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(617) 800 - 9008

12 Spencer St, Boston MA 02124

Boston, MA 02124
$924,900
Est. $5,686/month
6
Beds
3
Baths
3,672
Sq Ft
$252
Price/Sq Ft
0.09
Acres
1915
Year Built
3 Family
Type
12
Days on Market
Pending Listed Oct 21, 2025 • MLS# 73445841 Copied! • Updated May 30, 2026

About this home

Welcome to this Diamond on the Rough! This 3-family home offers over 3,600 sq ft of living space and is perfect for savvy investors or multi-generational living. Located on a quiet street, this oversized multi boasts three large 2-bedroom units (each 2-bedroom can easily be reconfigured into a 3-bedroom unit), each featuring: Two exterior decks per unit, 3 Gas FHA Heating Systems, Updated CB panels (Main Panel is not installed), and Gas Hot Water Tanks. A walk-up 4th floor attic provides additional potential for expansion, storage, or creative use. This property is mid-remodel, making it an ideal blank canvas to complete the finishing touches to your vision. Whether you’re looking to generate strong rental income, condo-convert, or live in one unit while renting the others, this property checks all the boxes.

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Recently Sold Nearby

Property History

Market Insights

Property Timeline

🏠
Listed for Sale
Oct 21, 2025
$924,900
Original listing
Agent: Robert Chestnut Office: Keller Williams Realty
🏠
Listed for Sale
Oct 21, 2025
$924,900
Original listing
Agent: Robert Chestnut Office: Keller Williams Realty

Tax History

Year Taxes Assessment
2025 $9,709 $838,400

Financial Details

Annual Property Tax
$9,709
Tax Year 2025
Assessed Value
$838,400

Facts & Features

Home Facts

Type Residential Income
Style 3 Family
Year Built 1915
Living Area 3,672 sq ft
Lot Size 0.09 acres
Bedrooms 6
Full Baths 3
Total Rooms 15

Investment Metrics

Units 3
Unit 1 Rent — · N
Unit 2 Rent — · N
Unit 3 Rent — · N
Heating Forced Air, Natural Gas
Cooling None
Flooring Varies, Hardwood, Tile
Appliances None
Fireplace None
Basement Full, Interior Entry, Concrete, Unfinished
Laundry None
Features Pantry, Bathroom With Shower Stall, Bathroom With Tub & Shower, Living Room, Dining Room, Kitchen, Laundry Room
Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing Fenced/enclosed
Patio/Porch Porch, Deck - Wood
Features None
Electric Circuit Breakers, Individually Metered
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range

Financial

Annual Tax $9,709
Assessed Value $838,400
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures Property To Be Sold In As-is, As-seen Condition. Sold With Contents/debris. Some Items May Be Removed At Owners Discretion. City Water Has Been Turned Off At The Street. Subject To A First Right Of Refusal. Ask Broker. Subject To Receiving A License To Sell From Suffolk County Probate Court.
Possession None
Accepted Financing None
Structure Type []
House Color Dark Blue
Sq Ft Source Public Record
Documents None
County Suffolk
Total market time (incl. prior listings) 187 days

Property Overview

Property Type
3 Family
Listing Type
For Sale
Year Built
1915
Bedrooms
6
Full Bathrooms
3
Living Area
3,672 sq ft
Total Rooms
15
Stories
3
Levels
3

Room Details

Other Floor

Bathroom1
Bedroom5
Bedroom4
Bedroom3
Dining Room
Kitchen
Bathroom2
Bedroom2
Living Room
Bathroom3
Master Bedroom
Office
Family Room
Master Bathroom

Interior Features

Flooring: Varies, Hardwood, Tile
Appliances: None
Interior Features: Pantry, Bathroom with Shower Stall, Bathroom With Tub & Shower, Living Room, Dining Room, Kitchen, Laundry Room
Windows:
Basement: Full, Interior Entry, Concrete, Unfinished
Laundry:
Security:

Construction & Materials

Year Built: 1915
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone
Stories: 3

Heating, Cooling & Utilities

Heating: Forced Air, Natural Gas
Heating Zones: 3
Cooling: None
Hot Water: Natural Gas, Tank
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Porch, Deck - Wood
Fencing: Fenced/Enclosed
Other Structures:
Lot Features:
Road Surface: Paved

Parking & Garage

Parking Features:

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $809
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

12 Spencer St, Boston MA 02124

Boston, MA 02124

Listing Information

Listing Agent Robert Chestnut
Listing Office Keller Williams Realty
Office Phone 508-238-5000
Agent MLS ID BB910138
Office MLS ID BB4624
Listing Data Updated May 30, 2026 1:02 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

BMN Boston Real Estate
BMN Boston Real Estate
Douglas Elliman
(617) 800 - 9008 contact@bmnboston.com
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