122 Century Way, Gardner MA 01440

Gardner, MA 01440
$439,900
Est. $2,928/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
2
Baths
1,306
Sq Ft
$337
Price/Sq Ft
0.36
Acres
1998
Year Built
2
Garage Spaces
New today
Time on Market
For Sale Open House Listed Oct 15, 2026 • MLS# 73591304 Copied! • Updated Oct 15, 2026

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Open House Schedule

17
Oct
Saturday, October 17
11:00 AM - 12:30 PM EDT

About this home

This picture-perfect 3-bedroom, 2-full-bath ranch offers true single-level living where warmth, thoughtful upgrades, and effortless living come together! Nestled in one of Gardner’s most desirable, walkable neighborhoods—ideal for afternoon bike rides or quiet evening strolls—this home is completely move-in ready with all new flooring on the main level and every room, including the basement, freshly painted inside. A charming farmer's porch greets you at the front door. Step inside to an airy, open-concept living, dining, and kitchen space anchored by half-vaulted ceilings, a handsome brick fireplace, and a big, beautiful bay window that fills the room with light. Gleaming hardwood floors flow seamlessly through the main living areas, dining room, kitchen, and hallway. The kitchen is highlighted by new granite countertops, a classic new white subway tile backsplash, and an open layout made for easy entertaining. The primary bedroom suite offers a peaceful retreat with a walk-in closet and a private bath featuring a pedestal sink and stand-up shower. The second bedroom features wall-to-wall carpet, while the versatile third bedroom—finished with clean laminate flooring—features its own closet for storage as well as a separate dedicated closet housing the main-level washer and dryer. The second full bath offers a classic tub and shower combination. Layout flexibility is a standout feature: drive into the good-sized two-car garage and step directly into a tile-floored mudroom that provides private access to a dedicated home office—perfect for working from home or seeing clients without having to go through the main house. Out back, a spacious deck offers stunning sunset views over a serene, tree-lined backyard adorned with English garden-style perennial flower beds. Need even more space? The sprawling full basement is freshly painted and ready for future finishing or storage. Please join us for the Open House this Saturday, October 17th from 11:00 AM to 12:30 PM!

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Recently Sold Nearby

Price & Status History

Property Timeline

🏠
Listed for Sale
Oct 15, 2026
$439,900
Original listing
Agent: Nancy Whitehouse-Bain Office: Keller Williams Realty North Central

Tax History

Year Taxes Assessment
2026 $6,038 $438,500

Financial Details

Annual Property Tax
$6,038
Tax Year 2026
Assessed Value
$438,500

Facts & Features

2 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1998
Living Area 1,306 sq ft
Lot Size 0.36 acres
Bedrooms 3
Full Baths 2
Total Rooms 6

Interior

Heating Baseboard, Oil
Cooling None
Flooring Tile, Carpet, Laminate, Hardwood, Flooring - Stone/ceramic Tile
Appliances Tankless Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace Dining Room, Living Room
Fireplaces 1
Basement Full, Interior Entry, Bulkhead, Concrete
Laundry Laundry Closet, Flooring - Laminate, First Floor, Electric Dryer Hookup, Washer Hookup
Features Ceiling Fan(s), Closet, Home Office-separate Entry, Mud Room, Central Vacuum

Exterior

Construction Frame
Architecture Ranch
Roof Shingle
Features Porch, Deck, Rain Gutters, Fruit Trees
Pool None
Spa None
Fencing None
Patio/Porch Porch, Deck
Garage Spaces 2
Has Garage Yes
Features Attached, Garage Door Opener, Paved Drive, Off Street, Paved
Total Spaces 6
Electric 200+ Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Oven, For Electric Dryer, Washer Hookup
Annual Tax $6,038
Assessed Value $438,500
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint None
Seller Disclosures Quick Close Possible! Seller Has Never Used The Central Vac System.
Possession None
Accepted Financing None
Structure Type []
House Color Tan
Sq Ft Source Public Record
Documents None
County Worcester

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1998
Bedrooms
3
Full Bathrooms
2
Living Area
1,306 sq ft
Total Rooms
6

Floor Layout

Interior Features

Flooring: Tile, Carpet, Laminate, Hardwood, Flooring - Stone/Ceramic Tile
Appliances: Tankless Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features: Ceiling Fan(s), Closet, Home Office-Separate Entry, Mud Room, Central Vacuum
Windows: Insulated Windows
Basement: Full, Interior Entry, Bulkhead, Concrete
Laundry: Laundry Closet, Flooring - Laminate, First Floor, Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Style: Ranch
Year Built: 1998
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Utilities & Systems

Heating: Baseboard, Oil
Heating Zones: 3
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features: Porch, Deck, Rain Gutters, Fruit Trees
Patio & Porch: Porch, Deck
Fencing:
Other Structures:
Lot Features: Wooded
Road Surface: Paved

Parking & Garage

Garage Spaces: 2
Garage Type: Attached
Total Parking Spaces: 6
Parking Features: Attached, Garage Door Opener, Paved Drive, Off Street, Paved

Special Features

Fireplaces: 1
Fireplace Type: Dining Room, Living Room
Community Amenities: Shopping, Park, Golf, Medical Facility, Laundromat, Bike Path, Highway Access, House of Worship, Private School, Public School, University, Sidewalks
School District
Gardner School District local
D
⚠ School Safety 2024-25
5.8% Above Average
5.6% Suspensions 0.5% In-School 0.2% Emergency
↑ 0.3% above state avg
E

Elementary Schools

3 schools
C-
Gardner Elementary School
2.2 mi | #677 of 825 | Score: 37.1
Improved 88 spots from last year
-21.1 below state avg
1,071 students Diverse
Rising School Diverse Student Body
Grades PK-04
Wachusett Hills Christian School
3.9 mi
Grades K-08
C+
Templeton Elementary School
4.0 mi | #514 of 825 | Score: 44.3
Improved 99 spots from last year
-13.9 below state avg
549 students Moderate
Rising School Strong Attendance
Grades PK-04
M

Middle Schools

3 schools
D
Gardner Middle School
1.9 mi | #335 of 352 | Score: 27.0
Dropped 4 spots from last year
-31.2 below state avg
528 students Diverse
Grades 05-07
C-
Narragansett Middle School
3.2 mi | #314 of 352 | Score: 30.5
Dropped 53 spots from last year
-27.7 below state avg
345 students Less Diverse
Grades 05-07
B
Overlook Middle School
4.4 mi | #169 of 352 | Score: 42.9
Dropped 6 spots from last year
-15.4 below state avg
564 students Less Diverse
Strong Attendance
Grades 06-08
H

High Schools

3 schools
C+
Gardner High School
2.0 mi | #230 of 346 | Score: 49.5
Improved 83 spots from last year
-8.7 below state avg
797 students Diverse
15 sports • 820 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 08-12
D
Gardner Academy for Learning and Technology
2.1 mi | #325 of 346 | Score: 30.7
Improved 54 spots from last year
-27.5 below state avg
74 students Diverse
Early College Program Rising School Career Tech Programs
Grades 09-12
B-
Narragansett Regional High School
3.2 mi | #207 of 346 | Score: 51.7
Improved 42 spots from last year
-6.5 below state avg
471 students Less Diverse
14 sports • 628 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 08-12
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $503
Homeowners Insurance $200
PMI (if <20% down) $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location

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Neighborhood

122 Century Way, Gardner MA 01440

Gardner, MA 01440

Listing Information

Listing Agent Nancy Whitehouse-Bain
Listing Office Keller Williams Realty North Central
Office Phone 978-840-9000
Agent MLS ID H6542000
Office MLS ID K95580
Listing Data Updated Oct 15, 2026 1:50 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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