1576 Main St, Holden MA 01522

Holden, MA 01522
$575,000
$550,000
Est. $3,428/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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4
Beds
2
Baths
1,748
Sq Ft
$315
Price/Sq Ft
0.47
Acres
1940
Year Built
4
Parking
45
Days on Market
For Sale Price Drop -$25,000 Listed Sep 28, 2026 • MLS# 73583486 Copied! • Updated Nov 7, 2026

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About this home

SELLER IS OFFERING A ONE YEAR HOME WARRANTY THROUGH AMERICAN HOME SHIELD The Ultimate House-Hacking Opportunity in Holden! Live in one unit and let the other pay down your mortgage, or capitalize on high-demand market rents as a full investment property. Featuring two units with month-to-month rental agreements already in place, this property provides immediate cash flow with ultimate flexibility to move in, adjust rents to Holden’s 2 bedroom average ~$2,400/mo* (See remarks), or place your own tenants on your timeline. Many of the typical maintenance items have been taken care of. Within the last 3 years the sellers have updated all the appliances, added new countertops and backsplashs, updated kitchen and bath flooring, and updated the furnace for the first floor unit. (See update list) Situated on a scenic half-acre lot featuring, fruit trees, gardens, a purgula, and firepit, a chicken coop, and views of Eagle Lake, this home offers connected public water and public sewer—a major win for low-maintenance ownership. Excellent location just minutes from WRTA bus routes, local shopping, Wachusett Regional High School, Mass Central Rail Trail, and convenient highway access to I-190. Don't miss out on built-in equity and rental potential in a top-rated school district!

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Recently Sold Nearby

Price & Status History

Market Insights

1
Price Changes
4.3%
Price Range

Property Timeline

↓
Price Reduced
Oct 14, 2026
$550,000 $25,000 (-4.35%)
From $575,000 to $550,000 (-4.3%)
🏠
Listed for Sale
Sep 28, 2026
$575,000
Original listing
Office: Better Living Real Estate, LLC

Tax History

Year Taxes Assessment
2026 $5,358 $397,500

Financial Details

Annual Property Tax
$5,358
Tax Year 2026
Assessed Value
$397,500

Facts & Features

Home Facts

Type Residential Income
Style 2 Family - 2 Units Up/Down
Year Built 1940
Living Area 1,748 sq ft
Lot Size 0.47 acres
Stories 2
Bedrooms 4
Full Baths 2
Total Rooms 8

Investment Metrics

Units 2
Unit 1 Rent $1,800/mo · N
Unit 2 Rent $1,650/mo · N
Total Monthly Rent $3,450/mo
Gross Income $41,400
Net Operating Income $41,400
Operating Expenses $3,900
Water/Sewer Expense $1,200
Cap Rate 7.53%
Heating Oil
Cooling Window Unit(s)
Flooring Wood, Vinyl, Hardwood
Appliances Microwave, Energy Star Qualified Refrigerator, Energy Star Qualified Dryer, Energy Star Qualified Dishwasher, Energy Star Qualified Washer, Range
Fireplace None
Basement Full, Bulkhead, Sump Pump, Unfinished
Laundry Washer & Dryer Hookup, Electric Dryer Hookup, Washer Hookup
Features Ceiling Fan(s), Pantry, Storage, High Speed Internet, Upgraded Countertops, Bathroom With Tub, Floored Attic, Walk-up Attic, Internet Available - Unknown, Living Room, Kitchen
Construction Frame
Architecture None
Roof Shingle
Features Balcony/deck, Fruit Trees, Garden, Stone Wall, Other
Pool None
Spa None
Fencing None
Patio/Porch Covered
Features Off Street, Paved
Total Spaces 4
Electric 110 Volts, Circuit Breakers, 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup

Financial

Annual Tax $5,358
Assessed Value $397,500
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint Unknown
Seller Disclosures Seller & Broker Make No Representations Or Warranties & The Information Herein Is Subject To Revision. Buyer Is Advised To Perform Due Diligence, Conduct A Home Inspection, Verify Property Conditions & Contract Terms Prior To Signing The Purchase And Sale Contract.
Exclusions Personal Belongings Of The Tenants
Possession None
Accepted Financing Contract
Structure Type []
House Color Yellow
Sq Ft Source Public Record
Sq Ft Disclosures Additional storage space in walk up attic and basement
Documents None
County Worcester
Total market time (incl. prior listings) 40 days

Property Overview

Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1940
Bedrooms
4
Full Bathrooms
2
Living Area
1,748 sq ft
Total Rooms
8
Stories
2
Levels
2

Floor Layout

Interior Features

Flooring: Wood, Vinyl, Hardwood
Appliances: Microwave, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Washer, Range
Interior Features: Ceiling Fan(s), Pantry, Storage, High Speed Internet, Upgraded Countertops, Bathroom With Tub, Floored Attic, Walk-Up Attic, Internet Available - Unknown, Living Room, Kitchen
Windows: Insulated Windows
Basement: Full, Bulkhead, Sump Pump, Unfinished
Laundry: Washer & Dryer Hookup, Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Year Built: 1940
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone
Stories: 2

Utilities & Systems

Heating: Oil
Heating Zones: 2
Cooling: Window Unit(s)
Hot Water: Oil, Tankless
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Balcony/Deck, Fruit Trees, Garden, Stone Wall, Other
Patio & Porch: Covered
Fencing:
Other Structures: Shed(s)
Lot Features: Sloped
Road Frontage: 120.00 ft
Road Surface:

Parking & Garage

Total Parking Spaces: 4
Parking Features: Off Street, Paved

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $447
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

1576 Main St, Holden MA 01522

Holden, MA 01522

Listing Information

Listing Agent Michael Lynch
Listing Office Better Living Real Estate, LLC
Office Phone 781-821-0105
Agent MLS ID CN231571
Office MLS ID AC1854
Listing Data Updated Nov 7, 2026 8:39 AM EST
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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