1644-1646 N Main St, Palmer MA 01069
Palmer, MA 01069
$369,000
Est. $2,389/month
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About this home
Well-maintained two-family home conveniently located just two minutes from Baystate Wing Hospital and the Mass Pike, providing easy access for commuters and everyday amenities. The vacant second-floor unit offers 3 bedrooms, making it an excellent opportunity for an owner-occupant or investor seeking market-rate rental income. The occupied first-floor unit features 2 bedrooms. Both apartments include spacious enclosed porches, separate laundry hookups in the basement, and ample storage. Recent improvements include new vinyl siding, vinyl replacement windows throughout, LVP flooring and granite countertops in the vacant unit, a new roof (2024), and both electrical panels replaced in 2024. Each unit is served by its own forced-air furnace, both replaced within the last five years. Off-street parking adds to the property's convenience and appeal.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Jun 30, 2026
$369,000
Original listing
Agent: Patriot Living Group
Office: Lock and Key Realty Inc.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 06/30/2026 | 🏠 Listed for Sale | $369,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $3,873 | $213,400 |
Financial Details
Annual Property Tax
$3,873
Tax Year 2025
Assessed Value
$213,400
Facts & Features
Home Facts
Type
Residential Income
Style
Multi Family
Year Built
1900
Living Area
2,054 sq ft
Lot Size
0.11 acres
Bedrooms
5
Full Baths
2
Total Rooms
10
Investment Metrics
Units
2
Unit 1 Rent
$1,300/mo · N
Unit 2 Rent
— · N
Total Monthly Rent
$1,300/mo
Gross Income
$15,600
Net Operating Income
$15,600
Cap Rate
4.23%
Interior
Heating
None
Cooling
None
Flooring
Wood
Appliances
None
Fireplace
None
Basement
Full
Laundry
Electric Dryer Hookup, Washer Hookup
Features
None
Exterior
Construction
None
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch, Enclosed
Parking
Features
Paved Drive, Off Street, Paved
Total Spaces
4
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$3,873
Assessed Value
$213,400
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Seller Disclosures
Seller Has Never Lived In The Property. Member Of Ownership Entity Is Licensed Real Estate Salesperson. Neither Seller Or Listing Agent Make Any Representations As To The Accuracy Of Any Information Hereto, Buyer/buyers Agent To Perform Own And All Due Diligence.
Additional Details
Possession
None
Accepted Financing
Contract
Structure Type
[]
House Color
Blue
Sq Ft Source
Public Record
Documents
None
County
Hampden
Total market time (incl. prior listings)
4 days
Property Overview
Property Type
Multi Family
Listing Type
For Sale
Year Built
1900
Bedrooms
5
Full Bathrooms
2
Living Area
2,054 sq ft
Total Rooms
10
Stories
3
Levels
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,054 sq ft above grade
Display Options
Outdoor Areas
Patio & porchPorch, Enclosed
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood
Appliances:
Interior Features:
Windows:
Insulated Windows
Basement:
Full
Laundry:
Electric Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Year Built:
1900
Structure Type:
Exterior Materials:
Roof:
Shingle
Foundation:
Stone
Stories:
3
Heating, Cooling & Utilities
Heating:
Cooling:
Hot Water:
Electric
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Porch, Enclosed
Fencing:
Other Structures:
Lot Features:
Corner Lot, Level
Road Surface:
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Paved Drive, Off Street, Paved
Nearby Schools
School District
Palmer School District local
C-
School Safety
2024-25
6.6%
Above Average
5.7%
Suspensions
0.5%
In-School
0.9%
Emergency
1.1% above state avg
Elementary Schools
1 school
C-
Old Mill Pond School
1.5 mi
|
#702 of 824
|
Score: 35.5
Dropped 69 spots from last year
-22.7 below state avg
677 students
Moderate
Grades PK-06
High Schools
2 schools
B-
Palmer High School
1.5 mi
|
#200 of 346
|
Score: 51.4
Improved 97 spots from last year
-6.8 below state avg
416 students
Moderate
15 sports
• 550 athletes
Rising School
College Ready Curriculum
Strong Athletics
Grades 07-12
C
Pathfinder Regional Vocational-Technical High School
1.6 mi
|
#265 of 346
|
Score: 45.0
Dropped 41 spots from last year
-13.3 below state avg
660 students
Less Diverse
15 sports
• 496 athletes
Career Tech Programs
College Ready Curriculum
Strong Athletics
Grades 09-12
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Monthly Payment Calculator
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Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$323
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
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Current Rate
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+0.5% Rate
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
1644-1646 N Main St, Palmer MA 01069
Palmer, MA 01069
Listing Information
Listing Agent
Patriot Living Group
Listing Office
Lock and Key Realty Inc.
Office Phone
413-282-8080
Agent MLS ID
TM336290
Office MLS ID
AN5521
Listing Data Updated
Jul 3, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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