136 Chapel St, Gardner MA 01440
Gardner, MA 01440
$625,000
Est. $3,746/month
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About this home
Country Cottage on Chapel in Chair City set on a FIELD OF DREAMS - so much to love! Situated on a corner lot near the junction of 140 and 101 with Rt 2 access within minutes, this property offers so many options to explore! With almost 600 ft of street frontage on Smith and 6+ acres of LAND, the possibilities seem endless for those exploring sub-dividing, ADU, homesteading, barndominium, pool oasis, or your very own football field! The existing cape home allows for single level living with a 1st flr bdrm and bath w/WI shower, hardwood floors, gas fp, DR & LR. Upstairs you'll find two more bedrooms, original built in drawers, walk through closet, hardwood floors, and the cutest windows w/original folding shutters including a mini greenhouse window for those with a green thumb! A private back deck is perfect to enjoy morning coffee or dinner with friends while overlooking your HUGE backyard complete with sheds & greenhouse, carports, fruit trees, garden beds, perennials, and loads of wildlife!
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Property History
Property Timeline
Listed for Sale
Aug 31, 2026
$625,000
Original listing
Agent: Heather Carbone
Office: Central Mass Real Estate
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/31/2026 | 🏠 Listed for Sale | $625,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $4,627 | $336,000 |
Financial Details
Annual Property Tax
$4,627
Tax Year 2026
Assessed Value
$336,000
Facts & Features
Home Facts
Type
Land
Style
Residential
Lot Size
6.74 acres
Exterior
Construction
None
Architecture
None
Roof
None
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Utilities
Electric
On-site
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$4,627
Assessed Value
$336,000
MA Disclosures
Seller Disclosures
Subject To Satisfactory Seller Relocation. Corner Street Frontage: Chapel Approx 168ft, Smith Approx 592ft. Buyers And Bas To Perform All Due Diligence. Propane Tank For Fp. Wood Stove In Basement. 2nd Driveway Off Smith St, Unpaved. Property Abuts North County Land Trust
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Documents
None
County
Worcester
Total market time (incl. prior listings)
3 days
Property Overview
Property Type
Residential
Listing Type
For Sale
Floor Layout
Interactive room guide
Floor Layout
Display Options
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Laundry:
Security:
Construction & Materials
Structure Type:
Exterior Materials:
Roof:
Foundation:
Heating, Cooling & Utilities
Heating:
Cooling:
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Easements
Road Surface:
Paved
Parking & Garage
Parking Features:
Nearby Schools
School District
Gardner School District local
D
School Safety
2024-25
5.8%
Above Average
5.6%
Suspensions
0.5%
In-School
0.2%
Emergency
0.3% above state avg
Elementary Schools
2 schools
Wachusett Hills Christian School
1.1 mi
Grades K-08
C-
Gardner Elementary School
0.8 mi
|
#669 of 824
|
Score: 37.5
Improved 96 spots from last year
-20.7 below state avg
1,087 students
Diverse
Rising School
Diverse Student Body
Grades PK-04
Middle Schools
1 school
F
Gardner Middle School
1.0 mi
|
#338 of 352
|
Score: 26.8
Dropped 7 spots from last year
-31.4 below state avg
514 students
Diverse
Grades 05-07
High Schools
2 schools
C+
Gardner High School
0.9 mi
|
#239 of 346
|
Score: 47.5
Improved 74 spots from last year
-10.7 below state avg
808 students
Diverse
15 sports
• 820 athletes
Early College Program
High Graduation Rate
Rising School
Career Tech Programs
Grades 08-12
D
Gardner Academy for Learning and Technology
1.4 mi
|
#331 of 346
|
Score: 26.7
Improved 48 spots from last year
-31.6 below state avg
123 students
Diverse
Early College Program
Rising School
Career Tech Programs
Grades 09-12
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$386
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
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Total principal paid
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Total interest paid
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Rate Impact
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Current Rate
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
136 Chapel St, Gardner MA 01440
Gardner, MA 01440
Listing Information
Listing Agent
Heather Carbone
Listing Office
Central Mass Real Estate
Office Phone
877-537-9997
Agent MLS ID
H9500261
Office MLS ID
H80011
Listing Data Updated
Aug 31, 2026 9:27 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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