109 Pine Street, Franklin MA 02038

Franklin, MA 02038
$699,900
$629,000
Est. $3,999/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

Adjust the payment calculator
3
Beds
3
Baths
2,137
Sq Ft
$294
Price/Sq Ft
1.13
Acres
1880
Year Built
6
Parking
45
Days on Market
For Sale Price Drop -$70,900 Listed Aug 12, 2026 • MLS# 73562822 Copied! • Updated Sep 27, 2026

Track this home for price, status, and open-house alerts.

About this home

Set gracefully back from the road in a private and picturesque setting, this exceptional antique home beautifully blends timeless character with thoughtful modern updates. The freshly painted interior welcomes you with an open floor plan, featuring an updated kitchen that flows seamlessly into a sun-filled family room with a fireplace and direct access to the inviting wrap-around porch. From the porch, the front entrance opens into a beautiful living room with an elegant coffered ceiling, leading to a formal dining room, while a first-floor office, full bathroom, and convenient laundry area provide exceptional functionality. The second floor offers a spacious primary bedroom with private bath, two additional generously sized bedrooms, and another full bathroom. A separate heated stone outbuilding tucked behind the home offers versatile space for a home office, studio, workshop, or creative retreat. Notable improvements include a gas heating system and central air approximately five years old, roof approximately four years old, siding painted approximately two years ago, and replacement windows. A truly special opportunity to enjoy the charm and architectural character of an antique home while benefiting from many of today’s desired modern comforts.

BMN Estimate

Get the number an algorithm can't give you

A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.

Recently Sold Nearby

Property History

Market Insights

2
Price Changes
10.1%
Price Range

Property Timeline

•
Back On Market
Sep 10, 2026
Active
⏳
Pending Sale
Sep 5, 2026
Offer accepted, sale pending
↓
Price Reduced
Sep 1, 2026
$629,000 $46,000 (-6.81%)
From $675,000 to $629,000 (-6.8%)
↓
Price Reduced
Aug 24, 2026
$675,000 $24,900 (-3.56%)
From $699,900 to $675,000 (-3.6%)
🏠
Listed for Sale
Aug 12, 2026
$699,900
Original listing
Agent: Lisa Paulette Office: Coldwell Banker Realty - Framingham

Tax History

Year Taxes Assessment
2026 $7,424 $650,100

Financial Details

Annual Property Tax
$7,424
Tax Year 2026
Assessed Value
$650,100

Facts & Features

Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 1880
Living Area 2,137 sq ft
Lot Size 1.13 acres
Bedrooms 3
Full Baths 3
Total Rooms 8

Interior

Heating Forced Air, Natural Gas
Cooling Central Air
Flooring Wood, Flooring - Wood, Concrete
Appliances Gas Water Heater, Range, Dishwasher, Microwave, Refrigerator
Fireplace Family Room
Fireplaces 1
Basement Full, Walk-out Access, Interior Entry
Laundry First Floor, Electric Dryer Hookup, Washer Hookup
Features Closet, Lighting - Overhead, Office, High Speed Internet

Exterior

Construction Frame
Architecture Colonial, Antique
Roof Shingle
Features Porch, Guest House, Stone Wall
Pool None
Spa None
Fencing None
Patio/Porch Porch
Features Off Street
Total Spaces 6
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Gas Oven, For Electric Dryer, Washer Hookup
Annual Tax $7,424
Assessed Value $650,100
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint Unknown
Seller Disclosures None
Possession None
Accepted Financing Contract
Structure Type []
House Color Yellow
Sq Ft Source Measured
Documents None
County Norfolk
Total market time (incl. prior listings) 41 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1880
Bedrooms
3
Full Bathrooms
3
Living Area
2,137 sq ft
Total Rooms
8

Floor Layout

Interior Features

Flooring: Wood, Flooring - Wood, Concrete
Appliances: Gas Water Heater, Range, Dishwasher, Microwave, Refrigerator
Interior Features: Closet, Lighting - Overhead, Office, High Speed Internet
Windows: Insulated Windows
Basement: Full, Walk-Out Access, Interior Entry
Laundry: First Floor, Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Style: Colonial, Antique
Year Built: 1880
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone

Heating, Cooling & Utilities

Heating: Forced Air, Natural Gas
Heating Zones: 2
Cooling: Central Air
Cooling Zones: 2
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Guest House, Stone Wall
Patio & Porch: Porch
Fencing:
Other Structures: Workshop, Guest House
Lot Features: Corner Lot, Wooded
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 6
Parking Features: Off Street

Special Features

Fireplaces: 1
Fireplace Type: Family Room
Community Amenities: Public Transportation, Shopping, Park, Walk/Jog Trails, Bike Path, Highway Access, Public School, T-Station, University

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $619
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

Loading map...

Neighborhood

109 Pine Street, Franklin MA 02038

Franklin, MA 02038

Listing Information

Listing Agent Lisa Paulette
Listing Office Coldwell Banker Realty - Framingham
Office Phone 508-872-0084
Agent MLS ID BB801127
Office MLS ID AN6208
Listing Data Updated Sep 27, 2026 8:41 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

BMN Boston Real Estate
BMN Boston Real Estate
BMN Boston Powered by SERHANT
Ask about this property — free, no obligation.

Similar Homes for Sale

Comparable Properties

Customize Comparable Search

Finding comparable properties...

Market Analytics for Franklin, MA

Real-time market trends and pricing data for this area

Loading market insights for Franklin.