LevelSecond
17 Cotton St, Leominster MA 01453
Leominster, MA 01453
$469,900
Est. $3,031/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Charm and character define this distinguished single-family residence built in 1900 offers 2066 square feet of living area. The heart of the home is a thoughtfully updated kitchen, where stone counters and a functional island provide a sophisticated space for meal preparation and casual gathering. This property presents four bedroom, one full and one-half baths. First floor laundry. The living room serves as a central hub for relaxation, anchored by a pellet stove that adds a layer of character, all set against a backdrop of rich hardwood flooring. A dedicated one-car garage. This property is ideally located near downtown Leominster. The seller will not allow more for than 10 Days for Inspections. Sold in strictly as is condition. Previous freeze damage. This property is eligible under Freddie Mac First Look Initiative through 12/13/2026 (30 days from List Date). Only owner occupant, non-profit and Neighborhood Stabilization Program (NSP) offers will be reviewed and considered during First Look period.
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Recently Sold Nearby
Price & Status History
Property Timeline
Listed for Sale
Nov 15, 2026
$469,900
Original listing
Agent: Colleen Altison
Office: Innovative Real Estate Solutions LLC
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 11/15/2026 | 🏠 Listed for Sale | $469,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $5,454 | $399,300 |
Financial Details
Annual Property Tax
$5,454
Tax Year 2026
Assessed Value
$399,300
Facts & Features
1 Car Garage
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1900
Living Area
2,066 sq ft
Lot Size
0.16 acres
Bedrooms
4
Full Baths
1
Half Baths
1
Total Rooms
8
Interior
Heating
Steam, Oil
Cooling
None
Flooring
Wood, Tile
Appliances
Water Heater
Fireplace
None
Fireplaces
1
Basement
Full, Walk-out Access, Interior Entry, Concrete
Laundry
First Floor
Features
None
Exterior
Construction
Frame
Architecture
Colonial
Roof
Shingle
Features
Porch, Deck
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch, Deck
Parking
Garage Spaces
1
Has Garage
Yes
Features
Detached, Paved Drive, Shared Driveway, Off Street, Paved
Total Spaces
4
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$5,454
Assessed Value
$399,300
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Sold In As Is/where Is Condition. Seller Has No History On Property. Buyer/buyers Agent Responsible For Smoke Certificate. Driveway Easement. See Attached Docs.
Exclusions
Do Not Send Copy Of Check With Offer. Seller Requires Certified Funds At Time Of P&S.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Green
Sq Ft Source
Public Record
Documents
None
County
Worcester
Total market time (incl. prior listings)
1 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1900
Bedrooms
4
Full Bathrooms
1
Half Bathrooms
1
Living Area
2,066 sq ft
Total Rooms
8
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,066 sq ft above grade
0 sq ft below grade
LevelSecond
LevelSecond
LevelSecond
LevelSecond
LevelFirst
LevelFirst
LevelFirst
LevelFirst
FeaturesYes
Display Options
Outdoor Areas
Patio & porchPorch, Deck
Room Markers
KKitchen (1)
BRBedroom (4)
BABathroom (3)
DDining (1)
LLiving (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Tile
Appliances:
Water Heater
Interior Features:
Windows:
Basement:
Full, Walk-Out Access, Interior Entry, Concrete
Laundry:
First Floor
Security:
Construction & Materials
Style:
Colonial
Year Built:
1900
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Block
Utilities & Systems
Heating:
Steam, Oil
Cooling:
None
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch, Deck
Patio & Porch:
Porch, Deck
Fencing:
Other Structures:
Lot Features:
Level
Road Surface:
Paved
Parking & Garage
Garage Spaces:
1
Total Parking Spaces:
4
Parking Features:
Detached, Paved Drive, Shared Driveway, Off Street, Paved
Special Features
Fireplaces:
1
Fireplace Type:
Community Amenities:
Public Transportation, Shopping, Park, Medical Facility, Highway Access, House of Worship, Public School
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$455
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
17 Cotton St, Leominster MA 01453
Leominster, MA 01453
Listing Information
Listing Agent
Colleen Altison
Listing Office
Innovative Real Estate Solutions LLC
Office Phone
508-954-6948
Agent MLS ID
NB110748
Office MLS ID
NB1571
Listing Data Updated
Nov 15, 2026 3:30 AM EST
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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