13 Elm Street, Leominster MA 01453

Leominster, MA 01453
$335,000
Est. $2,243/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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2
Beds
1
Baths
655
Sq Ft
$511
Price/Sq Ft
0.16
Acres
1959
Year Built
2
Parking
3 hours 39 minutes
Time on Market
For Sale Listed Sep 25, 2026 • MLS# 73582593 Copied! • Updated Sep 25, 2026

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About this home

Waterfront living takes center stage at this beautifully updated, cozy home. Featuring fresh paint inside and out, new flooring, updated electrical, plumbing & heat. Fish from your backyard as Rockwell Pond becomes a striking extension of the property. The main living area flows naturally into a thoughtfully updated kitchen with new White Shaker-style cabinetry for ample storage, quartz countertops, and new appliances, Recessed lighting gives the space a clean, contemporary character. Continue down the hall to two comfortable bedrooms and an all new bath. The full length basement offers additional storage while an outdoor shed can be a workshop or store outdoor items. The outside setting delivers the property's defining feature: broad water views framed by mature greenery. A brick-and-stone patio at the water’s edge provides a memorable place to dine outdoors, unwind, or simply take in the views. Fishing and kayakers can enjoy the regularly stocked pond. With its refreshed interior, thoughtful updates, comfortable scale, and direct waterfront connection, this home is a great option for first-time buyers, those looking to downsize, or anyone seeking a condo alternative without giving up their own outdoor space or paying an HOA . Located close to the heart of Leominster, with convenient access to local restaurants, shops, RT 2 and seasonal festivities.

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Property History

Property Timeline

🏠
Listed for Sale
Sep 25, 2026
$335,000
Original listing
Agent: Jared Rowland Office: Lamacchia Realty, Inc.

Tax History

Year Taxes Assessment
2026 $4,190 $306,700

Financial Details

Annual Property Tax
$4,190
Tax Year 2026
Assessed Value
$306,700

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1959
Living Area 655 sq ft
Lot Size 0.16 acres
Bedrooms 2
Full Baths 1
Total Rooms 4

Interior

Heating Electric Baseboard, Natural Gas
Cooling None
Flooring Vinyl
Appliances Gas Water Heater, Tankless Water Heater, Range, Dishwasher, Refrigerator
Fireplace None
Basement Full, Partially Finished, Walk-out Access, Concrete
Laundry Electric Dryer Hookup, Washer Hookup, In Basement
Features None

Exterior

Construction Conventional (2x4-2x6)
Architecture Ranch
Roof Shingle
Features Patio
Pool None
Spa None
Fencing None
Patio/Porch Patio
Features Paved Drive, Paved
Total Spaces 2
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup
Annual Tax $4,190
Assessed Value $306,700
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Buyers And Buyers Agents To Perform Due Diligence. Some Photos May Be Virtually Enhanced.
Possession None
Accepted Financing None
Structure Type []
House Color White
Sq Ft Source Public Record
Sq Ft Disclosures Measurements are approx.
Documents None
County Worcester

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1959
Bedrooms
2
Full Bathrooms
1
Living Area
655 sq ft
Total Rooms
4

Floor Layout

Interior Features

Flooring: Vinyl
Appliances: Gas Water Heater, Tankless Water Heater, Range, Dishwasher, Refrigerator
Interior Features:
Windows:
Basement: Full, Partially Finished, Walk-Out Access, Concrete
Laundry: Electric Dryer Hookup, Washer Hookup, In Basement
Security:

Construction & Materials

Style: Ranch
Year Built: 1959
Structure Type:
Exterior Materials: Conventional (2x4-2x6)
Roof: Shingle
Foundation: Block

Heating, Cooling & Utilities

Heating: Electric Baseboard, Natural Gas
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Patio
Patio & Porch: Patio
Fencing:
Other Structures:
Lot Features:
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 2
Parking Features: Paved Drive, Paved

Special Features

Waterfront: Yes
Waterfront Type: Waterfront, Pond
Community Amenities: Public Transportation, Shopping, Park, Laundromat, Bike Path, Highway Access, House of Worship, Public School

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $349
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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+0.5% Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

13 Elm Street, Leominster MA 01453

Leominster, MA 01453

Listing Information

Listing Agent Jared Rowland
Listing Office Lamacchia Realty, Inc.
Office Phone 978-534-3400
Agent MLS ID CN240790
Office MLS ID AN5320
Listing Data Updated Sep 25, 2026 10:33 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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