130 Emerald St, Gardner MA 01440

Gardner, MA 01440
$399,999
Est. $2,608/month
4
Beds
1.5
Baths
2,160
Sq Ft
$185
Price/Sq Ft
0.17
Acres
1930
Year Built
3
Parking
25
Days on Market
Sale Pending Listed Jul 13, 2026 • MLS# 73548773 Copied! • Updated Aug 11, 2026

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About this home

Welcome to this well-loved home, proudly owned and meticulously maintained by the same owners for over 35 years. While the interior reflects its original charm and is ready for your personal updates, this home offers exceptional character, solid construction, and endless potential for the right buyer. Inside, you’ll find beautiful glass French doors that add warmth and elegance, a cozy wood-burning fireplace, and a partially finished basement that provides additional living or recreation space. The upgraded chimney offers added peace of mind for years to come. Step outside to enjoy the partially fenced backyard, offering space for gardening, outdoor entertaining, or simply relaxing in your own backyard retreat. Incredible walkability to groceries, pharmacies, dining, and convenience stores. Whether you’re a first-time homebuyer, someone looking to build equity, or an investor seeking a home with great bones, this property is a fantastic opportunity.

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Recently Sold Nearby

Property History

Market Insights

Property Timeline

Pending Sale
Aug 8, 2026
Offer accepted, sale pending
Back On Market
Jul 28, 2026
Active
📋
Status: Active under contract
Jul 27, 2026
Active → Active Under Contract
🏠
Listed for Sale
Jul 13, 2026
$399,999
Original listing
Office: Weichert REALTORS®, Hope & Associates

Tax History

Year Taxes Assessment
2026 $4,623 $335,700

Financial Details

Annual Property Tax
$4,623
Tax Year 2026
Assessed Value
$335,700

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1930
Living Area 2,160 sq ft
Lot Size 0.17 acres
Bedrooms 4
Full Baths 1
Half Baths 1
Total Rooms 7

Interior

Heating Steam, Oil
Cooling Window Unit(s)
Flooring Vinyl, Hardwood, Flooring - Hardwood
Appliances Electric Water Heater, Water Heater, Range, Refrigerator
Fireplace Living Room
Fireplaces 1
Basement Full, Partially Finished, Walk-out Access, Interior Entry, Concrete
Laundry In Basement, Electric Dryer Hookup, Washer Hookup
Features Ceiling Fan(s), Closet, Sun Room, Entry Hall, Center Hall, Walk-up Attic

Exterior

Construction Frame, Stone
Architecture Colonial
Roof Shingle
Features Porch, Deck - Wood, Rain Gutters, Fenced Yard
Pool None
Spa None
Fencing Fenced/enclosed, Fenced
Patio/Porch Porch, Deck - Wood
Features Paved Drive, Off Street, Paved
Total Spaces 3
Electric Circuit Breakers, 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup
Annual Tax $4,623
Assessed Value $335,700
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint Unknown
Seller Disclosures None
Exclusions Back On The Market Through No Fault Of Seller Or Property. Buyer Financing Fell Through. Schedule Yo
Possession None
Accepted Financing None
Structure Type []
House Color Brown
Sq Ft Source Public Record
Documents None
County Worcester
Total market time (incl. prior listings) 27 days

Property Overview

Property Type
Single Family Residence
Listing Type
Sale Pending
Year Built
1930
Bedrooms
4
Full Bathrooms
1
Half Bathrooms
1
Living Area
2,160 sq ft
Total Rooms
7

Floor Layout

Interior Features

Flooring: Vinyl, Hardwood, Flooring - Hardwood
Appliances: Electric Water Heater, Water Heater, Range, Refrigerator
Interior Features: Ceiling Fan(s), Closet, Sun Room, Entry Hall, Center Hall, Walk-up Attic
Windows:
Basement: Full, Partially Finished, Walk-Out Access, Interior Entry, Concrete
Laundry: In Basement, Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Style: Colonial
Year Built: 1930
Structure Type:
Exterior Materials: Frame, Stone
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Steam, Oil
Heating Zones: 1
Cooling: Window Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Deck - Wood, Rain Gutters, Fenced Yard
Patio & Porch: Porch, Deck - Wood
Fencing: Fenced/Enclosed, Fenced
Other Structures:
Lot Features: Easements
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 3
Parking Features: Paved Drive, Off Street, Paved

Special Features

Fireplaces: 1
Fireplace Type: Living Room
Community Amenities: Public Transportation, Shopping, Park, Laundromat, House of Worship, Public School, Sidewalks
School District
Gardner School District local
D
School Safety 2024-25
5.8% Above Average
5.6% Suspensions 0.5% In-School 0.2% Emergency
0.3% above state avg
E

Elementary Schools

2 schools
Wachusett Hills Christian School
2.6 mi
Grades K-08
C-
Gardner Elementary School
1.4 mi | #669 of 824 | Score: 37.5
Improved 96 spots from last year
-20.7 below state avg
1,087 students Diverse
Rising School Diverse Student Body
Grades PK-04
M

Middle Schools

1 school
F
Gardner Middle School
1.6 mi | #338 of 352 | Score: 26.8
Dropped 7 spots from last year
-31.4 below state avg
514 students Diverse
Grades 05-07
H

High Schools

2 schools
C+
Gardner High School
1.5 mi | #239 of 346 | Score: 47.5
Improved 74 spots from last year
-10.7 below state avg
808 students Diverse
15 sports • 820 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 08-12
D
Gardner Academy for Learning and Technology
0.9 mi | #331 of 346 | Score: 26.7
Improved 48 spots from last year
-31.6 below state avg
123 students Diverse
Early College Program Rising School Career Tech Programs
Grades 09-12
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Monthly Payment Calculator

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Including down payment
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $385
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

130 Emerald St, Gardner MA 01440

Gardner, MA 01440

Listing Information

Listing Agent Robert Johnson
Listing Office Weichert REALTORS®, Hope & Associates
Office Phone 508-795-3885
Agent MLS ID CN254931
Office MLS ID AN5003
Listing Data Updated Aug 11, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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