18 Surrey Road, Winchester MA 01890

Winchester, MA 01890
$2,950,000
Est. $16,821/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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6
Beds
4
Baths
4,752
Sq Ft
$621
Price/Sq Ft
0.48
Acres
1983
Year Built
2
Garage Spaces
New today
Time on Market
For Sale Listed Oct 19, 2026 • MLS# 73592433 Copied! • Updated Oct 19, 2026

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About this home

Spacious seven-bedroom, four-bath home in one of the area's most sought-after neighborhoods, thoughtfully designed with the flexible living space today's lifestyles demand. Whether accommodating a multigenerational household, extended family, long-term guests, or creating dedicated work and hobby spaces, this home offers exceptional versatility. The main level features an oversized living room with an open-concept layout flowing seamlessly into the dining area and kitchen, creating the perfect gathering space for everyday living and entertaining. French doors open to a large deck, extending the living space outdoors. Two first-floor bedrooms and a full bath provide convenient options for guests, family members, or a home office. Upstairs, you'll find four additional bedrooms, including a spacious primary suite with its own private balcony, a peaceful retreat to begin and end the day. The finished lower level adds even more flexibility with a generous family room, an additional bedroom or office, and direct access to the heated three-car garage. With abundant space to grow, gather, and adapt to changing needs, this exceptional home is ready to welcome its next chapter.

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Recently Sold Nearby

Price & Status History

Property Timeline

🏠
Listed for Sale
Oct 19, 2026
$2,950,000
Original listing
Agent: Mary Kelly Office: Century 21 Property Central Inc.

Tax History

Year Taxes Assessment
2026 $20,455 $1,846,100

Financial Details

Annual Property Tax
$20,455
Tax Year 2026
Assessed Value
$1,846,100

Facts & Features

2 Car Garage
Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 1983
Living Area 4,752 sq ft
Lot Size 0.48 acres
Bedrooms 6
Full Baths 4
Total Rooms 11

Interior

Heating Forced Air
Cooling Central Air
Flooring Wood
Appliances Range, Dishwasher, Disposal, Refrigerator, Washer, Dryer
Fireplace None
Fireplaces 1
Basement Finished, Walk-out Access
Laundry Second Floor
Features Bedroom, Office, Bonus Room

Exterior

Construction None
Architecture Colonial
Roof None
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Garage Spaces 2
Has Garage Yes
Features Under, Garage Door Opener, Heated Garage, Off Street
Total Spaces 8
Electric None
Water Public
Sewer Public Sewer
Gas None
Other None
Annual Tax $20,455
Assessed Value $1,846,100
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Sq Ft Disclosures Living space does not include finished basement
Documents None
County Middlesex

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1983
Bedrooms
6
Full Bathrooms
4
Living Area
4,752 sq ft
Total Rooms
11

Floor Layout

Interior Features

Flooring: Wood
Appliances: Range, Dishwasher, Disposal, Refrigerator, Washer, Dryer
Interior Features: Bedroom, Office, Bonus Room
Windows:
Basement: Finished, Walk-Out Access
Laundry: Second Floor
Security:

Construction & Materials

Style: Colonial
Year Built: 1983
Structure Type:
Exterior Materials:
Roof:
Foundation: Concrete Perimeter

Utilities & Systems

Heating: Forced Air
Cooling: Central Air
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features: Sloped
Road Surface:

Parking & Garage

Garage Spaces: 2
Garage Type: Attached
Total Parking Spaces: 8
Parking Features: Under, Garage Door Opener, Heated Garage, Off Street

Special Features

Fireplaces: 1
Fireplace Type:
Community Amenities:
School District
Winchester School District local
A+
✓ School Safety 2024-25
0.1% Very Low (Safest)
0.1% Suspensions 0.1% In-School
↓ 5.4% below state avg
E

Elementary Schools

10 schools
Acera School
1.5 mi
Grades K-08
The Wilder School
1.8 mi
Grades K-12
A+
Lynch Elementary School
0.6 mi | #87 of 825 | Score: 59.9
Dropped 5 spots from last year
+1.7 above state avg
472 students Diverse
Diverse Student Body Strong Attendance
Grades PK-05
A+
Ambrose Elementary School
0.8 mi | #13 of 825 | Score: 65.8
Improved 34 spots from last year
+7.6 above state avg
377 students Moderate
Rising School Strong Attendance
Grades K-05
A+
Vinson-Owen Elementary School
0.9 mi | #46 of 825 | Score: 62.7
Improved 106 spots from last year
+4.5 above state avg
387 students Diverse
Rising School Strong Attendance
Grades PK-05
Creative Corner School Inc
0.9 mi
Grades PK-K
A+
Lincoln Elementary School
1.4 mi | #73 of 825 | Score: 60.6
Dropped 28 spots from last year
+2.4 above state avg
338 students Moderate
Strong Attendance
Grades K-05
St. Mary Elementary School
1.5 mi
Grades PK-05
A+
Muraco Elementary School
1.6 mi | #64 of 825 | Score: 61.2
Improved 60 spots from last year
+3 above state avg
296 students Diverse
Rising School Strong Attendance
Grades K-05
Children's Own School
1.9 mi
Grades PK-K
M

Middle Schools

1 school
A+
McCall Middle School
1.4 mi | #15 of 352 | Score: 62.8
Dropped 2 spots from last year
+4.6 above state avg
1,053 students Diverse
Strong Attendance
Grades 06-08
H

High Schools

1 school
A+
Winchester High School
1.4 mi | #16 of 346 | Score: 74.0
Improved 19 spots from last year
+15.8 above state avg
1,418 students Diverse
20 sports • 2,818 athletes
Strong AP Program High Graduation Rate College Ready Curriculum Strong Athletics
Grades 09-12
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Including down payment
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $1,705
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

18 Surrey Road, Winchester MA 01890

Winchester, MA 01890

Listing Information

Listing Agent Mary Kelly
Listing Office Century 21 Property Central Inc.
Office Phone 781-435-1406
Agent MLS ID B8000710
Office MLS ID AN7768
Listing Data Updated Oct 19, 2026 12:00 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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