180 Ash Street, Spencer MA 01562

Spencer, MA 01562
$270,000
Est. $1,836/month
3
Beds
1
Baths
960
Sq Ft
$281
Price/Sq Ft
0.92
Acres
1974
Year Built
6
Parking
7 hours 29 minutes
Time on Market
For Sale Listed Sep 3, 2026 • MLS# 73571846 Copied! • Updated Sep 4, 2026

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About this home

THIS RANCH HOME IS SITUATED IN AN ESTABLISHED NEIGHBORHOOD ON 0.92 ACRES WITH 3 BEDROOMS, 1 BATHS, AND 960 SQFT OF LIVING SPACE // THIS IS A HUD PROPERTY. SOLD AS-IS. HUD WILL NOT REPLACE OR REPAIR ANY ISSUES. SMOKE CERTIFICATE, TITLE-5 & WELL WATER TESTING ARE BUYERS /BUYERS AGENT RESPONSIBILITY. IT'S RECOMMENDED THE BUYER OR BUYER'S LAWYER / AGENT PERFORM DUE DILIGENCE ON BEHALF OF THE BUYER // LISTED AS “IE” ((INSURED)). FINANCIAL TERMS: ELIGIBLE FOR FHA, FHA 203B, 203K, CONVENTIONAL & CASH HUD CASE # 251-503281// LEAD PAINT MAY EXISTS // SEE ATTACHED DISCLOSURES. ELIGIBLE BIDDERS: NONE PROFIT & OWNER OCCUPIED AND GOVERNMENT AGENCIES, FROM 09/3/2026 BY 09/14/2026 11:59:59 PM. SELLER PREFERS HUD HOMES SOLD BY ELECTRONIC BID ONLY.

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Property History

Property Timeline

🏠
Listed for Sale
Sep 4, 2026
$270,000
Original listing
Agent: Christina Kelly Office: ALL CAPITAL REALTY, LLC

Tax History

Year Taxes Assessment
2026 $3,251 $296,100

Financial Details

Annual Property Tax
$3,251
Tax Year 2026
Assessed Value
$296,100

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1974
Living Area 960 sq ft
Lot Size 0.92 acres
Bedrooms 3
Full Baths 1
Total Rooms 5

Interior

Heating Electric, Other
Cooling Other
Flooring Other
Appliances Water Heater, Other
Fireplace None
Basement Unfinished
Laundry None
Features Other

Exterior

Construction Frame
Architecture Raised Ranch
Roof Shingle
Features Other
Pool None
Spa None
Fencing None
Patio/Porch None
Features Off Street
Total Spaces 6
Electric Other (see Remarks)
Water Private
Sewer Private Sewer
Gas None
Other None
Annual Tax $3,251
Assessed Value $296,100
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint Unknown
Seller Disclosures Lead Paint May Exists // // Smoke Certificate, Title-5 & Well Water Testing Are Buyers /buyers Agent Responsibility. ** Sold As-is ** Buyer Needs To Perform All Due Diligence At The Buyers Expense & Verify All Listing Info. Listing Agency/agent Doesnt Warrant Listing. Cash Or Rehab Loan Only
Possession None
Accepted Financing None
Structure Type []
House Color WHITE
Sq Ft Source Public Record
Sq Ft Disclosures SQFT IS APPROX. BUYER NEED TO PERFORM ALL DUE DILIGENCE AT BUYERS EXPENSE & VERIFY ALL LISTING INFO
Documents None
County Worcester
Total market time (incl. prior listings) 1 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1974
Bedrooms
3
Full Bathrooms
1
Living Area
960 sq ft
Total Rooms
5

Floor Layout

Interior Features

Flooring: Other
Appliances: Water Heater, Other
Interior Features: Other
Windows:
Basement: Unfinished
Laundry:
Security:

Construction & Materials

Style: Raised Ranch
Year Built: 1974
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Electric, Other
Cooling: Other
Hot Water:
Water Source: Private
Sewer: Private Sewer
Energy Features: Other (See Remarks)

Exterior & Lot

Exterior Features: Other
Patio & Porch:
Fencing:
Other Structures:
Lot Features: Other
Road Surface:

Parking & Garage

Total Parking Spaces: 6
Parking Features: Off Street
School District
Spencer-East Brookfield School District local
F
E

Elementary Schools

3 schools
C-
Wire Village School
2.7 mi | #668 of 825 | Score: 37.5
Improved 5 spots from last year
-20.7 below state avg
461 students Diverse
Grades K-04
C-
East Brookfield Elementary School
3.0 mi | #725 of 825 | Score: 33.9
Dropped 262 spots from last year
-24.3 below state avg
254 students Moderate
Strong Attendance
Grades PK-06
Leicester Integrated Preschool
4.4 mi
63 students Moderate
Grades PK
M

Middle Schools

2 schools
D
Knox Trail Middle School
1.3 mi | #327 of 352 | Score: 28.7
Dropped 50 spots from last year
-29.5 below state avg
407 students Diverse
Grades 05-08
C+
Leicester Middle School
4.4 mi | #226 of 352 | Score: 38.6
Improved 5 spots from last year
-19.6 below state avg
401 students Diverse
Grades 05-08
H

High Schools

2 schools
C
David Prouty High School
1.8 mi | #253 of 346 | Score: 47.0
Dropped 8 spots from last year
-11.2 below state avg
321 students Moderate
13 sports • 482 athletes
Strong AP Program Career Tech Programs College Ready Curriculum
Grades 09-12
B
Leicester High School
4.2 mi | #163 of 346 | Score: 54.7
Dropped 3 spots from last year
-3.5 below state avg
409 students Diverse
14 sports • 674 athletes
Strong AP Program High Graduation Rate Career Tech Programs College Ready Curriculum
Grades 09-12
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Including down payment
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $271
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

180 Ash Street, Spencer MA 01562

Spencer, MA 01562

Listing Information

Listing Agent Christina Kelly
Listing Office ALL CAPITAL REALTY, LLC
Office Phone 508-366-4888
Agent MLS ID K8002013
Office MLS ID K95624
Listing Data Updated Sep 4, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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