13 Mechanic St, Winchendon MA 01475

Winchendon, MA 01475
$499,900
Est. $2,946/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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5
Beds
3
Baths
2,979
Sq Ft
$168
Price/Sq Ft
0.26
Acres
1880
Year Built
1
Garage Space
12 hours 56 minutes
Time on Market
For Sale Listed Oct 6, 2026 • MLS# 73587134 Copied! • Updated Oct 6, 2026

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About this home

Welcome to 13 Mechanic Street, a well-maintained true two-family property offering flexibility for owner-occupants, investors, multigenerational living, or those looking for additional rental income or whatever suits your desires. The property also offers a finished attic area with potential for an additional studio apartment. This property was substantially renovated approximately seven years ago, including being deleaded, updated plumbing and electrical systems, separately metered units, windows, roofing, Seperate heating systems, bathrooms, kitchen remodels, flooring, and more. A garage and usable yard space provide additional functionality and outdoor space. With its two-family layout, extensive updates, and additional potential, 13 Mechanic Street offers a versatile property with a variety of possible uses.

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Property History

Property Timeline

🏠
Listed for Sale
Oct 6, 2026
$499,900
Original listing
Agent: Tiffany McDonald Office: Coldwell Banker Realty - Leominster

Tax History

Year Taxes Assessment
2025 $2,613 $222,400

Financial Details

Annual Property Tax
$2,613
Tax Year 2025
Assessed Value
$222,400

Facts & Features

1 Car Garage

Home Facts

Type Residential Income
Style 2 Family - 2 Units Up/Down
Year Built 1880
Living Area 2,979 sq ft
Lot Size 0.26 acres
Stories 3
Bedrooms 5
Full Baths 3
Total Rooms 10

Investment Metrics

Units 2
Unit 1 Rent $1,900/mo · N
Unit 2 Rent $1,775/mo · Y
Unit 3 Rent — · N
Total Monthly Rent $3,675/mo
Gross Income $40,800
Net Operating Income $40,800
Cap Rate 8.16%
Heating Baseboard, Propane, Wall Unit, Electric
Cooling None
Flooring None
Appliances None
Fireplace None
Basement Full, Walk-out Access, Dirt Floor, Concrete, Unfinished
Laundry None
Features None
Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Garage Spaces 1
Has Garage Yes
Features Paved Drive, Off Street
Total Spaces 5
Electric Circuit Breakers, 200+ Amp Service, Individually Metered
Water Public
Sewer Public Sewer
Gas None
Other For Electric Oven

Financial

Annual Tax $2,613
Assessed Value $222,400
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Certified Treated
Seller Disclosures Buyer And Buyer Agents To Do All Due Diligence And Verify All Information Contained Herin. Finished Area In Attic Is Not A Legal Studio. Buyer To Do Due Diligence To Make This Into A Legal 3 Family. 3rd Floor Is Connected To Main/ Common Area Electrical. Photos May Be Digitally Enchanced
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Other
Sq Ft Disclosures Additional sq footage in attic included.
Documents None
County Worcester

Property Overview

Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1880
Bedrooms
5
Full Bathrooms
3
Living Area
2,979 sq ft
Total Rooms
10
Stories
3
Levels
3

Floor Layout

Interior Features

Flooring:
Appliances:
Interior Features:
Windows:
Basement: Full, Walk-Out Access, Dirt Floor, Concrete, Unfinished
Laundry:
Security:

Construction & Materials

Year Built: 1880
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone
Stories: 3

Heating, Cooling & Utilities

Heating: Baseboard, Propane, Wall Unit, Electric
Cooling:
Hot Water: Electric, Propane Gas, Tank
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface: Paved

Parking & Garage

Garage Spaces: 1
Total Parking Spaces: 5
Parking Features: Paved Drive, Off Street

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
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Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $218
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

13 Mechanic St, Winchendon MA 01475

Winchendon, MA 01475

Listing Information

Listing Agent Tiffany McDonald
Listing Office Coldwell Banker Realty - Leominster
Office Phone 978-840-4014
Agent MLS ID CN239720
Office MLS ID AN6215
Listing Data Updated Oct 6, 2026 1:01 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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