15 Otis St, Lowell MA 01852

Lowell, MA 01852
$499,999
Est. $3,159/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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4
Beds
2
Baths
1,840
Sq Ft
$272
Price/Sq Ft
0.08
Acres
1940
Year Built
4
Parking
11 hours 20 minutes
Time on Market
For Sale Open House Listed Oct 1, 2026 • MLS# 73585423 Copied! • Updated Oct 1, 2026

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Open House Schedule

03
Oct
Saturday, October 3
12:30 PM - 2:30 PM EDT
04
Oct
Sunday, October 4
12:00 PM - 2:00 PM EDT

About this home

Welcome to 15 Otis Street! This meticulously maintained 4 beds, 2-full-bath Colonial with a 1 year old roof, fairly new porch, deck and shed provides the space and convenience you have been looking for. Step inside to a spacious first floor featuring hardwood floors, a generous living room, dedicated dining area, bedroom and an eat-in kitchen with plenty of room to gather. A full bathroom and first-floor laundry add even more convenience to the layout. Upstairs, you’ll find 3 bedrooms, office space and a second full bathroom, offering flexibility for a variety of needs. Looking for even more space? The full unfinished basement provides abundant storage while the screened porch creates the perfect transition to the fenced backyard. Outside, a spacious driveway, storage shed, and generator add practical features you’ll appreciate year-round. Set along a one-way street yet conveniently located near downtown Lowell, public transportation, shopping, dining, parks, highway access, and more, this home keeps everyday essentials within easy reach. With nearly 1,850 square feet of living space, a layout that offers room to make it your own - you don't want to miss this one. Showings begin at the open house Sat(10/3) 12:30pm to 2:30pm and Sun(10/4) 12-2PM

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Oct 1, 2026
$499,999
Original listing
Agent: Jenny Tran Office: Chinatti Realty Group, Inc.

Tax History

Year Taxes Assessment
2026 $5,171 $455,600

Financial Details

Annual Property Tax
$5,171
Tax Year 2026
Assessed Value
$455,600

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1940
Living Area 1,840 sq ft
Lot Size 0.08 acres
Bedrooms 4
Full Baths 2
Total Rooms 8

Interior

Heating Baseboard, Oil
Cooling Window Unit(s)
Flooring Wood, Vinyl, Laminate
Appliances Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement Full
Laundry First Floor
Features None

Exterior

Construction Frame
Architecture Colonial
Roof None
Features Porch, Deck
Pool None
Spa None
Fencing Fenced/enclosed
Patio/Porch Porch, Deck
Features Paved Drive, Paved
Total Spaces 4
Electric 200+ Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Gas Oven
Annual Tax $5,171
Assessed Value $455,600
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Shed Added In 2021, Back Deck 2022, Roof Replaced 2025, Hot Water Storage Tank Installed 2023. Some Photos Has Been Virtually Staged.
Exclusions Recording Devices/Security Cameras
Possession None
Accepted Financing None
Structure Type []
House Color Beige
Sq Ft Source Public Record
Documents None
County Middlesex

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1940
Bedrooms
4
Full Bathrooms
2
Living Area
1,840 sq ft
Total Rooms
8

Floor Layout

Interior Features

Flooring: Wood, Vinyl, Laminate
Appliances: Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows: Insulated Windows
Basement: Full
Laundry: First Floor
Security:

Construction & Materials

Style: Colonial
Year Built: 1940
Structure Type:
Exterior Materials: Frame
Roof:
Foundation: Stone

Heating, Cooling & Utilities

Heating: Baseboard, Oil
Heating Zones: 2
Cooling: Window Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Deck
Patio & Porch: Porch, Deck
Fencing: Fenced/Enclosed
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 4
Parking Features: Paved Drive, Paved

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $431
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

15 Otis St, Lowell MA 01852

Lowell, MA 01852

Listing Information

Listing Agent Jenny Tran
Listing Office Chinatti Realty Group, Inc.
Office Phone 978-320-3377
Agent MLS ID CN244384
Office MLS ID AN7396
Listing Data Updated Oct 1, 2026 1:41 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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