1095 Main Street, Holyoke MA 01040

Holyoke, MA 01040 • Ingleside
$295,000
Est. $2,123/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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4
Beds
1.5
Baths
2,118
Sq Ft
$139
Price/Sq Ft
0.23
Acres
1900
Year Built
6
Parking
1
Day on Market
For Sale Listed Nov 9, 2026 • MLS# 73600236 Copied! • Updated Nov 9, 2026

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About this home

Interesting & unusual Classified 2-Family now being used as big Single Family (see SF MLS # 73600235) but can be readily modified & separated back to a 4 rm/1 bdrm unit on 1st floor and 5 rm/3 bdrm unit on 2nd & 3rd levels. Both separate means of egress & electric meter services already in place. Overall in very good condition with newer roof, vinyl siding, all replacement windows, modern kitchen & baths, updated common gas hot air furnace & water heater, new (October, 2026/apo) front porches, open rear & yard wood decks, double width paved driveway, storage shed & also side 5,025+/- s.f. fenced corner lot is included. Offers good rental income potential for owner occupied or investor purchase. Terrific location in long settled Ingleside neighborhood on convenient main city street with close & ready access to all area amenities, surrounding communities and major highways including Routes 5, 391, 91 & 90 (Mass Pike). Realistic price & available immediately! Great find & opportunity but Seller makes no representations as to any approved current or future potential uses. Please read all disclosures. Thank you.

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Recently Sold Nearby

Price & Status History

Property Timeline

🏠
Listed for Sale
Nov 9, 2026
$295,000
Original listing
Agent: Charles Davignon Office: Charles J Davignon Real Estate Agency

Tax History

Year Taxes Assessment
2026 $5,175 $296,900

Financial Details

Annual Property Tax
$5,175
Tax Year 2026
Assessed Value
$296,900

Facts & Features

Home Facts

Type Residential Income
Style Multi Family
Year Built 1900
Living Area 2,118 sq ft
Lot Size 0.23 acres
Stories 3
Bedrooms 4
Full Baths 1
Half Baths 1
Total Rooms 9

Investment Metrics

Units 2
Unit 1 Rent — · N
Unit 2 Rent — · N
Heating Central, Forced Air, Natural Gas, Common, Pellet Stove
Cooling None
Flooring Wood, Tile, Vinyl, Carpet, Varies, Laminate, Stone/ceramic Tile
Appliances None, Range, Disposal, Refrigerator
Fireplace None
Basement Partial, Interior Entry, Sump Pump, Concrete
Laundry Electric Dryer Hookup, Washer Hookup
Features Ceiling Fan(s), Open Floorplan, Slider, Floored Attic, Walk-up Attic, Heated Attic, Bathroom With Tub & Shower, Living Room, Dining Room, Kitchen, Laundry Room
Construction Frame
Architecture None
Roof Shingle
Features Rain Gutters, Stone Wall
Pool None
Spa None
Fencing Fenced/enclosed, Fenced
Patio/Porch Porch, Deck - Wood, Patio
Features Paved Drive, Off Street, Tandem, Common, Paved
Total Spaces 6
Electric Circuit Breakers, 100 Amp Service, Individually Metered
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Electric Dryer, Washer Hookup

Financial

Annual Tax $5,175
Assessed Value $296,900
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Sale Includes Both Lots 59 & 60. Assessment, Tax, Frontage & Lot Size Shown Include Both Parcels. Currently Used As Single Family & Will Need Some Modification Back To 2-family Use. Side Lot Now Classified Undevelopable & Seller Makes No Representation As To Any Current Or Future Status Otherwise.
Possession None
Accepted Financing None
Structure Type []
House Color Gold
Sq Ft Source Public Record
Sq Ft Disclosures GLA shown includes 223+/- sf 2 finished attic bedrooms. 1st fl unit now only has 1/2 bath.
Documents None
County Hampden

Property Overview

Property Type
Multi Family
Listing Type
For Sale
Year Built
1900
Bedrooms
4
Full Bathrooms
1
Half Bathrooms
1
Living Area
2,118 sq ft
Total Rooms
9
Stories
3
Levels
3

Floor Layout

Interior Features

Flooring: Wood, Tile, Vinyl, Carpet, Varies, Laminate, Stone/Ceramic Tile
Appliances: None, Range, Disposal, Refrigerator
Interior Features: Ceiling Fan(s), Open Floorplan, Slider, Floored Attic, Walk-Up Attic, Heated Attic, Bathroom With Tub & Shower, Living Room, Dining Room, Kitchen, Laundry Room
Windows: Insulated Windows, Screens
Basement: Partial, Interior Entry, Sump Pump, Concrete
Laundry: Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Year Built: 1900
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone, Brick/Mortar
Stories: 3

Utilities & Systems

Heating: Central, Forced Air, Natural Gas, Common, Pellet Stove
Heating Zones: 1
Cooling: None
Hot Water: Natural Gas, Tank
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Rain Gutters, Stone Wall
Patio & Porch: Porch, Deck - Wood, Patio
Fencing: Fenced/Enclosed, Fenced
Other Structures:
Lot Features: Corner Lot, Cleared, Gentle Sloping
Road Frontage: 100.00 ft
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 6
Parking Features: Paved Drive, Off Street, Tandem, Common, Paved

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
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Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $431
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

Ingleside

1095 Main Street, Holyoke MA 01040

Holyoke, MA 01040

Listing Information

Listing Agent Charles Davignon
Listing Office Charles J Davignon Real Estate Agency
Office Phone 413-532-4200
Agent MLS ID J0000997
Office MLS ID J61900
Listing Data Updated Nov 9, 2026 11:46 PM EST
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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