Dimensions11.333333333 x 13.416666666
FeaturesCloset, Flooring - Laminate
LevelSecond
145 Winter St, Saugus MA 01906
Saugus, MA 01906
$595,000
Est. $3,717/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
CHARACTER, CHARM & ENDLESS POSSIBILITIES! Perched on an elevated, tree-lined lot, this distinctive home offers an exciting opportunity to create something truly special. From the granite steps and stone retaining walls to the enclosed front porch, original woodwork, hardwood floors, built-ins, and beautiful staircase, the home is filled with architectural character. Sun-filled living spaces include a spacious living room with electric fireplace and French doors, a dining area, and a generously sized kitchen offering an opportunity to personalize the space to suit your style. Central air conditioning throughout adds comfort and convenience. Upstairs, bright bedrooms and an updated full bath provide comfortable accommodations. The lower level, with its own separate entrance, presents an opportunity to explore the potential for an accessory dwelling unit (ADU). Outside, mature trees, stone terraces, and a private backyard offer wonderful possibilities for outdoor enjoyment and future enhancements. With its distinctive layout, versatile spaces, and opportunities for thoughtful improvements, this property has much to offer. The AI-enhanced exterior renderings provide an inspiring vision of what could be achieved. Bring your imagination and discover the possibilities!
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Recently Sold Nearby
Price & Status History
Property Timeline
Listed for Sale
Oct 12, 2026
$595,000
Original listing
Agent: The Lopes Group
Office: J. Barrett & Company
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/12/2026 | 🏠 Listed for Sale | $595,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $6,105 | $585,900 |
Financial Details
Annual Property Tax
$6,105
Tax Year 2026
Assessed Value
$585,900
Facts & Features
Central AC
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1890
Living Area
1,731 sq ft
Lot Size
0.11 acres
Bedrooms
3
Full Baths
2
Total Rooms
6
Interior
Heating
Baseboard, Natural Gas
Cooling
Central Air
Flooring
Wood, Tile, Flooring - Wood
Appliances
Gas Water Heater, Water Heater, Range, Dishwasher, Refrigerator
Fireplace
None
Fireplaces
1
Basement
None
Laundry
First Floor, Electric Dryer Hookup, Washer Hookup
Features
Attic Access, Entrance Foyer, Bonus Room, Walk-up Attic
Exterior
Construction
Frame
Architecture
Colonial
Roof
Shingle, Rubber
Features
Porch - Enclosed, Fenced Yard, Garden, Stone Wall
Pool
None
Spa
None
Fencing
Fenced/enclosed, Fenced
Patio/Porch
Porch - Enclosed
Parking
Features
Paved Drive, Off Street, Paved
Total Spaces
3
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$6,105
Assessed Value
$585,900
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Seller/sellers Agents Make No Warranties/representations, Property Is Being Sold As Is, Buyer/buyers Agent Responsible For Due Diligence. Appliances Left As Gifts.
Additional Details
Possession
None
Accepted Financing
Contract
Structure Type
[]
House Color
Gray
Sq Ft Source
Public Record
Sq Ft Disclosures
Living area is approximate and based on floor plans. Floor plans measured by 3rd party.
Documents
None
County
Essex
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1890
Bedrooms
3
Full Bathrooms
2
Living Area
1,731 sq ft
Total Rooms
6
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,731 sq ft above grade
Dimensions10.916666666 x 13.833333333
FeaturesCloset, Flooring - Laminate
LevelSecond
Dimensions5.916666666 x 8.5
FeaturesBathroom - Full, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile, Remodeled
LevelSecond
Dimensions12.833333333 x 15.166666666
FeaturesWalk-In Closet(s), Flooring - Laminate
LevelSecond
Dimensions11.666666666 x 15.166666666
FeaturesFlooring - Stone/Ceramic Tile, Pantry, Breakfast Bar / Nook, Recessed Lighting, Stainless Steel Appliances, Gas Stove
LevelMain,First
Dimensions5.416666666 x 6.583333333
FeaturesBathroom - Full, Bathroom - Tiled With Shower Stall
LevelFirst
Dimensions13.083333333 x 15.416666666
FeaturesCeiling Fan(s), Flooring - Hardwood, Exterior Access
LevelMain,First
Dimensions12.416666666 x 19.25
FeaturesFlooring - Hardwood, French Doors, Open Floorplan, Recessed Lighting
LevelMain,First
FeaturesNo
Display Options
Outdoor Areas
Patio & porchPorch - Enclosed
Room Markers
KKitchen (1)
BRBedroom (3)
BABathroom (3)
DDining (1)
LLiving (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Tile, Flooring - Wood
Appliances:
Gas Water Heater, Water Heater, Range, Dishwasher, Refrigerator
Interior Features:
Attic Access, Entrance Foyer, Bonus Room, Walk-up Attic
Windows:
Basement:
Laundry:
First Floor, Electric Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Style:
Colonial
Year Built:
1890
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle, Rubber
Foundation:
Stone
Utilities & Systems
Heating:
Baseboard, Natural Gas
Cooling:
Central Air
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch - Enclosed, Fenced Yard, Garden, Stone Wall
Patio & Porch:
Porch - Enclosed
Fencing:
Fenced/Enclosed, Fenced
Other Structures:
Lot Features:
Cleared, Steep Slope
Road Surface:
Parking & Garage
Total Parking Spaces:
3
Parking Features:
Paved Drive, Off Street, Paved
Special Features
Fireplaces:
1
Fireplace Type:
Community Amenities:
Nearby Schools
School District
Saugus School District local
B
School Safety
2024-25
4.9%
Above Average
4.5%
Suspensions
1.0%
In-School
0.4%
Emergency
0.6% below state avg
Elementary Schools
3 schools
A
Pioneer Charter School of Science II
0.8 mi
|
#39 of 346
|
Score: 68.9
Improved 13 spots from last year
+10.7 above state avg
684 students
Very Diverse
Strong AP Program
College Ready Curriculum
Diverse Student Body
Strong Attendance
Grades K-12
Veterans Early Learning Center
0.3 mi
492 students
Diverse
Diverse Student Body
Grades PK-01
A-
Belmonte STEAM Academy
0.5 mi
|
#4 of 12
|
Score: 45.5
Improved 616 spots from last year
-12.8 below state avg
815 students
Diverse
Rising School
Diverse Student Body
Grades 02-05
Middle Schools
1 school
C+
Saugus Middle School
1.0 mi
|
#247 of 352
|
Score: 36.4
Improved 64 spots from last year
-21.8 below state avg
612 students
Diverse
Rising School
Diverse Student Body
Grades 06-08
High Schools
1 school
C
Saugus High School
1.0 mi
|
#265 of 346
|
Score: 46.1
Improved 3 spots from last year
-12.1 below state avg
695 students
Diverse
17 sports
• 972 athletes
College Ready Curriculum
Strong Athletics
Diverse Student Body
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$509
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
145 Winter St, Saugus MA 01906
Saugus, MA 01906
Listing Information
Listing Agent
The Lopes Group
Listing Office
J. Barrett & Company
Office Phone
978-922-3683
Agent MLS ID
TM326374
Office MLS ID
AC2087
Listing Data Updated
Oct 12, 2026 8:11 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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