FeaturesCloset, Flooring - Wall to Wall Carpet
LevelThird
141 Chestnut St, Gardner MA 01440
Gardner, MA 01440
$599,900
Est. $3,808/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Step into the Watkins Estate, a residence defined by timeless craftsmanship and remarkable architectural detail. Rich woodwork, 9 foot ceilings, and continuous hardwood flooring set an elegant tone throughout the home. The front to back living room features a striking fireplace and flows seamlessly through two sets of original pocket doors into both the formal living room and the family room/den, offering exceptional flexibility. The formal dining room, complete with built in cabinetry, is designed for memorable gatherings. The eat in kitchen includes granite counters, a butler’s pantry, and built in wall ovens—ideal for both everyday meals and entertaining. On the second floor, the primary suite impresses with a fireplace, a spacious bath, oversized walk in closet, and laundry. Two additional bedrooms and a cozy sitting area complete this level. The third floor expands the home’s possibilities with a full kitchen, a living room with fireplace, 2 bedrooms. With its separate entrance, this level is well suited for guests, extended family, or in law suite. Outside, the property features an oversized carriage house/garage with room for four vehicles, a workshop area, and a full second floor for storage or future creative use.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 8, 2026
$599,900
Original listing
Agent: Matthew Straight
Office: Coldwell Banker Realty - Leominster
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/08/2026 | 🏠 Listed for Sale | $599,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $6,897 | $500,900 |
Financial Details
Annual Property Tax
$6,897
Tax Year 2026
Assessed Value
$500,900
Facts & Features
4 Car Garage
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1900
Living Area
3,873 sq ft
Lot Size
0.47 acres
Bedrooms
5
Full Baths
3
Half Baths
1
Total Rooms
12
Interior
Heating
Baseboard, Natural Gas, Fireplace
Cooling
Window Unit(s)
Flooring
Tile, Carpet, Hardwood, Flooring - Vinyl, Flooring - Wall To Wall Carpet
Appliances
Gas Water Heater, Water Heater, Oven, Dishwasher, Microwave, Range, Refrigerator
Fireplace
Living Room, Master Bedroom
Fireplaces
4
Basement
Full, Walk-out Access, Sump Pump
Laundry
Dryer Hookup - Electric, Washer Hookup
Features
Bathroom - Full, Bathroom - With Shower Stall, Closet, In-law Floorplan, Kitchen, Bathroom, Bedroom
Exterior
Construction
Frame
Architecture
Colonial
Roof
Shingle
Features
Porch, Barn/stable
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch
Parking
Garage Spaces
4
Has Garage
Yes
Features
None
Total Spaces
6
Utilities
Electric
Circuit Breakers, 200+ Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, Washer Hookup
Financial
Annual Tax
$6,897
Assessed Value
$500,900
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Rented Solar Panels-buyers Will Have To Assume Lease. Subject To Seller Finding Suitable Housing. 3rd Floor Fireplace Does Not Work.
Additional Details
Possession
None
Accepted Financing
Contract
Structure Type
[]
House Color
White
Sq Ft Source
Measured
Sq Ft Disclosures
Measurements are approx and should be verified.
Documents
None
County
Worcester
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1900
Bedrooms
5
Full Bathrooms
3
Half Bathrooms
1
Living Area
3,873 sq ft
Total Rooms
12
Floor Layout
Interactive room guide
Floor Layout
Finished Area
3,873 sq ft above grade
Dimensions14.916666666 x 16.833333333
FeaturesCeiling Fan(s), Closet, Flooring - Hardwood
LevelSecond
Dimensions11.166666666 x 14.75
FeaturesWalk-In Closet(s), Cedar Closet(s), Closet, Flooring - Hardwood
LevelSecond
Dimensions6.833333333 x 8.25
FeaturesBathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile
LevelSecond
Dimensions9.916666666 x 9.916666666
FeaturesBathroom - With Shower Stall, Flooring - Stone/Ceramic Tile, Jacuzzi / Whirlpool Soaking Tub
LevelSecond
Dimensions15.75 x 20.583333333
FeaturesBathroom - Full, Walk-In Closet(s), Closet, Flooring - Hardwood
LevelSecond
Dimensions16.5 x 20.916666666
FeaturesFlooring - Hardwood, Pantry, Countertops - Upgraded, Recessed Lighting
LevelMain,First
Dimensions6.75 x 5.666666666
FeaturesBathroom - Half, Flooring - Stone/Ceramic Tile
LevelFirst
Dimensions25.25 x 15
FeaturesBathroom - Half, Flooring - Hardwood, Recessed Lighting
LevelFirst
Dimensions15.25 x 28.666666666
FeaturesFlooring - Hardwood
LevelMain,First
Dimensions26.333333333 x 16.666666666
FeaturesFlooring - Hardwood
LevelMain,First
FeaturesYes
Display Options
Outdoor Areas
Patio & porchPorch
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile, Carpet, Hardwood, Flooring - Vinyl, Flooring - Wall to Wall Carpet
Appliances:
Gas Water Heater, Water Heater, Oven, Dishwasher, Microwave, Range, Refrigerator
Interior Features:
Bathroom - Full, Bathroom - With Shower Stall, Closet, In-Law Floorplan, Kitchen, Bathroom, Bedroom
Windows:
Insulated Windows
Basement:
Full, Walk-Out Access, Sump Pump
Laundry:
Dryer Hookup - Electric, Washer Hookup
Security:
Security System
Construction & Materials
Style:
Colonial
Year Built:
1900
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stone
Heating, Cooling & Utilities
Heating:
Baseboard, Natural Gas, Fireplace
Heating Zones:
4
Cooling:
Window Unit(s)
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch, Barn/Stable
Patio & Porch:
Porch
Fencing:
Other Structures:
Barn/Stable
Lot Features:
Level
Road Surface:
Parking & Garage
Garage Spaces:
4
Total Parking Spaces:
6
Parking Features:
Special Features
Fireplaces:
4
Fireplace Type:
Living Room, Master Bedroom
Community Amenities:
Public Transportation, Shopping, Highway Access, House of Worship, University
Nearby Schools
School District
Gardner School District local
D
School Safety
2024-25
5.8%
Above Average
5.6%
Suspensions
0.5%
In-School
0.2%
Emergency
0.3% above state avg
Elementary Schools
3 schools
C-
Gardner Elementary School
0.7 mi
|
#677 of 825
|
Score: 37.1
Improved 88 spots from last year
-21.1 below state avg
1,071 students
Diverse
Rising School
Diverse Student Body
Grades PK-04
Wachusett Hills Christian School
2.2 mi
Grades K-08
B
Briggs Elementary School
4.0 mi
|
#351 of 825
|
Score: 48.9
Improved 95 spots from last year
-9.3 below state avg
448 students
Less Diverse
Rising School
Strong Attendance
Grades PK-05
Middle Schools
3 schools
D
Gardner Middle School
0.9 mi
|
#335 of 352
|
Score: 27.0
Dropped 4 spots from last year
-31.2 below state avg
528 students
Diverse
Grades 05-07
B
Overlook Middle School
3.6 mi
|
#169 of 352
|
Score: 42.9
Dropped 6 spots from last year
-15.4 below state avg
564 students
Less Diverse
Strong Attendance
Grades 06-08
C-
Narragansett Middle School
4.6 mi
|
#314 of 352
|
Score: 30.5
Dropped 53 spots from last year
-27.7 below state avg
345 students
Less Diverse
Grades 05-07
High Schools
3 schools
D
Gardner Academy for Learning and Technology
0.2 mi
|
#325 of 346
|
Score: 30.7
Improved 54 spots from last year
-27.5 below state avg
74 students
Diverse
Early College Program
Rising School
Career Tech Programs
Grades 09-12
C+
Gardner High School
0.8 mi
|
#230 of 346
|
Score: 49.5
Improved 83 spots from last year
-8.7 below state avg
797 students
Diverse
15 sports
• 820 athletes
Early College Program
High Graduation Rate
Rising School
Career Tech Programs
Grades 08-12
B+
Oakmont Regional High School
3.6 mi
|
#114 of 346
|
Score: 59.4
Improved 1 spots from last year
+1.2 above state avg
642 students
Moderate
15 sports
• 1,130 athletes
High Graduation Rate
College Ready Curriculum
Strong Athletics
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$575
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
141 Chestnut St, Gardner MA 01440
Gardner, MA 01440
Listing Information
Listing Agent
Matthew Straight
Listing Office
Coldwell Banker Realty - Leominster
Office Phone
978-840-4014
Agent MLS ID
CT007758
Office MLS ID
AN6215
Listing Data Updated
Sep 8, 2026 12:26 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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