14 Oak Cir, Holden MA 01520

Holden, MA 01520
$665,000
$649,800
Est. $4,143/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
3
Baths
1,630
Sq Ft
$399
Price/Sq Ft
0.34
Acres
1973
Year Built
2
Garage Spaces
45
Days on Market
For Sale Price Drop -$15,200 Listed Sep 28, 2026 • MLS# 73582275 Copied! • Updated Nov 6, 2026

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About this home

Meticulously maintained 6 room 3 bedroom/ 3 bath vinyl sided Cape features kitchen with pantry, granite countertops and island & opens to family room with fireplace/adjacent sunroom overlooks level lot with patio and firepit/formal dining room/1st floor bedroom or office/primary bedroom has walk in closet in addition to 2 additional closets/ laundry room is conveniently located on 2nd floor/lower level is partially finished with full bath, second fireplace, separate heat zone and walk out making it ideal for overnight guests or Nana! A two car attached garage completes this beautiful property in a neighborhood setting with easy access to major routes.

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Recently Sold Nearby

Price & Status History

Market Insights

3
Price Changes
2.4%
Price Range

Property Timeline

↓
Price Reduced
Nov 2, 2026
$649,800 $100 (-0.02%)
From $649,900 to $649,800 (-0.0%)
↑
Price Increased
Nov 2, 2026
$649,900 +$900 (+0.14%)
From $649,000 to $649,900 (+0.1%)
↓
Price Reduced
Nov 2, 2026
$649,000 $16,000 (-2.41%)
From $665,000 to $649,000 (-2.4%)
🏠
Listed for Sale
Sep 28, 2026
$665,000
Original listing
Agent: Susan Meola Office: Susan Meola, Properties

Tax History

Year Taxes Assessment
2026 $7,887 $585,100

Financial Details

Annual Property Tax
$7,887
Tax Year 2026
Assessed Value
$585,100

Facts & Features

2 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1973
Living Area 1,630 sq ft
Lot Size 0.34 acres
Bedrooms 3
Full Baths 3
Total Rooms 6

Interior

Heating Baseboard, Natural Gas
Cooling None
Flooring Wood, Laminate, Other
Appliances Range, Dishwasher
Fireplace None
Fireplaces 2
Basement Full, Partially Finished, Walk-out Access, Garage Access
Laundry Second Floor
Features None

Exterior

Construction Frame
Architecture Cape
Roof Shingle
Features Porch, Porch - Enclosed, Patio
Pool None
Spa None
Fencing None
Patio/Porch Porch, Porch - Enclosed, Patio
Garage Spaces 2
Has Garage Yes
Features Attached, Paved Drive, Off Street
Total Spaces 4
Electric None
Water Public
Sewer Public Sewer
Gas None
Other None
Annual Tax $7,887
Assessed Value $585,100
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint Unknown
Seller Disclosures This Home Was Originally A Ranch And A Second Floor Has Been Added
Exclusions Washer & Dryer
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Sq Ft Disclosures refrigerator light doesnt work
Documents None
County Worcester
Total market time (incl. prior listings) 39 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1973
Bedrooms
3
Full Bathrooms
3
Living Area
1,630 sq ft
Total Rooms
6

Floor Layout

Interior Features

Flooring: Wood, Laminate, Other
Appliances: Range, Dishwasher
Interior Features:
Windows:
Basement: Full, Partially Finished, Walk-Out Access, Garage Access
Laundry: Second Floor
Security:

Construction & Materials

Style: Cape
Year Built: 1973
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Utilities & Systems

Heating: Baseboard, Natural Gas
Heating Zones: 2
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Porch - Enclosed, Patio
Patio & Porch: Porch, Porch - Enclosed, Patio
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Garage Spaces: 2
Garage Type: Attached
Total Parking Spaces: 4
Parking Features: Attached, Paved Drive, Off Street

Special Features

Fireplaces: 2
Fireplace Type:
Community Amenities:

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $657
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

14 Oak Cir, Holden MA 01520

Holden, MA 01520

Listing Information

Listing Agent Susan Meola
Listing Office Susan Meola, Properties
Office Phone 508-835-6908
Agent MLS ID K0001890
Office MLS ID K01207
Listing Data Updated Nov 6, 2026 3:05 AM EST
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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