122 S Silver Ln, Sunderland MA 01375

Sunderland, MA 01375
$995,000
Est. $5,922/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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13
Beds
5
Baths
4,596
Sq Ft
$216
Price/Sq Ft
1.40
Acres
1817
Year Built
8
Parking
5 hours 21 minutes
Time on Market
For Sale Listed Oct 4, 2026 • MLS# 73586445 Copied! • Updated Oct 4, 2026

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About this home

The investment potential of a multi-family property, particularly one that generates $10,900.00 per month, is substantial in today's real estate market! Located in a highly desirable location, this attractive 3 family home is perfect for investors & tenants alike! Recently renovated, including new windows throughout, this home sports separate utilities including public water & sewer. In unit laundry & stainless appliances increase tenant satisfaction & retention rates. Accessible to major routes as well as local amenities - the proximity to educational institutions further enhances its value. Offering 2- 5 BR units alongside 1- 4 BR unit; the combination of spacious living arrangements & the convenience of modern amenities ensures that this property remains a highly attractive option for both long-term residents & potential investors. Moreover, the ample parking spaces available enhances the appeal. The steady cash flow generated by this property underscores its viability as a long-term investment. Added value - the lot can likely support an ADU. Adjacent property located at 124 S Silver also available. An A+ in todays marketplace!

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Property History

Property Timeline

🏠
Listed for Sale
Oct 4, 2026
$995,000
Original listing
Agent: Jacqui Zuzgo Office: 5 College REALTORS®

Tax History

Year Taxes Assessment
2026 $8,290 $0

Financial Details

Annual Property Tax
$8,290
Tax Year 2026
Assessed Value
$0

Facts & Features

Home Facts

Type Residential Income
Style 3 Family
Year Built 1817
Living Area 4,596 sq ft
Lot Size 1.40 acres
Stories 4
Bedrooms 13
Full Baths 5
Total Rooms 20

Investment Metrics

Units 3
Unit 1 Rent $3,825/mo · Y
Unit 2 Rent $3,825/mo · Y
Unit 3 Rent $3,250/mo · Y
Total Monthly Rent $10,900/mo
Gross Income $130,800
Net Operating Income $130,800
Operating Expenses $5,700
Water/Sewer Expense $2,400
Electric Expense $1,200
Insurance Expense $4,000
Cap Rate 13.15%
Heating Ductless
Cooling Ductless
Flooring Tile, Laminate
Appliances Range, Dishwasher, Refrigerator, Washer, Dryer
Fireplace None
Fireplaces 1
Basement Full, Crawl Space
Laundry None
Features Remodeled, Internet Available - Unknown, Stone/granite/solid Counters, Slider, Living Room, Kitchen, Laundry Room
Construction Frame
Architecture None
Roof Shingle
Features Rain Gutters, Garden
Pool None
Spa None
Fencing None
Patio/Porch Deck
Features Paved Drive, Off Street, Paved
Total Spaces 8
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $8,290
Assessed Value 0.00
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Driveway Easement On 124 S Silver - See Attached Survey. Cont. On Seller Doing A 1031 Exchange.
Possession None
Accepted Financing None
Structure Type []
House Color White
Sq Ft Source Public Record
Documents None
County Franklin
Total market time (incl. prior listings) 1 days

Property Overview

Property Type
3 Family
Listing Type
For Sale
Year Built
1817
Bedrooms
13
Full Bathrooms
5
Living Area
4,596 sq ft
Total Rooms
20
Stories
4
Levels
4

Floor Layout

Interior Features

Flooring: Tile, Laminate
Appliances: Range, Dishwasher, Refrigerator, Washer, Dryer
Interior Features: Remodeled, Internet Available - Unknown, Stone/Granite/Solid Counters, Slider, Living Room, Kitchen, Laundry Room
Windows: Insulated Windows
Basement: Full, Crawl Space
Laundry:
Security:

Construction & Materials

Year Built: 1817
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone
Stories: 4

Heating, Cooling & Utilities

Heating: Ductless
Heating Zones: 3
Cooling: Ductless
Cooling Zones: 3
Hot Water: Electric
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Rain Gutters, Garden
Patio & Porch: Deck
Fencing:
Other Structures:
Lot Features: Level
Road Frontage: 201.00 ft
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 8
Parking Features: Paved Drive, Off Street, Paved

Special Features

Fireplaces: 1
Fireplace Type:
Community Amenities: Shopping, Walk/Jog Trails, Laundromat, Conservation Area, Highway Access, House of Worship, Public School
School District
Frontier School District local
✓ School Safety 2024-25
0.8% Low
0.8% Suspensions 0.8% In-School
↓ 4.7% below state avg
E

Elementary Schools

3 schools
C+
Sunderland Elementary School
1.2 mi | #531 of 825 | Score: 43.8
Dropped 223 spots from last year
-14.5 below state avg
173 students Diverse
Grades PK-06
B+
Whately Elementary School
2.4 mi | #305 of 825 | Score: 50.6
Improved 114 spots from last year
-7.7 below state avg
141 students Less Diverse
Rising School Strong Attendance
Grades PK-06
B-
Deerfield Elementary School
3.3 mi | #465 of 825 | Score: 45.6
Dropped 95 spots from last year
-12.6 below state avg
293 students Less Diverse
Grades PK-06
H

High Schools

1 school
B
Frontier Regional School
3.3 mi | #152 of 346 | Score: 55.8
Same rank as last year
-2.4 below state avg
594 students Moderate
18 sports • 1,220 athletes
Strong AP Program High Graduation Rate College Ready Curriculum Strong Athletics
Grades 07-12
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Monthly Payment Calculator

Monthly Payment
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Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $691
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

122 S Silver Ln, Sunderland MA 01375

Sunderland, MA 01375

Listing Information

Listing Agent Jacqui Zuzgo
Listing Office 5 College REALTORS®
Office Phone 413-549-5555
Agent MLS ID E0000JMZ
Office MLS ID AN1019
Listing Data Updated Oct 4, 2026 7:33 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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