141 Prospect St, Gloucester MA 01930
Gloucester, MA 01930
$620,000
$574,000
Est. $3,413/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Additional improvements just completed on this beautifully renovated 2 family home in the heart of Downtown Gloucester! In addition to new kitchens with updated cabinetry, countertops, and appliances, beautifully renovated baths and energy-efficient mini-split systems for year-round comfort, the owners have just added a new water heater, additional insulation, vapor barrier and new dehumidifier. Perfectly located just moments from restaurants, shopping, entertainment, beaches, the waterfront, and train station. This unique property offers the ultimate blend of coastal charm, modern updates, and investment potential, with no car needed. Each thoughtfully updated unit features 1 bedroom, 1 bath, and a spacious open-concept living/dining & kitchen area designed for comfortable daily living and effortless entertaining.The 2nd floor unit includes a small private deck, the perfect spot to unwind. Whether a smart investment, summer retreat, owner-occupied rental opportunity, or multi-generational living this property checks every box. Also offered for sale as 2 separate condos.
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Recently Sold Nearby
Property History
Market Insights
2
Price Changes
7.4%
Price Range
Property Timeline
Status: Active under contract
Sep 4, 2026
Active → Active Under Contract
Price Reduced
Aug 7, 2026
$574,000
$33,900
(-5.58%)
From $607,900 to $574,000 (-5.6%)
Price Reduced
Jun 18, 2026
$607,900
$12,100
(-1.95%)
From $620,000 to $607,900 (-1.9%)
Listed for Sale
May 13, 2026
$574,000
Original listing
Agent: Kathleen McHugh
Office: Churchill Properties
Listed for Sale
May 13, 2026
$574,000
Original listing
Agent: Kathleen McHugh
Office: Churchill Properties
Listed for Sale
May 13, 2026
$620,000
Original listing
Agent: Kathleen McHugh
Office: Churchill Properties
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/04/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 08/07/2026 | ↓ Price Reduced | $574,000 | $33,900 | - | From $607,900 to $574,000 (-5.6%) |
| 06/18/2026 | ↓ Price Reduced | $607,900 | $12,100 | - | From $620,000 to $607,900 (-1.9%) |
| 05/13/2026 | 🏠 Listed for Sale | $574,000 | - | - | Original listing |
| 05/13/2026 | 🏠 Listed for Sale | $574,000 | - | - | Original listing |
| 05/13/2026 | 🏠 Listed for Sale | $620,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $3,725 | $400,200 |
Financial Details
Annual Property Tax
$3,725
Tax Year 2026
Assessed Value
$400,200
Facts & Features
Home Facts
Type
Residential Income
Style
Multi Family
Year Built
1900
Living Area
1,035 sq ft
Lot Size
0.02 acres
Stories
2
Bedrooms
2
Full Baths
2
Total Rooms
4
Investment Metrics
Units
2
Unit 1 Rent
— · N
Unit 2 Rent
— · N
Interior
Heating
Electric, Ductless
Cooling
Ductless
Flooring
Vinyl, Varies, Hardwood
Appliances
Microwave, Energy Star Qualified Refrigerator, Energy Star Qualified Dishwasher, Range
Fireplace
None
Basement
Crawl Space
Laundry
None
Features
Kitchen, Living Rm/dining Rm Combo
Exterior
Construction
Frame
Architecture
None
Roof
Shingle, Rubber
Features
Balcony
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
None
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range
Financial
Annual Tax
$3,725
Assessed Value
$400,200
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
This Is A Renovated Two-unit Building, Offered For Sale As A Multi-family Also Listed As 2 Separate Condos. Sf Per Condo Docs, Agent/buyer Use Due Diligence To Verify.
Additional Details
Possession
None
Accepted Financing
Contract
Structure Type
[]
House Color
Lt. Yellow
Sq Ft Source
Other
Sq Ft Disclosures
Sq. Ft. per Architect. Buyer/Agent use own due diligence to verify.
Documents
None
County
Essex
Total market time (incl. prior listings)
121 days
Property Overview
Property Type
Multi Family
Listing Type
For Sale
Year Built
1900
Bedrooms
2
Full Bathrooms
2
Living Area
1,035 sq ft
Total Rooms
4
Stories
2
Levels
2
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,035 sq ft above grade
Display Options
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Vinyl, Varies, Hardwood
Appliances:
Microwave, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Dishwasher, Range
Interior Features:
Kitchen, Living RM/Dining RM Combo
Windows:
Basement:
Crawl Space
Laundry:
Security:
Construction & Materials
Year Built:
1900
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle, Rubber
Foundation:
Concrete Perimeter
Stories:
2
Heating, Cooling & Utilities
Heating:
Electric, Ductless
Cooling:
Ductless
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Balcony
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Other
Road Surface:
Parking & Garage
Parking Features:
Nearby Schools
School District
Gloucester School District local
C-
Where Graduates Go
Class of 2021
42%
attend college
31%
4-Year
11%
2-Year
17%
Out of State
14%
Working
School Safety
2024-25
1.9%
Average
1.9%
Suspensions
0.5%
In-School
3.6% below state avg
Elementary Schools
6 schools
Faith Christian School
1.6 mi
Grades PK-08
C
East Veterans Elementary School
0.4 mi
|
#650 of 825
|
Score: 38.3
Dropped 57 spots from last year
-20 below state avg
446 students
Diverse
Grades K-05
Gloucester PreSchool
0.8 mi
90 students
Moderate
Grades PK
C-
Beeman Memorial School
1.6 mi
|
#702 of 825
|
Score: 35.6
Dropped 173 spots from last year
-22.6 below state avg
296 students
Moderate
Grades K-05
C-
West Parish School
2.8 mi
|
#681 of 825
|
Score: 36.8
Dropped 243 spots from last year
-21.4 below state avg
359 students
Less Diverse
Grades K-05
B+
Plum Cove School
4.0 mi
|
#316 of 825
|
Score: 50.2
Improved 74 spots from last year
-8 below state avg
226 students
Moderate
Rising School
Grades K-05
Middle Schools
1 school
C+
Ralph B O'Maley Middle School
1.3 mi
|
#233 of 352
|
Score: 37.6
Improved 29 spots from last year
-20.6 below state avg
594 students
Moderate
Rising School
Grades 06-08
High Schools
1 school
C+
Gloucester High School
1.0 mi
|
#219 of 346
|
Score: 50.4
Improved 20 spots from last year
-7.8 below state avg
769 students
Moderate
17 sports
• 1,070 athletes
Rising School
Career Tech Programs
Strong Athletics
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$310
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
141 Prospect St, Gloucester MA 01930
Gloucester, MA 01930
Listing Information
Listing Agent
Kathleen McHugh
Listing Office
Churchill Properties
Office Phone
978-515-7031
Agent MLS ID
C8001608
Office MLS ID
AN4955
Listing Data Updated
Sep 26, 2026 9:40 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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