109 Stephens St. # 109, Chicopee MA 01022
Chicopee, MA 01022
$219,900
Est. $1,885/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Come see this inviting condominium located in desirable area. This well maintained unit has been freshly cleaned from top to bottom and is ready for its new owner to make it their own. Enjoy the added benefits of a in-ground swimming pool and an attractive club house available to rent for parties and special gatherings. A nearby garage with storage and a private patio area add valuable space and convenience. A wonderful opportunity to enjoy comfortable condo living !
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Recently Sold Nearby
Price & Status History
Property Timeline
Listed for Sale
Oct 22, 2026
$219,900
Original listing
Office: Kathy M. Paul Real Estate
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/22/2026 | 🏠 Listed for Sale | $219,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $3,048 | $200,000 |
Financial Details
Annual Property Tax
$3,048
Tax Year 2026
HOA Fee
$319
Monthly
Assessed Value
$200,000
Facts & Features
1 Car Garage
Home Facts
Type
Residential
Style
Condominium
Year Built
1952
Living Area
854 sq ft
Stories
1
Bedrooms
2
Full Baths
1
Total Rooms
4
Interior
Heating
Natural Gas
Cooling
Wall Unit(s)
Flooring
Vinyl, Carpet
Appliances
Range, Disposal, Microwave, Refrigerator, Washer, Dryer
Fireplace
None
Basement
N
Laundry
In Unit
Features
None
Exterior
Construction
None
Architecture
None
Roof
None
Features
Patio, Screens, Rain Gutters
Pool
Association, In Ground
Spa
None
Fencing
None
Patio/Porch
Patio
Parking
Garage Spaces
1
Has Garage
Yes
Features
Detached, Garage Door Opener, Storage, Deeded, Off Street
Total Spaces
2
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range
Financial
Annual Tax
$3,048
Assessed Value
$200,000
HOA & Community
HOA Fee
$319 Monthly
Fee Includes
Water, Sewer, Insurance, Maintenance Structure, Road Maintenance, Snow Removal
Amenities
Pool, Clubroom
Optional Fee Includes
None
Pets
Yes w/ Restrictions
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
["Garden"]
Unit/Building
109
Sq Ft Source
Public Record
Documents
Master Deed, Rules & Regs (2)
County
Hampden
Total market time (incl. prior listings)
1 days
Property Overview
Property Type
Condominium
Listing Type
For Sale
Year Built
1952
Bedrooms
2
Full Bathrooms
1
Living Area
854 sq ft
Total Rooms
4
Stories
1
Entry Level
1
Floor Layout
Interior Features
Flooring:
Vinyl, Carpet
Appliances:
Range, Disposal, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Insulated Windows, Screens
Basement:
N
Laundry:
In Unit
Security:
Construction & Materials
Year Built:
1952
Structure Type:
Garden
Exterior Materials:
Roof:
Foundation:
Stories:
1
Utilities & Systems
Heating:
Natural Gas
Cooling:
Wall Unit(s)
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Thermostat
Exterior & Lot
Exterior Features:
Patio, Screens, Rain Gutters
Patio & Porch:
Patio
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Garage Spaces:
1
Total Parking Spaces:
2
Parking Features:
Detached, Garage Door Opener, Storage, Deeded, Off Street
Nearby Schools
School District
Chicopee School District local
C-
School Safety
2024-25
4.1%
Above Average
4.0%
Suspensions
2.4%
In-School
0.1%
Emergency
1.4% below state avg
Elementary Schools
10 schools
Springdale Education Center School
2.3 mi
Grades K-12
The Center School
2.3 mi
Grades PK-12
St. Joan of Arc School
3.1 mi
Grades PK-08
St. Stanislaus School
4.3 mi
Grades PK-08
Valley West School
4.8 mi
Grades K-12
C-
Fairview Elementary School
1.2 mi
|
#727 of 825
|
Score: 33.8
Dropped 207 spots from last year
-24.4 below state avg
378 students
Diverse
Grades PK-05
C+
Streiber Memorial School
1.4 mi
|
#521 of 825
|
Score: 44.2
Dropped 120 spots from last year
-14 below state avg
223 students
Diverse
Diverse Student Body
Grades K-05
C+
Litwin School
2.4 mi
|
#565 of 825
|
Score: 42.5
Improved 35 spots from last year
-15.7 below state avg
324 students
Diverse
Rising School
Diverse Student Body
Grades 02-05
C
Lambert-Lavoie Memorial Elementary School
2.8 mi
|
#631 of 825
|
Score: 39.2
Dropped 55 spots from last year
-19 below state avg
263 students
Diverse
Diverse Student Body
Grades PK-05
C+
Barry School
3.0 mi
|
#539 of 825
|
Score: 43.4
Improved 156 spots from last year
-14.8 below state avg
331 students
Diverse
Rising School
Diverse Student Body
Strong Attendance
Grades K-05
Middle Schools
2 schools
C
Bellamy Middle School
1.9 mi
|
#254 of 352
|
Score: 35.9
Dropped 8 spots from last year
-22.3 below state avg
766 students
Diverse
Grades 06-08
C
Dupont Middle School
4.3 mi
|
#263 of 352
|
Score: 35.5
Dropped 24 spots from last year
-22.8 below state avg
684 students
Diverse
Diverse Student Body
Grades 06-08
High Schools
4 schools
B+
Chicopee Academy
0.5 mi
|
#148 of 346
|
Score: 72.4
Same rank as last year
67 students
Diverse
Grades 06-12
Sunshine Village
2.5 mi
Grades 11-12
C
Chicopee Comprehensive High School
2.6 mi
|
#258 of 346
|
Score: 46.5
Dropped 23 spots from last year
-11.7 below state avg
1,162 students
Diverse
High Graduation Rate
Career Tech Programs
Grades 09-12
C-
Chicopee High School
4.0 mi
|
#294 of 346
|
Score: 41.0
Improved 39 spots from last year
-17.3 below state avg
913 students
Diverse
17 sports
• 1,102 athletes
Rising School
Strong Athletics
Diverse Student Body
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$254
Homeowners Insurance
$200
HOA Fee
$319/mo
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
109 Stephens St. # 109, Chicopee MA 01022
Chicopee, MA 01022
Listing Information
Listing Agent
Karen Champagne
Listing Office
Kathy M. Paul Real Estate
Office Phone
413-539-5996
Agent MLS ID
M9500964
Office MLS ID
J63000
Listing Data Updated
Oct 22, 2026 5:48 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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