12 School St., Holyoke MA 01040
Holyoke, MA 01040
$389,900
Est. $2,477/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
This newly renovated two family home is perfect for the owner occupier or an investor. With two vacant units, set your own rent and choose your new tenants. With new plumbing, electrical, hvac, kitchens, baths and more. These units are ready to be moved right into. The first floor features 5 rooms to be used as 2-3 bedrooms. The kitchen is crisp and modern with new white cabinets, stone counters, and provides range and fridge. The kitchen also features all the connections in place for a stackable washer/dryer. The bathrooms have been remodeled with gorgeous tiles walls, .The second floor has the same layout with the bonus of the private front porch, and 3 additional rooms on the 3rd floor. This unit could be used as a 3-5 bedroom apartment. All this and private parking! Available for immediate showings.
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Recently Sold Nearby
Price & Status History
Market Insights
Property Timeline
Pending Sale
Sep 28, 2026
Offer accepted, sale pending
Listed for Sale
Sep 1, 2026
$389,900
Original listing
Agent: Erin Fontaine Brunelle
Office: Real Broker MA, LLC
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/28/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 09/01/2026 | 🏠 Listed for Sale | $389,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $3,662 | $210,100 |
Financial Details
Annual Property Tax
$3,662
Tax Year 2026
Assessed Value
$210,100
Facts & Features
Central AC
Home Facts
Type
Residential Income
Style
Multi Family
Year Built
1880
Living Area
1,988 sq ft
Lot Size
0.08 acres
Stories
3
Bedrooms
6
Full Baths
2
Total Rooms
13
Investment Metrics
Units
2
Unit 1 Rent
— · N
Unit 2 Rent
— · N
Interior
Heating
Forced Air, Electric
Cooling
Central Air
Flooring
Vinyl
Appliances
Range, Dishwasher, Refrigerator
Fireplace
None
Basement
Full
Laundry
Electric Dryer Hookup, Washer Hookup
Features
Stone/granite/solid Counters, Upgraded Cabinets, Upgraded Countertops, Bathroom With Tub & Shower, Remodeled, Slider, Living Room, Kitchen, Office/den
Exterior
Construction
None
Architecture
None
Roof
Shingle
Features
Rain Gutters
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch, Enclosed
Parking
Features
Off Street
Total Spaces
2
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$3,662
Assessed Value
$210,100
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
green
Sq Ft Source
Public Record
Documents
None
County
Hampden
Total market time (incl. prior listings)
44 days
Property Overview
Property Type
Multi Family
Listing Type
Sale Pending
Year Built
1880
Bedrooms
6
Full Bathrooms
2
Living Area
1,988 sq ft
Total Rooms
13
Stories
3
Levels
3
Floor Layout
Interior Features
Flooring:
Vinyl
Appliances:
Range, Dishwasher, Refrigerator
Interior Features:
Stone/Granite/Solid Counters, Upgraded Cabinets, Upgraded Countertops, Bathroom With Tub & Shower, Remodeled, Slider, Living Room, Kitchen, Office/Den
Windows:
Screens
Basement:
Full
Laundry:
Electric Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Year Built:
1880
Structure Type:
Exterior Materials:
Roof:
Shingle
Foundation:
Stone, Brick/Mortar
Stories:
3
Utilities & Systems
Heating:
Forced Air, Electric
Cooling:
Central Air
Hot Water:
Electric
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Rain Gutters
Patio & Porch:
Porch, Enclosed
Fencing:
Other Structures:
Lot Features:
Corner Lot
Road Surface:
Parking & Garage
Total Parking Spaces:
2
Parking Features:
Off Street
Nearby Schools
School District
Holyoke School District local
F
Where Graduates Go
Class of 2021
36%
attend college
15%
4-Year
21%
2-Year
4%
Out of State
4%
Working
School Safety
2024-25
12.2%
Above Average
9.6%
Suspensions
2.7%
In-School
2.6%
Emergency
6.7% above state avg
Elementary Schools
10 schools
Mater Dolorosa School
0.5 mi
Grades PK-08
First Lutheran School
1.0 mi
Grades PK-08
Center School/Crisis Interv & Assessment
1.3 mi
Grades PK-12
Blessed Sacrament School
1.4 mi
Grades PK-08
C-
Holyoke Community Charter School
1.9 mi
|
#301 of 352
|
Score: 31.6
Improved 1 spots from last year
-26.6 below state avg
687 students
Less Diverse
Grades K-08
F
H.B. Lawrence School
0.6 mi
|
#820 of 825
|
Score: 24.4
Improved 16 spots from last year
-33.8 below state avg
263 students
Moderate
Grades PK-05
F
Kelly Elementary School
1.1 mi
|
#804 of 825
|
Score: 27.4
Improved 30 spots from last year
-30.8 below state avg
482 students
Less Diverse
Rising School
Grades PK-05
C
E.N. White Elementary School
1.1 mi
|
#595 of 825
|
Score: 40.9
Improved 153 spots from last year
-17.3 below state avg
452 students
Moderate
Rising School
Grades PK-05
F
Morgan Full Service Community School
1.2 mi
|
#816 of 825
|
Score: 24.9
Improved 15 spots from last year
-33.3 below state avg
333 students
Moderate
Grades PK-05
D
Lt. Elmer J. McMahon Elementary School
2.5 mi
|
#758 of 825
|
Score: 31.9
Dropped 13 spots from last year
-26.3 below state avg
282 students
Moderate
Grades PK-05
Middle Schools
2 schools
Dr. William R. Peck Middle School
1.1 mi
501 students
Moderate
Grades 06-08
F
Lt. Clayre Sullivan Elementary School
1.5 mi
|
#345 of 352
|
Score: 24.5
Improved 22 spots from last year
-33.7 below state avg
429 students
Less Diverse
Rising School
Grades 06-08
High Schools
4 schools
LightHouse Holyoke
0.9 mi
Grades 06-12
D
Holyoke High School
0.9 mi
|
#317 of 346
|
Score: 34.1
Improved 40 spots from last year
-24.1 below state avg
1,485 students
Less Diverse
15 sports
• 722 athletes
Early College Program
Rising School
Career Tech Programs
Strong Athletics
Grades 09-12
F
Opportunity Academy at Metcalf
1.4 mi
|
#335 of 346
|
Score: 22.7
Improved 49 spots from last year
-35.5 below state avg
213 students
Moderate
Rising School
Grades 09-12
B+
Gateway to College at Holyoke Community College
2.1 mi
|
#130 of 346
|
Score: 74.1
Same rank as last year
28 students
Moderate
College Ready Curriculum
Strong Attendance
Grades 09-12
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Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$305
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
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$0
Total interest paid
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Rate Impact
-0.5% Rate
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Current Rate
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+0.5% Rate
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
12 School St., Holyoke MA 01040
Holyoke, MA 01040
Listing Information
Listing Agent
Erin Fontaine Brunelle
Listing Office
Real Broker MA, LLC
Office Phone
855-450-0442
Agent MLS ID
K8001809
Office MLS ID
AN4866
Listing Data Updated
Oct 15, 2026 12:27 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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