LevelSecond
162 Elm St, New Bedford MA 02740
New Bedford, MA 02740
$489,000
Est. $3,035/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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Open House Schedule
21
Nov
Saturday, November 21
11:00 AM - 2:00 PM EST
21
Nov
Saturday, November 21
11:00 AM - 2:00 PM EST
About this home
Own a piece of New Bedford history at 162 Elm Street! Built in 1855, this distinctive cottage-style property is one of only three oldest homes still standing on Elm Street. Offering approximately 2,182 square feet of living space, 5 bedrooms, and 2 full bathrooms, this remarkable property beautifully combines historic charm with modern improvements. Fully upgraded, the home offers the comfort and convenience of updated living while retaining its unique architectural character, including a classic gable roof, elegant curved front staircase, and secondary rear staircase leading to the kitchen. Zoned MUB (Mixed-Use Business), this versatile property offers exceptional flexibility for residential, professional, or business use. Ideally situated in the heart of downtown New Bedford, just blocks from City Hall, the courthouses, Registry of Deeds, public library, and New Bedford Whaling Museum. Convenient access to public transportation, commuter rail, and major highways adds to its appeal. A rare opportunity to own a piece of New Bedford's rich history while enjoying modern upgrades and outstanding mixed-use potential. Don't miss this unique opportunity!
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Recently Sold Nearby
Price & Status History
Market Insights
45.8%
Price Range
1
Previous Sales
Property Timeline
Listed for Sale
Nov 15, 2026
$489,000
Original listing
Office: Town Hall Realty, Inc.
Previous Transaction - MLS #73420135
Full transaction history available when tracking began
Previously Sold
Nov 14, 2025
$265,000
MLS #73420135
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 11/15/2026 | 🏠 Listed for Sale | $489,000 | - | - | Original listing |
| 11/14/2025 | 🏷️ Previously Sold | $265,000 | - | - | MLS #73420135 |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $4,344 | $384,100 |
Financial Details
Annual Property Tax
$4,344
Tax Year 2025
Assessed Value
$384,100
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1855
Living Area
2,058 sq ft
Lot Size
0.10 acres
Bedrooms
5
Full Baths
2
Total Rooms
6
Interior
Heating
Hot Water, Floor Furnace, Natural Gas
Cooling
None
Flooring
Wood, Hardwood
Appliances
Water Heater, Range, Microwave, Refrigerator, Rangetop - Energy Star
Fireplace
None
Basement
Full, Interior Entry, Concrete, Unfinished
Laundry
None
Features
Bathroom
Exterior
Construction
Stone, Vertical Siding
Architecture
Cottage
Roof
None
Features
Porch, Rain Gutters
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch
Parking
Features
None
Total Spaces
2
Utilities
Electric
200+ Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range
Financial
Annual Tax
$4,344
Assessed Value
$384,100
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Listing Agent Is Related To The Owner And Has Vested Interest In The Property.
Additional Details
Possession
None
Accepted Financing
Contract
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Bristol
Total market time (incl. prior listings)
1 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1855
Bedrooms
5
Full Bathrooms
2
Living Area
2,058 sq ft
Total Rooms
6
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,058 sq ft above grade
LevelSecond
LevelFirst
LevelFirst
LevelFirst
LevelFirst
LevelFirst
LevelFirst
Display Options
Outdoor Areas
Patio & porchPorch
Room Markers
KKitchen (1)
BRBedroom (5)
DDining (1)
LLiving (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Hardwood
Appliances:
Water Heater, Range, Microwave, Refrigerator, Rangetop - ENERGY STAR
Interior Features:
Bathroom
Windows:
Basement:
Full, Interior Entry, Concrete, Unfinished
Laundry:
Security:
Construction & Materials
Style:
Cottage
Year Built:
1855
Structure Type:
Exterior Materials:
Stone, Vertical Siding
Roof:
Foundation:
Stone
Utilities & Systems
Heating:
Hot Water, Floor Furnace, Natural Gas
Cooling:
None
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch, Rain Gutters
Patio & Porch:
Porch
Fencing:
Other Structures:
Lot Features:
Other
Road Surface:
Parking & Garage
Total Parking Spaces:
2
Parking Features:
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$362
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
162 Elm St, New Bedford MA 02740
New Bedford, MA 02740
Listing Information
Listing Agent
Martin Gomes
Listing Office
Town Hall Realty, Inc.
Office Phone
617-288-1388
Agent MLS ID
CN238372
Office MLS ID
AC0600
Listing Data Updated
Nov 15, 2026 3:30 AM EST
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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