122 Foster Street, Peabody MA 01960
Peabody, MA 01960
$950,000
Est. $5,712/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
122 Foster St contains one (1) Commercial unit and three (3) 2-Bedroom/1-Bathroom units with 3,591 square feet of gross living area. The Property is situated upon a 0.14-acre parcel and features three (3) tandem parking spaces, capable of fitting six (6) cars. 122 Foster Street is well-positioned in Peabody, offering strong access to the city’s commercial corridors, nearby retail amenities, and surrounding residential neighborhoods. The property benefits from convenient connectivity to major regional routes including Route 114 and Route 1, as well as immediate access to Interstate 95/Route 128, providing efficient regional connectivity throughout the North Shore and into the greater Boston metropolitan area. Tenants are responsible for gas-powered heating & hot water, as well as separately metered electricity, which they pay directly. The Landlord is responsible for providing city water & sewer, which they pay directly.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 29, 2026
$950,000
Original listing
Agent: Stephen Girolamo
Office: Horvath & Tremblay
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/29/2026 | 🏠 Listed for Sale | $950,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $8,503 | $742,800 |
Financial Details
Annual Property Tax
$8,503
Tax Year 2026
Assessed Value
$742,800
Facts & Features
Home Facts
Type
Residential Income
Style
4 Family - 4 Units Up/Down
Year Built
1890
Living Area
3,591 sq ft
Lot Size
0.14 acres
Stories
4
Bedrooms
6
Full Baths
4
Total Rooms
13
Investment Metrics
Units
4
Unit 1 Rent
$2,100/mo · N
Unit 2 Rent
$2,400/mo · N
Unit 3 Rent
$2,100/mo · N
Unit 4 Rent
$1,550/mo · Y
Total Monthly Rent
$8,150/mo
Gross Income
$97,800
Net Operating Income
$68,694
Operating Expenses
$29,106
Water/Sewer Expense
$7,469
Electric Expense
$244
Insurance Expense
$4,500
Cap Rate
7.23%
Interior
Heating
Natural Gas
Cooling
None
Flooring
None
Appliances
None
Fireplace
None
Basement
Unfinished
Laundry
None
Features
None
Exterior
Construction
None
Architecture
None
Roof
Rubber
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
Paved Drive, Off Street
Total Spaces
6
Utilities
Electric
Individually Metered
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$8,503
Assessed Value
$742,800
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Grey
Sq Ft Source
Public Record
Documents
None
County
Essex
Property Overview
Property Type
4 Family - 4 Units Up/Down
Listing Type
For Sale
Year Built
1890
Bedrooms
6
Full Bathrooms
4
Living Area
3,591 sq ft
Total Rooms
13
Stories
4
Levels
4
Floor Layout
Interactive room guide
Floor Layout
Finished Area
3,591 sq ft above grade
Display Options
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Unfinished
Laundry:
Security:
Construction & Materials
Year Built:
1890
Structure Type:
Exterior Materials:
Roof:
Rubber
Foundation:
Stone
Stories:
4
Heating, Cooling & Utilities
Heating:
Natural Gas
Cooling:
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Gentle Sloping
Road Surface:
Paved
Parking & Garage
Total Parking Spaces:
6
Parking Features:
Paved Drive, Off Street
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$709
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
122 Foster Street, Peabody MA 01960
Peabody, MA 01960
Listing Information
Listing Agent
Stephen Girolamo
Listing Office
Horvath & Tremblay
Office Phone
781-776-4000
Agent MLS ID
CN227795
Office MLS ID
AN2723
Listing Data Updated
Sep 29, 2026 11:11 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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