1095 Main Street, Holyoke MA 01040

Holyoke, MA 01040 • Ingleside
$295,000
Est. $2,123/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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5
Beds
1.5
Baths
2,118
Sq Ft
$139
Price/Sq Ft
0.23
Acres
1900
Year Built
6
Parking
1
Day on Market
For Sale Listed Nov 9, 2026 • MLS# 73600235 Copied! • Updated Nov 10, 2026

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About this home

Well maintained and interesting 9 room/up to 5 bedroom Colonial Home in long settled & desirable Ingleside neighborhood has a 2-Family classification but has been used as a Single Family. Features all comfortable room sizes, open 1st floor plan, modern kitchen & baths and 2nd level laundry. Also newer roof, vinyl siding, all replacement windows, updated efficient natural gas furnace & water heater, rear open decks off each level, brand new (October, 2026/apo) front porches, outdoor yard patio & open wood deck, big storage shed, double width paved driveway off Peltiah Street and includes extra side corner lot (about 5,025 s.f.) for additional yard space. Could be readily returned to 2-Family use with rental income potential as well with minor modifications -- see same address 2-Family MLS listing #73600236. Terrific location on main city street with convenient access to all area amenities, surrounding communities and major highways including Routes 5, 391, 91 & 90 (Mass Pike). All room sizes shown are approximate. Assessment, tax, lot size & frontage shown are combined totals from both parcels. Realistic price & available immediately. Please read all disclosures. Thank you.

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Recently Sold Nearby

Price & Status History

Property Timeline

🏠
Listed for Sale
Nov 9, 2026
$295,000
Original listing
Agent: Charles Davignon Office: Charles J Davignon Real Estate Agency

Tax History

Year Taxes Assessment
2026 $5,175 $296,900

Financial Details

Annual Property Tax
$5,175
Tax Year 2026
Assessed Value
$296,900

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1900
Living Area 2,118 sq ft
Lot Size 0.23 acres
Bedrooms 5
Full Baths 1
Half Baths 1
Total Rooms 9

Interior

Heating Central, Forced Air, Natural Gas
Cooling None
Flooring Wood, Tile, Vinyl, Carpet, Laminate
Appliances Gas Water Heater, Water Heater, Range, Disposal, Refrigerator
Fireplace None
Basement Partial, Interior Entry, Sump Pump, Concrete
Laundry Flooring - Vinyl, Electric Dryer Hookup, Washer Hookup, Sink, Second Floor
Features Entrance Foyer, Walk-up Attic

Exterior

Construction Frame
Architecture Colonial
Roof Shingle
Features Porch, Deck - Wood, Patio, Rain Gutters, Storage, Screens, Fenced Yard, Stone Wall
Pool None
Spa None
Fencing Fenced/enclosed, Fenced
Patio/Porch Porch, Deck - Wood, Patio
Features Paved Drive, Off Street, Tandem, Paved
Total Spaces 6
Electric Circuit Breakers, 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Electric Dryer, Washer Hookup
Annual Tax $5,175
Assessed Value $296,900
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint Unknown
Seller Disclosures Classified As 2family But Now Used As Single & May Require City Re-classification For Single Family Financing. Has Separate 1st & 2nd Fl. Electric Meters. Sale Includes Side Lot Classified Undevelopable. Seller Makes No Representations As To Any Approved Current Or Future Uses Of Entire Property.
Possession None
Accepted Financing None
Structure Type []
House Color Gold
Sq Ft Source Public Record
Sq Ft Disclosures Classified as 2-Family but now used as Single. GLA includes about 223 sf of 2 finished attic rooms.
Documents None
County Hampden
Total market time (incl. prior listings) 1 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1900
Bedrooms
5
Full Bathrooms
1
Half Bathrooms
1
Living Area
2,118 sq ft
Total Rooms
9

Floor Layout

Interior Features

Flooring: Wood, Tile, Vinyl, Carpet, Laminate
Appliances: Gas Water Heater, Water Heater, Range, Disposal, Refrigerator
Interior Features: Entrance Foyer, Walk-up Attic
Windows: Insulated Windows, Screens
Basement: Partial, Interior Entry, Sump Pump, Concrete
Laundry: Flooring - Vinyl, Electric Dryer Hookup, Washer Hookup, Sink, Second Floor
Security:

Construction & Materials

Style: Colonial
Year Built: 1900
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone, Brick/Mortar

Utilities & Systems

Heating: Central, Forced Air, Natural Gas
Heating Zones: 1
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Deck - Wood, Patio, Rain Gutters, Storage, Screens, Fenced Yard, Stone Wall
Patio & Porch: Porch, Deck - Wood, Patio
Fencing: Fenced/Enclosed, Fenced
Other Structures:
Lot Features: Corner Lot, Gentle Sloping
Road Frontage: 100.00 ft
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 6
Parking Features: Paved Drive, Off Street, Tandem, Paved

Nearby Schools

School information not available for this location.

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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $431
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

Ingleside

1095 Main Street, Holyoke MA 01040

Holyoke, MA 01040

Listing Information

Listing Agent Charles Davignon
Listing Office Charles J Davignon Real Estate Agency
Office Phone 413-532-4200
Agent MLS ID J0000997
Office MLS ID J61900
Listing Data Updated Nov 10, 2026 3:30 AM EST
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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