104 Narragansett St, Springfield MA 01107
Springfield, MA 01107
$469,000
Est. $2,894/month
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Open House Schedule
30
Aug
Sunday, August 30
11:00 AM - 12:30 PM EDT
About this home
Welcome to 104 Narragansett Street, a spacious two-family property ideally located just steps from Baystate Medical Center. Offering an excellent combination of existing rental income, generous living space, and a highly convenient location, this property presents a unique opportunity for investors or owner-occupants.The first-floor apartment is currently occupied by a long-term tenant paying market rent, providing immediate rental income for the new owner. The expansive upper unit spans the second and third floors and features six generously sized bedrooms. Each level has its own full bathroom, with one located on the second floor and another on the third floor.With bedrooms and living space spread across two floors, the upper unit offers plenty of room and flexibility. For added convenience, it also includes in-unit washer and dryer hookups. The unit is currently furnished, and the furnishings may remain or be removed depending on the buyer’s preference and the agreed-upon terms of the sale.Each apartment has its own private porch or deck, providing both units with dedicated outdoor space. The property also features a large detached garage and a long driveway with plenty of off-street parking—an especially valuable feature in this convenient location.With its substantial size, established first-floor tenancy, oversized six-bedroom upper unit, private outdoor spaces, detached garage, ample parking, and exceptional proximity to Baystate Medical Center, 104 Narragansett Street is a compelling multifamily opportunity. Whether you are looking to expand your investment portfolio or occupy the spacious upper unit while collecting rent from the first floor, this distinctive Springfield property offers space, flexibility, and strong income-producing potential.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Aug 28, 2026
$469,000
Original listing
Agent: Jessica Mekal
Office: Lock and Key Realty Inc.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/28/2026 | 🏠 Listed for Sale | $469,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $3,873 | $247,000 |
Financial Details
Annual Property Tax
$3,873
Tax Year 2025
Assessed Value
$247,000
Facts & Features
2 Car Garage
Home Facts
Type
Residential Income
Style
Multi Family
Year Built
1915
Living Area
4,125 sq ft
Lot Size
0.31 acres
Stories
3
Bedrooms
9
Full Baths
3
Total Rooms
15
Investment Metrics
Units
2
Unit 1 Rent
$1,850/mo · N
Unit 2 Rent
— · N
Total Monthly Rent
$1,850/mo
Gross Income
$22,200
Net Operating Income
$22,200
Cap Rate
4.73%
Interior
Heating
None
Cooling
None
Flooring
None
Appliances
None
Fireplace
None
Fireplaces
1
Basement
Full
Laundry
None
Features
None
Exterior
Construction
None
Architecture
None
Roof
None
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Garage Spaces
2
Has Garage
Yes
Features
Paved Drive
Total Spaces
8
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$3,873
Assessed Value
$247,000
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Yes
Seller Disclosures
The First-floor Unit Will Be Available For Showings With An Accepted Offer. Photos Of The Unit Are Included In The Listing.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Hampden
Property Overview
Property Type
Multi Family
Listing Type
For Sale
Year Built
1915
Bedrooms
9
Full Bathrooms
3
Living Area
4,125 sq ft
Total Rooms
15
Stories
3
Levels
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
4,125 sq ft above grade
Display Options
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Full
Laundry:
Security:
Construction & Materials
Year Built:
1915
Structure Type:
Exterior Materials:
Roof:
Foundation:
Concrete Perimeter
Stories:
3
Heating, Cooling & Utilities
Heating:
Cooling:
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Garage Spaces:
2
Total Parking Spaces:
8
Parking Features:
Paved Drive
Special Features
Fireplaces:
1
Fireplace Type:
Community Amenities:
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$323
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
104 Narragansett St, Springfield MA 01107
Springfield, MA 01107
Listing Information
Listing Agent
Jessica Mekal
Listing Office
Lock and Key Realty Inc.
Office Phone
413-282-8080
Agent MLS ID
CN248483
Office MLS ID
AN5521
Listing Data Updated
Aug 28, 2026 12:00 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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