13 Center Street, Holyoke MA 01040

Holyoke, MA 01040
$265,000
Est. $1,891/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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4
Beds
2.5
Baths
2,040
Sq Ft
$130
Price/Sq Ft
0.05
Acres
1848
Year Built
11 hours 0 minutes
Time on Market
For Sale Listed Sep 29, 2026 • MLS# 73583957 Copied! • Updated Sep 29, 2026

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About this home

Interesting & rare Attached 2-Family investment property with excellent income potential for owner-occupied or investor purchase at unique Hadleigh Mills Brick Row House Complex originally built about 1848 and totally refurbished in mid 1970s by Olde Holyoke Development Corporation to offer classic old style charm with all modern day convenience. 1st fl. has 3 room/1 bedroom 1 level apartment & 2nd fl. has 5 room/3 bedroom 2 level Townhouse Style each unit with spacious & comfortable living area, lead free compliance certificates and all updated efficient separate gas & electric utility services. Also has delightful open rear porches and fenced yard with quaint common courtyard walkway access. 13 Center St. abuts 11 Center St. which is also for sale by same owner (see MLS#73583935). 1st fl. unit is occupied. 2nd fl. just all redone, vacant (easy to show) & ready immediately. Near other neighborhood re-developed properties with easy access to all area amenities, Routes 391, 116, 202 and surrounding communities. Realistically priced opportunity well worth looking at.

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Property History

Property Timeline

🏠
Listed for Sale
Sep 29, 2026
$265,000
Original listing
Agent: Charles Davignon Office: Charles J Davignon Real Estate Agency

Tax History

Year Taxes Assessment
2026 $4,218 $242,000

Financial Details

Annual Property Tax
$4,218
Tax Year 2026
Assessed Value
$242,000

Facts & Features

Home Facts

Type Residential Income
Style Multi Family
Year Built 1848
Living Area 2,040 sq ft
Lot Size 0.05 acres
Stories 3
Bedrooms 4
Full Baths 2
Half Baths 1
Total Rooms 8

Investment Metrics

Units 2
Unit 1 Rent $1,175/mo · N
Unit 2 Rent — · N
Total Monthly Rent $1,175/mo
Gross Income $14,100
Net Operating Income $14,100
Cap Rate 5.32%
Heating Baseboard, Natural Gas, Individual, Unit Control
Cooling None
Flooring Vinyl, Vinyl / Vct
Appliances Range, Disposal, Refrigerator
Fireplace None
Basement Full, Interior Entry, Concrete, Unfinished
Laundry Washer Hookup, Dryer Hookup, Electric Dryer Hookup
Features Laundry Room, Pantry, Storage, Walk-in Closet(s), Bathroom With Tub & Shower, Living Room, Kitchen
Construction Brick
Architecture None
Roof Shingle
Features Rain Gutters
Pool None
Spa None
Fencing Fenced/enclosed, Fenced
Patio/Porch Porch
Features On Street
Electric Circuit Breakers, 100 Amp Service, Individually Metered
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup

Financial

Annual Tax $4,218
Assessed Value $242,000
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Certified Treated
Seller Disclosures Seller Has Never Resided At Premises. Rear Porch Staircases Shared W/11 Center St. Rear Yard Has Common Courtyard Walkway Access. No Cost City Permit Needed For Front Street Parking & No Cost Private Permit For Lot Across Street. 2nd Fl. Now Vacant. 1st Fl. Tenant May Or May Not Remain At Closing.
Possession None
Accepted Financing None
Structure Type []
House Color Red Brick
Sq Ft Source Public Record
Sq Ft Disclosures Each unit has common interior basement access for laundry and utility services
Documents None
County Hampden

Property Overview

Property Type
Multi Family
Listing Type
For Sale
Year Built
1848
Bedrooms
4
Full Bathrooms
2
Half Bathrooms
1
Living Area
2,040 sq ft
Total Rooms
8
Stories
3
Levels
3

Floor Layout

Interior Features

Flooring: Vinyl, Vinyl / VCT
Appliances: Range, Disposal, Refrigerator
Interior Features: Laundry Room, Pantry, Storage, Walk-In Closet(s), Bathroom With Tub & Shower, Living Room, Kitchen
Windows: Insulated Windows, Screens
Basement: Full, Interior Entry, Concrete, Unfinished
Laundry: Washer Hookup, Dryer Hookup, Electric Dryer Hookup
Security:

Construction & Materials

Year Built: 1848
Structure Type:
Exterior Materials: Brick
Roof: Shingle
Foundation: Brick/Mortar
Stories: 3

Heating, Cooling & Utilities

Heating: Baseboard, Natural Gas, Individual, Unit Control
Heating Zones: 2
Cooling: None
Hot Water: Natural Gas, Tank
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Rain Gutters
Patio & Porch: Porch
Fencing: Fenced/Enclosed, Fenced
Other Structures:
Lot Features: Level
Road Frontage: 24.00 ft
Road Surface: Paved

Parking & Garage

Parking Features: On Street

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
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Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $352
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
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Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

13 Center Street, Holyoke MA 01040

Holyoke, MA 01040

Listing Information

Listing Agent Charles Davignon
Listing Office Charles J Davignon Real Estate Agency
Office Phone 413-532-4200
Agent MLS ID J0000997
Office MLS ID J61900
Listing Data Updated Sep 29, 2026 8:42 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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