112 Marshall St, Fitchburg MA 01420

Fitchburg, MA 01420
$395,000
Est. $2,599/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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4
Beds
2
Baths
1,725
Sq Ft
$229
Price/Sq Ft
0.09
Acres
1900
Year Built
1
Garage Space
6 hours 41 minutes
Time on Market
For Sale Open House Listed Oct 5, 2026 • MLS# 73586817 Copied! • Updated Oct 5, 2026

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Open House Schedule

10
Oct
Saturday, October 10
1:00 PM - 2:30 PM EDT
11
Oct
Sunday, October 11
1:00 PM - 2:00 PM EDT

About this home

Outstanding value in Fitchburg! This extensively improved two-family offers a flexible layout for an owner-occupant or investor. The upper residence is a spacious three-bedroom townhouse-style unit spanning the second and third floors, while the renovated lower level features a separate one-bedroom apartment.Substantial improvements were completed in 2023, including a new water service line, new hot water heaters, laundry hookups, upgraded electrical panels, upgraded electrical within Unit 1, and kitchen, bathroom and plumbing renovations. The seller reports that permits were obtained for the completed work and supporting records are available. Additional features include a slate roof, off-street parking and long-term tenants providing established rental income. Conveniently located near Fitchburg State University, the commuter rail, downtown amenities and major routes. Strategically priced to stand out among the current two-family inventory, don’t miss this opportunity!

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Oct 5, 2026
$395,000
Original listing
Agent: Jose Frias Office: Realty ONE Group Nest

Tax History

Year Taxes Assessment
2026 $4,818 $362,500

Financial Details

Annual Property Tax
$4,818
Tax Year 2026
Assessed Value
$362,500

Facts & Features

1 Car Garage

Home Facts

Type Residential Income
Style Multi Family
Year Built 1900
Living Area 1,725 sq ft
Lot Size 0.09 acres
Stories 3
Bedrooms 4
Full Baths 2
Total Rooms 10

Investment Metrics

Units 2
Unit 1 Rent $1,500/mo · Y
Unit 2 Rent $1,900/mo · N
Total Monthly Rent $3,400/mo
Gross Income $40,800
Net Operating Income $40,800
Cap Rate 10.33%
Heating Forced Air, Natural Gas
Cooling None
Flooring Wood, Tile, Vinyl, Carpet
Appliances Range, Microwave, Refrigerator
Fireplace None
Basement Partial
Laundry Washer & Dryer Hookup
Features Open Floorplan, Ceiling Fan(s), Kitchen, Laundry Room, Living Rm/dining Rm Combo, Living Room, Dining Room
Construction Frame
Architecture None
Roof None
Features None
Pool None
Spa None
Fencing None
Patio/Porch Porch
Garage Spaces 1
Has Garage Yes
Features Off Street
Total Spaces 3
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range

Financial

Annual Tax $4,818
Assessed Value $362,500
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Property Is Subject To An Existing Right Of Way Over A Ten-foot-wide Strip Of Land At The Westerly End Of The Property. Buyer And Buyer’s Attorney To Verify Its Location, Scope, Use And Maintenance Obligations.
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Worcester

Property Overview

Property Type
Multi Family
Listing Type
For Sale
Year Built
1900
Bedrooms
4
Full Bathrooms
2
Living Area
1,725 sq ft
Total Rooms
10
Stories
3
Levels
3

Floor Layout

Interior Features

Flooring: Wood, Tile, Vinyl, Carpet
Appliances: Range, Microwave, Refrigerator
Interior Features: Open Floorplan, Ceiling Fan(s), Kitchen, Laundry Room, Living RM/Dining RM Combo, Living Room, Dining Room
Windows:
Basement: Partial
Laundry: Washer & Dryer Hookup
Security:

Construction & Materials

Year Built: 1900
Structure Type:
Exterior Materials: Frame
Roof:
Foundation: Stone
Stories: 3

Heating, Cooling & Utilities

Heating: Forced Air, Natural Gas
Cooling:
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Porch
Fencing:
Other Structures:
Lot Features: Sloped
Road Surface:

Parking & Garage

Garage Spaces: 1
Total Parking Spaces: 3
Parking Features: Off Street

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $402
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

112 Marshall St, Fitchburg MA 01420

Fitchburg, MA 01420

Listing Information

Listing Agent Jose Frias
Listing Office Realty ONE Group Nest
Office Phone 978-655-1385
Agent MLS ID CN207589
Office MLS ID AN7014
Listing Data Updated Oct 5, 2026 6:21 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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