1576 Main St, Holden MA 01522
Holden, MA 01522
$575,000
Est. $3,554/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
Adjust the payment calculatorTrack this home for price, status, and open-house alerts.
About this home
The Ultimate House-Hacking Opportunity in Holden! Live in one unit and let the other pay down your mortgage, or capitalize on high-demand market rents as a full investment property. Featuring two units with month-to-month rental agreements already in place, this property provides immediate cash flow with ultimate flexibility to move in, adjust rents to Holden’s average ~$2,400/mo, or place your own tenants on your timeline. Many of the typical maintenance items have been taken care of. Withing the last 3 years the sellers have updated all the appliances, added new countertops and backsplashs, updated kitchen and bath flooring, and updated the furnace for the first floor unit. (See update list) Situated on a scenic half-acre lot featuring, fruit trees, gardens, a purgula, and firepit, a chicken coop, and views of Eagle Lake, this home offers connected public water and public sewer—a major win for low-maintenance ownership. Excellent location just minutes from WRTA bus routes, local shopping, Wachusett Regional High School, Mass Central Rail Trail, and convenient highway access to I-190. Don't miss out on built-in equity and rental potential in a top-rated school district! GROUP SHOWINGS ONLY. First in-person showing Sunday 10-4, Virtual open house Wed 9/30 from 5-6 Contact list agent for details.
View in the App
Save this property, schedule tours instantly, and get alerts when the price drops
Scan with phone
Public Records & Permits
Log in to view assessor & tax records, ownership history, and recent building permits for this property.
BMN Estimate
Get the number an algorithm can't give you
A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.
Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 28, 2026
$575,000
Original listing
Office: Better Living Real Estate, LLC
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/28/2026 | 🏠 Listed for Sale | $575,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $5,358 | $397,500 |
Financial Details
Annual Property Tax
$5,358
Tax Year 2026
Assessed Value
$397,500
Facts & Features
Home Facts
Type
Residential Income
Style
2 Family - 2 Units Up/Down
Year Built
1940
Living Area
1,748 sq ft
Lot Size
0.47 acres
Stories
2
Bedrooms
4
Full Baths
2
Total Rooms
8
Investment Metrics
Units
2
Unit 1 Rent
$1,800/mo · N
Unit 2 Rent
$1,650/mo · N
Total Monthly Rent
$3,450/mo
Gross Income
$41,400
Net Operating Income
$41,400
Operating Expenses
$3,900
Water/Sewer Expense
$1,200
Insurance Expense
$2,100
Cap Rate
7.20%
Interior
Heating
Oil
Cooling
Window Unit(s), Wind
Flooring
Wood, Vinyl, Hardwood
Appliances
Microwave, Energy Star Qualified Refrigerator, Energy Star Qualified Dryer, Energy Star Qualified Dishwasher, Energy Star Qualified Washer, Range
Fireplace
None
Basement
Full, Bulkhead, Sump Pump, Unfinished
Laundry
Washer & Dryer Hookup, Electric Dryer Hookup, Washer Hookup
Features
Ceiling Fan(s), Pantry, Storage, High Speed Internet, Upgraded Countertops, Bathroom With Tub, Floored Attic, Walk-up Attic, Internet Available - Unknown, Living Room, Kitchen
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
Balcony/deck, Fruit Trees, Garden, Stone Wall, Other
Pool
None
Spa
None
Fencing
None
Patio/Porch
Covered
Parking
Features
Off Street, Paved
Total Spaces
4
Utilities
Electric
110 Volts, Circuit Breakers, 100 Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$5,358
Assessed Value
$397,500
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Seller & Broker Make No Representations Or Warranties & The Information Herein Is Subject To Revision. Buyer Is Advised To Perform Due Diligence, Conduct A Home Inspection, Verify Property Conditions & Contract Terms Prior To Signing The Purchase And Sale Contract.
Exclusions
Personal Belongings Of The Tenants
Additional Details
Possession
None
Accepted Financing
Contract
Structure Type
[]
House Color
Yellow
Sq Ft Source
Public Record
Sq Ft Disclosures
Additional storage space in walk up attic and basement
Documents
None
County
Worcester
Property Overview
Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1940
Bedrooms
4
Full Bathrooms
2
Living Area
1,748 sq ft
Total Rooms
8
Stories
2
Levels
2
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,748 sq ft above grade
Display Options
Outdoor Areas
Patio & porchCovered
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Vinyl, Hardwood
Appliances:
Microwave, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Washer, Range
Interior Features:
Ceiling Fan(s), Pantry, Storage, High Speed Internet, Upgraded Countertops, Bathroom With Tub, Floored Attic, Walk-Up Attic, Internet Available - Unknown, Living Room, Kitchen
Windows:
Insulated Windows
Basement:
Full, Bulkhead, Sump Pump, Unfinished
Laundry:
Washer & Dryer Hookup, Electric Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Year Built:
1940
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stone
Stories:
2
Heating, Cooling & Utilities
Heating:
Oil
Heating Zones:
2
Cooling:
Window Unit(s), Wind
Hot Water:
Oil, Tankless
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Balcony/Deck, Fruit Trees, Garden, Stone Wall, Other
Patio & Porch:
Covered
Fencing:
Other Structures:
Shed(s)
Lot Features:
Sloped
Road Frontage:
120.00 ft
Road Surface:
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Off Street, Paved
Nearby Schools
School District
Wachusett School District local
School Safety
2024-25
1.0%
Low
0.8%
Suspensions
0.4%
In-School
0.2%
Emergency
4.5% below state avg
Elementary Schools
3 schools
Early Childhood Center
0.4 mi
116 students
Moderate
Grades PK
A
Davis Hill Elementary School
1.2 mi
|
#100 of 825
|
Score: 59.3
Improved 192 spots from last year
+1.1 above state avg
436 students
Less Diverse
Rising School
Strong Attendance
Grades K-05
Holden Christian Academy
1.3 mi
Grades PK-08
Middle Schools
1 school
B+
Mountview Middle School
3.3 mi
|
#111 of 352
|
Score: 48.4
Dropped 5 spots from last year
-9.8 below state avg
727 students
Moderate
Strong Attendance
Grades 06-08
High Schools
2 schools
A
Wachusett Regional High School
0.6 mi
|
#47 of 346
|
Score: 68.2
Improved 55 spots from last year
+10 above state avg
1,739 students
Moderate
20 sports
• 2,104 athletes
Strong AP Program
High Graduation Rate
Rising School
College Ready Curriculum
Grades 09-12
B+
West Boylston Junior/Senior High School
4.7 mi
|
#111 of 346
|
Score: 59.6
Dropped 48 spots from last year
+1.4 above state avg
453 students
Moderate
Strong AP Program
High Graduation Rate
College Ready Curriculum
Grades 06-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$447
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
Loading map...
Neighborhood
1576 Main St, Holden MA 01522
Holden, MA 01522
Listing Information
Listing Agent
Michael Lynch
Listing Office
Better Living Real Estate, LLC
Office Phone
781-821-0105
Agent MLS ID
CN231571
Office MLS ID
AC1854
Listing Data Updated
Sep 28, 2026 4:53 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
Contact Us
Ask about this property — free, no obligation.
Similar Homes for Sale
Comparable Properties
Customize Comparable Search
Finding comparable properties...
Loading market insights for Holden.