12 Chrome St, Worcester MA 01604
Worcester, MA 01604
$479,000
Est. $3,093/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Great opportunity for investors or owner-occupants alike! This vacant two-family property offers two 2-bedroom, 1-bath units, each featuring its own in-unit laundry. Recent improvements include ductless mini-split systems, on demand hot water tanks along with cosmetic updates, including the removal of wood paneling and fresh paint, creating a refreshed feel throughout. Additional highlights include ample off-street driveway parking and a garage offering valuable extra storage space. With both units vacant and ready for occupancy, this property presents an excellent opportunity to establish new tenancies or explore owner-occupied living. Conveniently located in Worcester with access to shopping, public transportation, and major routes. Don't miss the potential this two-family property has to offer!
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Recently Sold Nearby
Price & Status History
Property Timeline
Listed for Sale
Oct 16, 2026
$479,000
Original listing
Office: The DiRoberto Group Inc.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/16/2026 | 🏠 Listed for Sale | $479,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $5,648 | $425,300 |
Financial Details
Annual Property Tax
$5,648
Tax Year 2026
Assessed Value
$425,300
Facts & Features
1 Car Garage
Home Facts
Type
Residential Income
Style
Multi Family
Year Built
1890
Living Area
1,688 sq ft
Lot Size
0.10 acres
Stories
2
Bedrooms
4
Full Baths
2
Total Rooms
8
Investment Metrics
Units
2
Unit 1 Rent
— · N
Unit 2 Rent
— · N
Interior
Heating
Baseboard, Natural Gas, Ductless
Cooling
Ductless
Flooring
Wood, Hardwood
Appliances
Range, Refrigerator, Washer, Dryer, Energy Star Qualified Refrigerator, Instant Hot Water
Fireplace
None
Basement
Walk-out Access
Laundry
None
Features
Stone/granite/solid Counters, Bathroom With Tub & Shower, Living Room, Dining Room, Kitchen
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Garage Spaces
1
Has Garage
Yes
Features
Paved Drive
Total Spaces
5
Utilities
Electric
Circuit Breakers, 200+ Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$5,648
Assessed Value
$425,300
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
Contract
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Worcester
Property Overview
Property Type
Multi Family
Listing Type
For Sale
Year Built
1890
Bedrooms
4
Full Bathrooms
2
Living Area
1,688 sq ft
Total Rooms
8
Stories
2
Levels
2
Floor Layout
Interior Features
Flooring:
Wood, Hardwood
Appliances:
Range, Refrigerator, Washer, Dryer, ENERGY STAR Qualified Refrigerator, Instant Hot Water
Interior Features:
Stone/Granite/Solid Counters, Bathroom With Tub & Shower, Living Room, Dining Room, Kitchen
Windows:
Insulated Windows
Basement:
Walk-Out Access
Laundry:
Security:
Construction & Materials
Year Built:
1890
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stone
Stories:
2
Utilities & Systems
Heating:
Baseboard, Natural Gas, Ductless
Cooling:
Ductless
Hot Water:
Natural Gas, Tankless
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Garage Spaces:
1
Total Parking Spaces:
5
Parking Features:
Paved Drive
Nearby Schools
School District
Worcester School District local
C-
Where Graduates Go
Class of 2021
51%
attend college
35%
4-Year
16%
2-Year
4%
Out of State
4%
Working
School Safety
2024-25
4.1%
Above Average
3.3%
Suspensions
1.7%
In-School
0.8%
Emergency
1.4% below state avg
Elementary Schools
10 schools
F
Worcester Cultural Academy Charter Public School
0.1 mi
|
#790 of 825
|
Score: 29.4
Improved 45 spots from last year
-28.8 below state avg
230 students
Diverse
Rising School
Diverse Student Body
Grades K-06
F
Grafton Street School
0.2 mi
|
#796 of 825
|
Score: 28.9
Improved 3 spots from last year
-29.3 below state avg
438 students
Diverse
Diverse Student Body
Grades K-06
F
Union Hill School
0.5 mi
|
#815 of 825
|
Score: 25.0
Dropped 19 spots from last year
-33.2 below state avg
383 students
Diverse
Grades K-06
F
City View School
0.7 mi
|
#809 of 825
|
Score: 26.0
Dropped 76 spots from last year
-32.2 below state avg
440 students
Diverse
Diverse Student Body
Grades PK-06
C-
Learning First Charter Public School
0.8 mi
|
#292 of 352
|
Score: 32.3
Improved 40 spots from last year
-25.9 below state avg
666 students
Diverse
Rising School
Grades K-08
Venerini Academy
1.0 mi
Grades PK-08
C-
Belmont Street Community School
1.0 mi
|
#723 of 825
|
Score: 34.2
Dropped 114 spots from last year
-24 below state avg
605 students
Diverse
Diverse Student Body
Grades PK-06
D
Vernon Hill School
1.1 mi
|
#786 of 825
|
Score: 29.6
Dropped 43 spots from last year
-28.6 below state avg
535 students
Diverse
Diverse Student Body
Grades PK-06
C-
Jacob Hiatt Magnet School
1.4 mi
|
#693 of 825
|
Score: 36.3
Dropped 138 spots from last year
-21.9 below state avg
362 students
Diverse
Diverse Student Body
Grades PK-06
F
Chandler Elementary Community School
1.4 mi
|
#807 of 825
|
Score: 26.6
Dropped 61 spots from last year
-31.6 below state avg
412 students
Diverse
Diverse Student Body
Grades K-06
Middle Schools
6 schools
The Nativity School of Worcester
1.4 mi
Grades 05-08
Worcester SDA School
3.9 mi
Grades 01-08
C-
Worcester East Middle School
0.3 mi
|
#302 of 352
|
Score: 31.5
Improved 51 spots from last year
-26.7 below state avg
781 students
Diverse
Rising School
Diverse Student Body
Grades 06-08
C+
Forest Grove Middle School
2.6 mi
|
#230 of 352
|
Score: 38.2
Improved 90 spots from last year
-20 below state avg
938 students
Diverse
Rising School
Diverse Student Body
Grades 07-08
C+
Burncoat Middle School
2.8 mi
|
#231 of 352
|
Score: 38.0
Improved 50 spots from last year
-20.2 below state avg
679 students
Diverse
Rising School
Diverse Student Body
Grades 07-08
B
Sullivan Middle School
4.0 mi
|
#156 of 352
|
Score: 44.0
Improved 29 spots from last year
-14.2 below state avg
954 students
Diverse
Rising School
Diverse Student Body
Grades 06-08
High Schools
10 schools
Worcester Academy
0.5 mi
Grades 06-12
Saint Paul Diocesan Junior/Senior High School
1.0 mi
Grades 07-12
Worcester Alternative High School
1.6 mi
36 students
Diverse
Diverse Student Body
Grades 07-12
B+
Claremont Academy
1.7 mi
|
#9 of 25
|
Score: 37.3
Improved 317 spots from last year
-20.9 below state avg
451 students
Moderate
10 sports
• 216 athletes
Early College Program
Rising School
College Ready Curriculum
Grades 07-12
C-
University Park Campus School
2.2 mi
|
#286 of 346
|
Score: 42.8
Dropped 9 spots from last year
-15.4 below state avg
224 students
Diverse
Early College Program
College Ready Curriculum
Grades 07-12
Notre Dame Academy
2.8 mi
Grades 07-12
C-
North High School
1.0 mi
|
#299 of 346
|
Score: 38.8
Improved 28 spots from last year
-19.4 below state avg
1,377 students
Diverse
14 sports
• 498 athletes
Early College Program
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
C+
Worcester Technical High School
1.5 mi
|
#223 of 346
|
Score: 50.1
Improved 43 spots from last year
-8.1 below state avg
1,409 students
Diverse
19 sports
• 1,016 athletes
Early College Program
High Graduation Rate
Rising School
Career Tech Programs
Grades 09-12
A+
Massachusetts Academy of Math and Science at WPI
1.6 mi
|
#2 of 346
|
Score: 91.7
Same rank as last year
98 students
Moderate
Strong AP Program
College Ready Curriculum
Strong Attendance
Grades 11-12
B-
Doherty Memorial High School
2.0 mi
|
#199 of 346
|
Score: 52.3
Improved 22 spots from last year
-5.9 below state avg
1,756 students
Very Diverse
19 sports
• 1,302 athletes
Early College Program
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
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Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$471
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
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+0.5% Rate
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Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location
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Neighborhood
12 Chrome St, Worcester MA 01604
Worcester, MA 01604
Listing Information
Listing Agent
Stephen Minor
Listing Office
The DiRoberto Group Inc.
Office Phone
508-579-8983
Agent MLS ID
CN207605
Office MLS ID
AN8053
Listing Data Updated
Oct 16, 2026 3:30 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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