FeaturesCloset, Flooring - Hardwood
LevelSecond
178 Howard St, Ludlow MA 01056
Ludlow, MA 01056
$339,000
Est. $2,271/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Welcome to 178 Howard Street! This charming and tastefully updated Cape offers approximately 1,400 square feet of comfortable living space with four bedrooms and one full bathroom. The thoughtfully designed layout features two bedrooms on the main level, including one that could easily serve as a home office, guest room, or flex space, while the second floor offers two additional generously sized bedrooms. Step outside to enjoy the fully fenced backyard, complete with a patio, fire pit, and storage shed. This inviting space is perfect for entertaining, relaxing, or enjoying time outdoors. Ideally situated directly across from a park and conveniently located near the Mass Pike, schools, shopping, dining, and everyday amenities, this home offers the perfect blend of charm, functionality, and convenience. Don't miss the opportunity to make this move-in-ready home your own! Showings begin at the Open House on Saturday, November 14th, from 10:00 AM to 11:30 AM and Sunday, November 15th from 10:00 AM to 11:30 AM. No private showings prior to the Open House.
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Recently Sold Nearby
Price & Status History
Property Timeline
Listed for Sale
Nov 11, 2026
$339,000
Original listing
Agent: Natalie Becker
Office: Naples Realty Group
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 11/11/2026 | 🏠 Listed for Sale | $339,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $4,283 | $267,500 |
Financial Details
Annual Property Tax
$4,283
Tax Year 2026
Assessed Value
$267,500
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1956
Living Area
1,326 sq ft
Lot Size
0.18 acres
Bedrooms
4
Full Baths
1
Total Rooms
6
Interior
Heating
Baseboard, Oil
Cooling
Window Unit(s)
Flooring
Wood, Tile
Appliances
Water Heater, Tankless Water Heater, Range, Oven, Refrigerator, Washer, Dryer
Fireplace
None
Basement
Full, Bulkhead
Laundry
Electric Dryer Hookup, Washer Hookup, In Basement
Features
Internet Available - Unknown
Exterior
Construction
Frame
Architecture
Cape
Roof
Shingle
Features
Porch - Enclosed, Patio, Storage, Sprinkler System, Fenced Yard, Garden
Pool
None
Spa
None
Fencing
Fenced
Patio/Porch
Porch - Enclosed, Patio
Parking
Features
Paved
Total Spaces
4
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, For Electric Oven, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$4,283
Assessed Value
$267,500
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Bckyard Swing Set To Remain With Property. Kitchen Table May Be Included At Buyers Option.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Tan
Sq Ft Source
Public Record
Documents
None
County
Hampden
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1956
Bedrooms
4
Full Bathrooms
1
Living Area
1,326 sq ft
Total Rooms
6
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,326 sq ft above grade
FeaturesCloset, Flooring - Hardwood
LevelSecond
FeaturesFlooring - Stone/Ceramic Tile, Stainless Steel Appliances
LevelFirst
FeaturesCeiling Fan(s), Closet, Flooring - Hardwood
LevelFirst
FeaturesBathroom - Full, Bathroom - With Tub & Shower, Closet - Linen, Flooring - Stone/Ceramic Tile
LevelFirst
FeaturesFlooring - Hardwood, Window(s) - Picture, Recessed Lighting
LevelFirst
FeaturesCeiling Fan(s), Closet, Flooring - Hardwood
LevelFirst
Display Options
Outdoor Areas
Patio & porchPorch - Enclosed, Patio
Room Markers
KKitchen (1)
BRBedroom (4)
BABathroom (1)
LLiving (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Tile
Appliances:
Water Heater, Tankless Water Heater, Range, Oven, Refrigerator, Washer, Dryer
Interior Features:
Internet Available - Unknown
Windows:
Basement:
Full, Bulkhead
Laundry:
Electric Dryer Hookup, Washer Hookup, In Basement
Security:
Construction & Materials
Style:
Cape
Year Built:
1956
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter
Utilities & Systems
Heating:
Baseboard, Oil
Cooling:
Window Unit(s)
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch - Enclosed, Patio, Storage, Sprinkler System, Fenced Yard, Garden
Patio & Porch:
Porch - Enclosed, Patio
Fencing:
Fenced
Other Structures:
Lot Features:
Level
Road Surface:
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Paved
Nearby Schools
School District
Ludlow School District local
C
School Safety
2024-25
3.9%
Above Average
3.9%
Suspensions
0.3%
In-School
1.6% below state avg
Elementary Schools
3 schools
St. John The Baptist School
0.2 mi
Grades PK-08
East Street Elementary School
0.5 mi
358 students
Moderate
Grades PK-01
B
Harris Brook Elementary School
1.2 mi
|
#388 of 825
|
Score: 48.1
Improved 217 spots from last year
-10.1 below state avg
578 students
Moderate
Rising School
Strong Attendance
Grades 02-05
High Schools
1 school
B-
Ludlow Senior High School
1.1 mi
|
#194 of 346
|
Score: 52.7
Dropped 44 spots from last year
-5.5 below state avg
724 students
Moderate
18 sports
• 1,236 athletes
Strong AP Program
Career Tech Programs
Strong Athletics
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$357
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
178 Howard St, Ludlow MA 01056
Ludlow, MA 01056
Listing Information
Listing Agent
Natalie Becker
Listing Office
Naples Realty Group
Office Phone
413-650-1314
Agent MLS ID
CN261035
Office MLS ID
AN6415
Listing Data Updated
Nov 11, 2026 7:34 AM EST
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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