120 Library Street # 120, Chelsea MA 02150

Chelsea, MA 02150
$419,900
Est. $3,062/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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2
Beds
1
Baths
804
Sq Ft
$522
Price/Sq Ft
2007
Year Built
1
Parking
10 hours 11 minutes
Time on Market
For Sale Open House Listed Oct 1, 2026 • MLS# 73585489 Copied! • Updated Oct 1, 2026

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Open House Schedule

03
Oct
Saturday, October 3
12:00 PM - 2:00 PM EDT
04
Oct
Sunday, October 4
12:00 PM - 2:00 PM EDT

About this home

Welcome to Chelsea's Box District! Built in 2007, this fantastic and move-in ready bi-level townhouse in the heart of Chelsea is the perfect opportunity for first-time buyers or families looking to stay in the city while keeping homeownership affordable. The main level features a bright, open-concept layout with a spacious living room, dining area, and granite kitchen with gas cooking. Dining room leads you onto your very own private outdoor deck—the perfect spot to enjoy your morning coffee or unwind after a long day. The lower level offers two bedrooms, a full bathroom, and a convenient laundry area, with easy walk-out access to your assigned parking space. No carpets to worry about here—beautiful hardwood flooring runs throughout the unit, along with plenty of closet space for all your storage needs. Enjoy a low condo fee, gas heating, central air and an unbeatable commuter location with easy access to highways, commuter rail, Silver Line, public transportation, schools, city hall, library, restaurants, shopping, and everything this thriving city has to offer. Truly a commuter’s dream! Come see for yourself at our open houses this weekend on Saturday and Sunday, 10/3 and 10/4 from 12:00-2:00 pm. (some photos have been virtually staged)

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Oct 1, 2026
$419,900
Original listing
Agent: Nidia Peguero Office: Century 21 North East

Tax History

Year Taxes Assessment
2026 $4,260 $371,100

Financial Details

Annual Property Tax
$4,260
Tax Year 2026
HOA Fee
$384
Monthly
Assessed Value
$371,100

Facts & Features

Central AC

Home Facts

Type Residential
Style Condominium
Year Built 2007
Living Area 804 sq ft
Stories 1
Bedrooms 2
Full Baths 1
Total Rooms 4

Interior

Heating Forced Air, Natural Gas
Cooling Central Air
Flooring Hardwood
Appliances Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement Y
Laundry In Basement
Features None

Exterior

Construction Frame
Architecture None
Roof None
Features Deck - Wood
Pool None
Spa None
Fencing None
Patio/Porch Deck - Wood
Features Off Street, Assigned
Total Spaces 1
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range
Annual Tax $4,260
Assessed Value $371,100

HOA & Community

HOA Fee $384 Monthly
Fee Includes Water, Sewer, Insurance, Maintenance Structure, Road Maintenance, Maintenance Grounds, Snow Removal
Amenities None
Optional Fee Includes None
Pets Yes w/ Restrictions
Lead Paint None
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type ["Townhouse"]
Unit/Building 120
Sq Ft Source Public Record
Sq Ft Disclosures Living area deemed accurate but not guaranteed. Seller/List Agent not responsible for discrepancies.
Documents Master Deed, Unit Deed (2)
County Suffolk

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
2007
Bedrooms
2
Full Bathrooms
1
Living Area
804 sq ft
Total Rooms
4
Stories
1
Entry Level
1

Floor Layout

Interior Features

Flooring: Hardwood
Appliances: Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Basement: Y
Laundry: In Basement
Security:

Construction & Materials

Year Built: 2007
Structure Type: Townhouse
Exterior Materials: Frame
Roof:
Foundation:
Stories: 1

Heating, Cooling & Utilities

Heating: Forced Air, Natural Gas
Cooling: Central Air
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck - Wood
Patio & Porch: Deck - Wood
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 1
Parking Features: Off Street, Assigned

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
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Over life of loan
Total Cost
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Including down payment
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Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $355
Homeowners Insurance $200
HOA Fee $384/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

120 Library Street # 120, Chelsea MA 02150

Chelsea, MA 02150

Listing Information

Listing Agent Nidia Peguero
Listing Office Century 21 North East
Office Phone 617-889-2020
Agent MLS ID BB806704
Office MLS ID AN4342
Listing Data Updated Oct 1, 2026 11:23 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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