12 Spencer St, Boston MA 02124
Boston, MA 02124
$924,900
Est. $5,686/month
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About this home
Welcome to this Diamond on the Rough! This 3-family home offers over 3,600 sq ft of living space and is perfect for savvy investors or multi-generational living. Located on a quiet street, this oversized multi boasts three large 2-bedroom units (each 2-bedroom can easily be reconfigured into a 3-bedroom unit), each featuring: Two exterior decks per unit, 3 Gas FHA Heating Systems, Updated CB panels (Main Panel is not installed), and Gas Hot Water Tanks. A walk-up 4th floor attic provides additional potential for expansion, storage, or creative use. This property is mid-remodel, making it an ideal blank canvas to complete the finishing touches to your vision. Whether you’re looking to generate strong rental income, condo-convert, or live in one unit while renting the others, this property checks all the boxes.
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Public Records & Permits
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Recently Sold Nearby
Property History
Market Insights
Property Timeline
Listed for Sale
Oct 21, 2025
$924,900
Original listing
Agent: Robert Chestnut
Office: Keller Williams Realty
Listed for Sale
Oct 21, 2025
$924,900
Original listing
Agent: Robert Chestnut
Office: Keller Williams Realty
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/21/2025 | 🏠 Listed for Sale | $924,900 | - | - | Original listing |
| 10/21/2025 | 🏠 Listed for Sale | $924,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $9,709 | $838,400 |
Financial Details
Annual Property Tax
$9,709
Tax Year 2025
Assessed Value
$838,400
Facts & Features
Home Facts
Type
Residential Income
Style
3 Family
Year Built
1915
Living Area
3,672 sq ft
Lot Size
0.09 acres
Bedrooms
6
Full Baths
3
Total Rooms
15
Investment Metrics
Units
3
Unit 1 Rent
— · N
Unit 2 Rent
— · N
Unit 3 Rent
— · N
Interior
Heating
Forced Air, Natural Gas
Cooling
None
Flooring
Varies, Hardwood, Tile
Appliances
None
Fireplace
None
Basement
Full, Interior Entry, Concrete, Unfinished
Laundry
None
Features
Pantry, Bathroom With Shower Stall, Bathroom With Tub & Shower, Living Room, Dining Room, Kitchen, Laundry Room
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
Fenced/enclosed
Patio/Porch
Porch, Deck - Wood
Parking
Features
None
Utilities
Electric
Circuit Breakers, Individually Metered
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range
Financial
Annual Tax
$9,709
Assessed Value
$838,400
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Seller Disclosures
Property To Be Sold In As-is, As-seen Condition. Sold With Contents/debris. Some Items May Be Removed At Owners Discretion. City Water Has Been Turned Off At The Street. Subject To A First Right Of Refusal. Ask Broker. Subject To Receiving A License To Sell From Suffolk County Probate Court.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Dark Blue
Sq Ft Source
Public Record
Documents
None
County
Suffolk
Total market time (incl. prior listings)
187 days
Property Overview
Property Type
3 Family
Listing Type
Sale Pending
Year Built
1915
Bedrooms
6
Full Bathrooms
3
Living Area
3,672 sq ft
Total Rooms
15
Stories
3
Levels
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
3,672 sq ft above grade
Display Options
Outdoor Areas
Patio & porchPorch, Deck - Wood
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Varies, Hardwood, Tile
Appliances:
None
Interior Features:
Pantry, Bathroom with Shower Stall, Bathroom With Tub & Shower, Living Room, Dining Room, Kitchen, Laundry Room
Windows:
Basement:
Full, Interior Entry, Concrete, Unfinished
Laundry:
Security:
Construction & Materials
Year Built:
1915
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stone
Stories:
3
Heating, Cooling & Utilities
Heating:
Forced Air, Natural Gas
Heating Zones:
3
Cooling:
None
Hot Water:
Natural Gas, Tank
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Porch, Deck - Wood
Fencing:
Fenced/Enclosed
Other Structures:
Lot Features:
Road Surface:
Paved
Parking & Garage
Parking Features:
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$809
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
12 Spencer St, Boston MA 02124
Boston, MA 02124
Listing Information
Listing Agent
Robert Chestnut
Listing Office
Keller Williams Realty
Office Phone
508-238-5000
Agent MLS ID
BB910138
Office MLS ID
BB4624
Listing Data Updated
Aug 3, 2026 9:54 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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