.9 mi
|
#342 of 825
|
Score: 49.2
Dropped 108 spots from last year
-9 below state avg
253 students
Diverse
Grades K-05
Montessori School of Northampton
1.6 mi
Grades PK-05
C
Bridge Street School
1.6 mi
|
#610 of 825
|
Score: 40.0
Improved 126 spots from last year
-18.2 below state avg
273 students
Diverse
Rising School
Diverse Student Body
Grades PK-05
C+
R.K. Finn Ryan Road Elementary School
1.9 mi
|
#572 of 825
|
Score: 42.3
Dropped 72 spots from last year
-15.9 below state avg
220 students
Moderate
Grades K-05
Middle Schools
1 school
B+
John F Kennedy Middle School
1.7 mi
|
#133 of 352
|
Score: 45.9
Improved 59 spots from last year
-12.3 below state avg
570 students
Moderate
Rising School
Grades 06-08
High Schools
3 schools
C-
Smith Vocational and Agricultural High School
0.3 mi
|
#285 of 346
|
Score: 42.9
Dropped 89 spots from last year
-15.3 below state avg
589 students
Moderate
15 sports
• 542 athletes
High Graduation Rate
Career Tech Programs
College Ready Curriculum
Strong Athletics
Grades 09-12
A-
Northampton High School
0.4 mi
|
#87 of 346
|
Score: 62.1
Improved 198 spots from last year
+3.9 above state avg
846 students
Moderate
19 sports
• 1,196 athletes
Strong AP Program
High Graduation Rate
Rising School
Strong Athletics
Grades 09-12
Community Enterprises, Inc.
2.0 mi
Grades 11-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
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Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$256
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
187 Federal St, Northampton MA 01062
Northampton, MA 01062
Listing Information
Listing Agent
Shawna Serricchio
Listing Office
Coldwell Banker Realty - Western MA
Office Phone
413-567-8931
Agent MLS ID
M8001076
Office MLS ID
AN7885
Listing Data Updated
Sep 27, 2026 9:20 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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