12 Chester St, Chicopee MA 01013

Chicopee, MA 01013
$349,900
Est. $2,343/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

Adjust the payment calculator
5
Beds
2
Baths
2,052
Sq Ft
$171
Price/Sq Ft
0.24
Acres
1920
Year Built
2
Garage Spaces
New today
Time on Market
For Sale Listed Oct 12, 2026 • MLS# 73589671 Copied! • Updated Oct 12, 2026

Track this home for price, status, and open-house alerts.

About this home

Renovated and well-maintained two-family home, ideal for owner-occupants or investors looking to expand their portfolio! Both units feature updated eat-in kitchens, spacious updated bathrooms, private laundry areas with additional storage potential, and hardwood floors in all the bedrooms. The first-floor unit offers 5 rooms, 2 bedrooms, and 1 bath and is vacant, move-in ready, and perfect for an owner-occupant or immediate rental. The second-floor unit features 6 rooms, 3 bedrooms, and 1 bath with a long-term tenant in place. Recent updates include a newer roof, vinyl siding, replacement windows, updated plumbing, circuit breakers, and gas heat. The clean basement houses two newer electric water heaters and a newer gas boiler. Situated on a large lot with a storage shed and a 2-car garage, this property offers excellent space, versatility, and income potential. Conveniently located with easy access to major highways, this is an opportunity you won't want to miss!

BMN Estimate

Get the number an algorithm can't give you

A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.

Recently Sold Nearby

Price & Status History

Property Timeline

🏠
Listed for Sale
Oct 12, 2026
$349,900
Original listing
Agent: Lisa White Office: Coldwell Banker Realty - Western MA

Tax History

Year Taxes Assessment
2026 $4,481 $294,000

Financial Details

Annual Property Tax
$4,481
Tax Year 2026
Assessed Value
$294,000

Facts & Features

2 Car Garage

Home Facts

Type Residential Income
Style Multi Family
Year Built 1920
Living Area 2,052 sq ft
Lot Size 0.24 acres
Stories 2
Bedrooms 5
Full Baths 2
Total Rooms 11

Investment Metrics

Units 2
Unit 1 Rent — · N
Unit 2 Rent $1,325/mo · Y
Total Monthly Rent $1,325/mo
Gross Income $15,900
Net Operating Income $11,238
Operating Expenses $4,662
Water/Sewer Expense $831
Electric Expense $196
Insurance Expense $2,018
Cap Rate 3.21%
Heating Natural Gas
Cooling None
Flooring None
Appliances Range, Refrigerator
Fireplace None
Basement Full
Laundry Electric Dryer Hookup, Washer Hookup
Features Living Room, Kitchen, Laundry Room
Construction None
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Garage Spaces 2
Has Garage Yes
Features Off Street, Paved
Total Spaces 5
Electric Circuit Breakers, 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup

Financial

Annual Tax $4,481
Assessed Value $294,000
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Buyer To Perform Due Diligence. Floor Plans Are Approx And Were Done Using Cubicasa
Possession None
Accepted Financing None
Structure Type []
House Color Beige
Sq Ft Source Public Record
Documents None
County Hampden

Property Overview

Property Type
Multi Family
Listing Type
For Sale
Year Built
1920
Bedrooms
5
Full Bathrooms
2
Living Area
2,052 sq ft
Total Rooms
11
Stories
2
Levels
2

Floor Layout

Interior Features

Flooring:
Appliances: Range, Refrigerator
Interior Features: Living Room, Kitchen, Laundry Room
Windows: Insulated Windows
Basement: Full
Laundry: Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Year Built: 1920
Structure Type:
Exterior Materials:
Roof: Shingle
Foundation: Brick/Mortar
Stories: 2

Utilities & Systems

Heating: Natural Gas
Cooling: None
Hot Water: Electric
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures: Shed(s)
Lot Features: Corner Lot, Level
Road Surface:

Parking & Garage

Garage Spaces: 2
Total Parking Spaces: 5
Parking Features: Off Street, Paved
School District
Chicopee School District local
C-
⚠ School Safety 2024-25
4.1% Above Average
4.0% Suspensions 2.4% In-School 0.1% Emergency
↓ 1.4% below state avg
E

Elementary Schools

10 schools
St. Joan of Arc School
1.2 mi
Grades PK-08
St. Stanislaus School
1.2 mi
Grades PK-08
Valley West School
2.0 mi
Grades K-12
Springdale Education Center School
3.5 mi
Grades K-12
The Center School
3.5 mi
Grades PK-12
B-
Gen. John J Stefanik School
0.5 mi | #440 of 825 | Score: 46.4
Improved 102 spots from last year
-11.8 below state avg
384 students Diverse
Rising School
Grades PK-05
Szetela Early Childhood Center
0.6 mi
231 students Diverse
Diverse Student Body
Grades PK
C+
Bowe School
1.3 mi | #575 of 825 | Score: 41.9
Improved 187 spots from last year
-16.3 below state avg
425 students Diverse
Rising School
Grades K-05
C+
Barry School
1.4 mi | #539 of 825 | Score: 43.4
Improved 156 spots from last year
-14.8 below state avg
331 students Diverse
Rising School Diverse Student Body Strong Attendance
Grades K-05
C
Lambert-Lavoie Memorial Elementary School
1.5 mi | #631 of 825 | Score: 39.2
Dropped 55 spots from last year
-19 below state avg
263 students Diverse
Diverse Student Body
Grades PK-05
M

Middle Schools

2 schools
C
Dupont Middle School
1.4 mi | #263 of 352 | Score: 35.5
Dropped 24 spots from last year
-22.8 below state avg
684 students Diverse
Diverse Student Body
Grades 06-08
C
Bellamy Middle School
2.6 mi | #254 of 352 | Score: 35.9
Dropped 8 spots from last year
-22.3 below state avg
766 students Diverse
Grades 06-08
H

High Schools

4 schools
B+
Chicopee Academy
3.8 mi | #148 of 346 | Score: 72.4
Same rank as last year
67 students Diverse
Grades 06-12
C-
Chicopee High School
1.6 mi | #294 of 346 | Score: 41.0
Improved 39 spots from last year
-17.3 below state avg
913 students Diverse
17 sports • 1,102 athletes
Rising School Strong Athletics Diverse Student Body
Grades 09-12
C
Chicopee Comprehensive High School
1.7 mi | #258 of 346 | Score: 46.5
Dropped 23 spots from last year
-11.7 below state avg
1,162 students Diverse
High Graduation Rate Career Tech Programs
Grades 09-12
Sunshine Village
5.0 mi
Grades 11-12
Learn about these ratings

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $373
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

Loading map...

Neighborhood

12 Chester St, Chicopee MA 01013

Chicopee, MA 01013

Listing Information

Listing Agent Lisa White
Listing Office Coldwell Banker Realty - Western MA
Office Phone 413-567-8931
Agent MLS ID K9502690
Office MLS ID AN7885
Listing Data Updated Oct 12, 2026 4:33 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

BMN Boston Real Estate
BMN Boston Real Estate
BMN Boston Powered by SERHANT
Ask about this property — free, no obligation.

Similar Homes for Sale

Comparable Properties

Customize Comparable Search

Finding comparable properties...

Market Analytics for Chicopee, MA

Real-time market trends and pricing data for this area

Loading market insights for Chicopee.